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PayPal: PayPal Credit reviews

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4.90
Based on 59,724 reviews, last reviewed 13th Apr 2026
820800% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always attentive customer service! Always attentive customer service! Reviewed on: 13th April 2026
Leema T's avatar
Leema T

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026
YAS's avatar
YAS
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59724)

refund issue

4
only issue i have is when i get a refund from a customer you don`t give it to me , you use it as credit . not good for me. Reviewed on: 26th May 2025
Leslie A's avatar
Leslie A

Easy and safe way to pay online

5
Easy and safe way to pay online, when ever I have had a problem it has been sorted quickly and the app is very easy to use Reviewed on: 26th May 2025
Sean H's avatar
Sean H

Had zero issues with PayPal throughout my long term...

5
Had zero issues with PayPal throughout my long term of usage. Have used this for various online services and purchases and all has gone well with no problems. I would prefer if it was easier to update or change my payment dates for PayPal credit. Reviewed on: 26th May 2025
Martin L's avatar
Martin L

PayPal is brilliant

5
PayPal is brilliant the customer services are amazing and can highly recommend Paypal Reviewed on: 26th May 2025
Donna's avatar
Donna

Ditch your credit cards and use Paypal!

5
I have used paypal credit several times for holidays and most recently used their pay in three service. Paypal app is excellent in showing the status and interest rate seems reasonable Reviewed on: 26th May 2025
Martin S's avatar
Martin S

PayPal Credit

4
Good experience - quick and easy to follow the process. There is customer service provided online and over the phone for more complicated questions Reviewed on: 26th May 2025
Ian P's avatar
Ian P

PayPal is a great way to make quick payments..

5
PayPal is a great way to make quick payments for all sorts of things and PayPal credit is really handy for making urgent payments when ready cash is in short supply. Reviewed on: 26th May 2025
Ade Smith's avatar
Ade Smith

PayPal services

5
I use PayPal all the time to buy, send money such a great way to pay with confidence, it’s so easy to set up and use, very helpful customer service Reviewed on: 26th May 2025
Tracy m's avatar
Tracy m

Amazing Paypal credit with 4 months repay it’s great...

5
Amazing Paypal credit with 4 months repay it’s great and helpful Reviewed on: 26th May 2025
Mathew dias's avatar
Mathew dias

Great to use never any problems use PayPal for nearl...

5
Great to use never any problems use PayPal for nearly everything Reviewed on: 26th May 2025
Margaret Miller's avatar
Margaret Miller

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