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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 60,044 reviews, last reviewed 13th Apr 2026
849300% increase in 5 star reviews
in the past 90 days
3200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience happy with the service Very good experience happy with the service Reviewed on: 13th April 2026
John meek's avatar
John meek

Latest lowest rating:

1

not very good. not very good. they reduced my credit limit too low which affected my credit score Reviewed on: 13th April 2026
Afia A's avatar
Afia A
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (60044)

There when you need it.

5
There when you need it. Flexible credit, pay in 3 option great for larger purchases Reviewed on: 26th May 2025
Susan 's avatar
Susan

everything I want to pay with paypal doesn't cause m...

5
everything I want to pay with paypal doesn't cause me any problems Reviewed on: 26th May 2025
Barbara G's avatar
Barbara G

Ain't too shabby

5
Never had an issue yet . Good credit and options with pay in 3 etc. Reviewed on: 26th May 2025
Reece's avatar
Reece

Pretty good I’ve been using it on and off for the la...

5
Pretty good I’ve been using it on and off for the last few years and without that I found something confusing. Their customer service has always been great. Reviewed on: 26th May 2025
Jamey Sherman's avatar
Jamey Sherman

PayPal with ease and confidence

5
I have used PayPal for years, it is easy to use, very safe and secure, I use PayPal with a lot of confidence, the app is secure and very easy to use as I am not the most fluent with technology however I am able to manage very well. If you have considered using PayPal and haven’t done so yet, it’s a no brainer. Reviewed on: 26th May 2025
Sohaib A's avatar
Sohaib A

I havve had a very good experience till now.

5
I havve had a very good experience till now. Always helps with quick payments all over the world. Reviewed on: 26th May 2025
Sarim R's avatar
Sarim R

I have used PayPal over 10years - they have always b...

5
I have used PayPal over 10years - they have always been secure and supportive when I’ve had issues Reviewed on: 26th May 2025
Amy H's avatar
Amy H

Very easy to use great app And easy with pay...

5
Very easy to use great app And easy with pay in 3 Reviewed on: 26th May 2025
Jason wickenden 's avatar
Jason wickenden

There pay over time is a great idea

5
There pay over time is a great idea Reviewed on: 26th May 2025
Bella's avatar
Bella

It took me awhile to be able to sign up and to build...

4
It took me awhile to be able to sign up and to build upon my credit. The website and app are not user friendly and I can see people struggling with it. This possibly being a reason why people don't continue with PayPal. The Credit aspect is good, however, at times there does need to be a more companies that will take PayPal Credit with a very low to zero interest rate. I use PayApl Credit often as it is really helpful when I do not want to pay forban item outright, with the options to pay over 4 to 24 months. Reviewed on: 26th May 2025
UMUK's avatar
UMUK

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