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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Easy to use and great customer service

5
Easy to use and great customer service Reviewed on: 6th July 2026

Good service and communication.

5
Good service and communication. I have been able to use PayPal credit to make purchases in a secure way with various payment options Reviewed on: 6th July 2026

Trustworthy and reliable company

5
After many years of using PayPal I think that I feel very comfortable, safe, and mostly reassured that what every transaction I make using PayPal I will. Not be scammed or lied to through false representation of a product and if I should find I have, I raise a dispute and PayPal assist me all the way in getting a refund or the company and myself arrange an applicable agreement that suits both parties Reviewed on: 6th July 2026

Super easy to get love using the credit and payment...

5
Super easy to get love using the credit and payment planns Reviewed on: 6th July 2026

Easy access with 4months 0% interest

5
Quick easy access with a reasonable rate of interest. Could not be more appreciative of the 4 months free interest and definitely comes in handy! Paypal itself works out what should be payed off first to avoid extra charges. Reviewed on: 6th July 2026

Excellent experience, so simple to use and customer...

5
Excellent experience, so simple to use and customer service second to none Reviewed on: 6th July 2026

Product not as described.

5
I’ve had to contact PayPal regarding a purchase and the service was most impressive. I could not find a fault if I tried to. Efficient, polite, informative 10/10.lssue Reviewed on: 6th July 2026

Very straightforward and helpful

5
Very straightforward and helpful Reviewed on: 6th July 2026

Best experience ever.

5
Best experience ever. Easy and safe Reviewed on: 6th July 2026

Never had any issues great service

5
Never had any issues great service Reviewed on: 6th July 2026

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