Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

View other PayPal products

4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181152)

Convieniance

I find Paypal a very convieniant way to pay for purchases Reviewed on: 6th July 2026

Never had any problems with paypal love it tbh its e...

Never had any problems with paypal love it tbh its extremely convenient Reviewed on: 6th July 2026

Stress-Free Financing!

I’ve been using PayPal Credit for a while now, and it is honestly a lifesaver for budgeting. The best part is easily the 4 months of 0% interest on anything over £99. It lets me split the cost of pricier stuff—like booking holidays or upgrading my tech—without the stress or any extra fees. Since it lives right inside my digital wallet, checking out is super quick and secure. No need to hunt around for a physical card! Reviewed on: 6th July 2026

Quick & simple way to Paypal Credit.

When I was offered paypal credit, the application went smoothly & quickly. The use of paypal credit is offered on all my purchases, but never pushed upon me. Paypal keeps me informed regularly about the balance & usage of my account. I cannot see any reason to fault PayPal Credit. Reviewed on: 6th July 2026

Been with PayPal for a long time now.

Been with PayPal for a long time now. And the convenience of all the different options all in one place is very good and very helpful Reviewed on: 6th July 2026

Great service

I think it’s a great way to spread the cost of larger items and a safe way to pay . Easy site to you . Easy payment choices . Reviewed on: 6th July 2026

I use PayPal more often than not cause I can rely on...

I use PayPal more often than not cause I can rely on it…used it for many years now Reviewed on: 6th July 2026

It’s easy to use, has many options and methods to co...

It’s easy to use, has many options and methods to complete your purchase, and a reasonable interest rate. Reviewed on: 6th July 2026

Really easy to use and clear options make buying lar...

Really easy to use and clear options make buying larger purchases easier Reviewed on: 6th July 2026

Pay in 3 is great for small purchases.

Pay in 3 is great for small purchases. PayPal overall is great too. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub