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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

PayPal Credit

PayPal Credit is a convenient way to spread the cost of purchases, especially when promotional interest-free offers are available. The application process is quick, and it's easy to use anywhere PayPal is accepted. However, if you don't pay off the balance before promotional periods end or only make minimum payments, interest charges can be high. It's best suited for people who can manage repayments responsibly. Reviewed on: 6th July 2026

Great Credit provider

Never had an issue using PayPal. Customer Service is excellent and is there for me if I have problems with my purchases Reviewed on: 6th July 2026

always good and buyers protection is excellent

always good and buyers protection is excellent Reviewed on: 6th July 2026

Great Services

I have used them for many years and always had a great experience. Reviewed on: 6th July 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The application process was quick and straightforward, and it’s been a convenient way to spread the cost of larger purchases. The online account management is easy to use, payments are simple to make, and I appreciate the flexibility it offers. Customer service has been helpful whenever I’ve needed assistance. Overall, it’s a reliable and convenient credit option that I would happily recommend. Reviewed on: 6th July 2026

Solid option for large purchases

I’ll be honest, initially I started off paying for my frivolous shopping habits with PayPal Credit and that was a mess of my own doing. Thankfully, I didn’t encounter any hidden fees and the breakdown of payments and what I owe was always clear. Now I use PayPal Credit to pay for holidays or other trips. Usually by the time I’m finally going away I manage to get it all paid off and I can still benefit from preferential prices thanks to booking so far in advance. And PayPal Credit really makes it easy for me. Reviewed on: 6th July 2026

Purchases made secure and simple

Purchases made secure and simple across many platforms, with the added bonus of paying over a few months without added interest Reviewed on: 6th July 2026

Easy to use.

Easy to use. Can be used in a lot of different places. Repayment is easy to set up Customer service is excellent Gives you flexibility Reviewed on: 6th July 2026

Excellent

Excellent service everytime, easy to use Reviewed on: 6th July 2026

Where ever I see PayPal credit as a purchase option...

Where ever I see PayPal credit as a purchase option it makes transactions so much easier. Reviewed on: 6th July 2026

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