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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,776 reviews, last reviewed 13th Apr 2026
825300% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been using paypal for many years now and i tr... I have been using paypal for many years now and i trust them wirh my account any problems get sorted out straight away and they always give clear advi... Read more Reviewed on: 13th April 2026
Barry W's avatar
Barry W

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026
YAS's avatar
YAS
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59776)

Very good and easy to use.

5
Very good and easy to use. Reliable and quick Reviewed on: 26th May 2025
Kitty W's avatar
Kitty W

Easy to use and always been a lifesaver when certain...

5
Easy to use and always been a lifesaver when certain retailer accounts have issues acceoting my cards. Customer is service is excellent whuch incoudes the consumer protection when buying or selling and using paypal. The platform is brilliant especially with the different credit options to allow you to make a purchase when funds may be tight or when you want to spread the costs. Rates on finance is also good. Reviewed on: 26th May 2025
Awz Ahmed's avatar
Awz Ahmed

All have a good experience when using PayPal

5
All have a good experience when using PayPal Reviewed on: 26th May 2025
Scotty's avatar
Scotty

Useful tool, has come in handy.

5
Useful tool, has come in handy. Easy to control and make payments. Reviewed on: 26th May 2025
Imogen W's avatar
Imogen W

Awesome service.

5
Awesome service. Always there when I need them Reviewed on: 26th May 2025
Gjones's avatar
Gjones

Always find paypal easy to use quick to reply

5
Always find paypal easy to use quick to reply Reviewed on: 26th May 2025
Christopher Deeks's avatar
Christopher Deeks

I like that I can use my credit card abroad easily.

5
I like that I can use my credit card abroad easily. Reviewed on: 26th May 2025
valerian d's avatar
valerian d

Good customer service

5
Good customer see vice, quick response Reviewed on: 26th May 2025
Anna's avatar
Anna

Very reliable quick and easy to use

5
Very reliable quick and easy to use Reviewed on: 26th May 2025
Dorothy Sim's avatar
Dorothy Sim

PayPal has always been exactly what it says on the tin.

5
PayPal has always been exactly what it says on the tin. There when I need it. Reviewed on: 26th May 2025
Julie S's avatar
Julie S

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