Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59649 reviews)

View other PayPal products

4.90

Based on 59,649 reviews, last reviewed 13th Apr 2026

813900% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always used paypal with online transactions. Always used paypal with online transactions. Feel safe & secure. Easy to do Reviewed on: 13th April 2026

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (59649)

A true pay pall

I've been using PayPal for years and I never had any issues, paying for products, paying in 3 or with PayPal credit everything went always through without any hassle Reviewed on: 26th May 2025

Flexibility when needed.

Freedom to pay overtime giving flexibility when needed. Significant time to pay and good communication explaining terms Reviewed on: 26th May 2025

Simple service without jumping through hoops

I enjoy purchasing using PayPal finance products as it is a straightforward, low hassle way of paying and spreading the cost of retail goods and services. Reviewed on: 26th May 2025

Easy to use , flexible and I can pay...

Easy to use , flexible and I can pay in my own time Reviewed on: 26th May 2025

Easy to use and if there is any problems they sort i...

Easy to use and if there is any problems they sort it out very quickly Reviewed on: 26th May 2025

Instalment plans at your fingertips, with no interest!

It's really useful to have a service that readily and easily can be used to pay for bigger purchases over time, interest free. It's also great when they tie in with retailers to offer 0% interest over longer periods. Reviewed on: 26th May 2025

Great offer when you pay off whole balance in 3 inst...

Great offer when you pay off whole balance in 3 instalments Reviewed on: 26th May 2025

PayPal is fast, secure and reliable and user friendl...

PayPal is fast, secure and reliable and user friendly, and should be widely more available across all retail outlets and I love the way it automatically has your details and postal address sorted when you buy something online. Thank you. Reviewed on: 26th May 2025

very good service.

very good service. Allows you to buy products you want sometimes with a 0% for 4 months Reviewed on: 26th May 2025

PayPal is always my first choice to use a reliable f...

PayPal is always my first choice to use a reliable fast source of payment. Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Payments
from PayPal 4.92 from 3668 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 33067 reviews
Payments
from PayPal 4.92 from 3668 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub