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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177517)

Brilliant, no fuss credit.

5
Brilliant, no fuss credit. Always there when I need it. Reviewed on: 6th July 2026

I find PayPal Credit very easy to manage and pay off...

5
I find PayPal Credit very easy to manage and pay off without getting into lots of debt and building up interest. Reviewed on: 6th July 2026

Easy and quick process.

5
Easy and quick process. I had no issues from start to finish. Reviewed on: 6th July 2026

It is ok.

4
It is ok. I only used pay in 3. Sometimes I have tried to extend the payments but it was unsuccessful. Reviewed on: 6th July 2026

Nice and smooth transaction and a very simple app to...

4
Nice and smooth transaction and a very simple app to you use Reviewed on: 6th July 2026

Great experience - so convenient to use the service...

5
Great experience - so convenient to use the service with PayPal, and pay in three! The repayment options are really helpful to allow you spread the costs for a more expensive purchase that you might not be able to make so easily. I've not had to contact customer service and generally the online portal has been very positive for me Reviewed on: 6th July 2026

PayPal is my go to payment provider.

5
PayPal is my go to payment provider. It’s dimple to use and accepted in most areas Reviewed on: 6th July 2026

PayPal Credit is a great option

5
PayPal Credit is a great option for when you have an unexpected purchase you need to make. Having the choice of quick interest free payments or a longer term to pay off is great. Reviewed on: 6th July 2026

I have very good experience with apypal

5
I have very good experience with apypal Reviewed on: 6th July 2026

Paypal credit is super easy to use and widely accept...

5
Paypal credit is super easy to use and widely accepted making it very convenient as well Reviewed on: 6th July 2026

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