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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177297 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177318)

Good for spreading cost

Easy to use and good for spreading cost Reviewed on: 6th July 2026

Convenient and Useful

Easy to use and provides me with confidence when using the service. Being attached to my paypal account provides easy access and convenience other providers don't bring to the table. Reviewed on: 6th July 2026

PayPal is incredibly easy to use, making online paym...

PayPal is incredibly easy to use, making online payments and money transfers quick and hassle-free. The platform is reliable, secure, and user-friendly, which makes managing transactions simple. What really stands out is their customer service—they are always friendly, professional, and genuinely helpful whenever I need assistance. My issues have always been handled efficiently, and I appreciate the excellent support. Overall, I highly recommend PayPal for anyone looking for a convenient and trustworthy payment service. Reviewed on: 6th July 2026

I like that multiple payment terms/options are offer...

I like that multiple payment terms/options are offered with zero interest Reviewed on: 6th July 2026

good offer more credit that make me happy customer

good offer more credit that make me happy customer Reviewed on: 6th July 2026

Loyal PayPal customer.

Had PayPal many years never an issue they couldn't resolve in reasonable time fairly and with factual proof. Now I also have the PayPal Debit and Credit cards which i absolutely love the reward incentives they also offer. Reviewed on: 6th July 2026

I have used PayPal regularly for several years to ma...

I have used PayPal regularly for several years to make secure online purchases, send and receive payments, and manage transactions. I am familiar with features such as linking bank accounts and payment cards, reviewing transaction history, handling refunds, and resolving payment issues through the Resolution Centre. I understand the importance of security, including two-factor authentication and recognising potential phishing attempts. Through both personal use and my professional background, I am comfortable working with digital payment platforms, handling sensitive information responsibly, and providing accurate support to customers. Reviewed on: 6th July 2026

PayPal are brilliant, I can’t fault them

PayPal are excellent, I love that you can buy something and pay in 3 interest free payments, and even though I owe money on my PayPal credit they don’t pester me with emails phone calls etc, and when I have called customer service they have been quick to answer and we can understand each other clearly overall I totally rate them a 10. Reviewed on: 6th July 2026

Best option ever

Very good, safe and secure so there isn't any worry at all. Reviewed on: 6th July 2026

A convenient way to check out online when shopping.

A convenient way to check out online when shopping. I've never had any issues making purchases and just an all round useful account/app to have. Reviewed on: 6th July 2026

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