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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Easy to use and understand.

Easy to use and understand. Good rates and offers Reviewed on: 6th July 2026

It has enabled me to go to once in a lifetime events...

It has enabled me to go to once in a lifetime events and more Reviewed on: 6th July 2026

Pure clarity

Clear notifications. Easy to use. And everything kept simple. Reviewed on: 6th July 2026

Excellent

Its easy to use and i feel more safe Reviewed on: 6th July 2026

Been fast and secure.

Been fast and secure. When chasing items PayPal has been great to help. Reviewed on: 6th July 2026

If not already tried PayPal credit then give it a go.

If not already tried PayPal credit then give it a go.To me it’s the convince of PayPal credit paying for items and having the option over 4 months, and to pay back which is great, and for me it’s better then a credit card if you pay back on time in full amount there is zero interest, where as a credit card you have to make the full payment back with in the month or over a Period of time which is were the banks make money on you, and to be honest this is were PayPal has the edge on credit cards but make sure you make the payment on time to avoid any charges Reviewed on: 6th July 2026

I find using my pay pal credit card extremely useful.

I find using my pay pal credit card extremely useful. I often use the three monthly method of paying. Reviewed on: 6th July 2026

Never had any issues. Fab to help with purchases.

Never had any issues. Now with interest free for 4 months or pay over 3 months has made a huge difference to me. I can buy stuff I need and no credit card bills racking up. Allows me to safey purcahse a d spread cost just that little bit. And now points too.. Have the insuramce of.Paypal behind your purchases gives me more faith in what I buy too. Xx Reviewed on: 6th July 2026

Very easy and helpful.

Very easy and helpful. I recommend people to use pay pal. Reviewed on: 6th July 2026

Customer service has always address my issues urgently

Customer service has always address my issues urgently Reviewed on: 6th July 2026

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