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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177636)

It a good safe way to purchase items online

5
It a good safe way to purchase items online Reviewed on: 6th July 2026

PayPal is such a convenient way to pay for goods and...

5
PayPal is such a convenient way to pay for goods and services, safely and securely Reviewed on: 6th July 2026

The 4 months interest free credit is really useful.

5
The 4 months interest free credit is really useful. This allows me to spread the cost of goods without costing me any interest fees. Reviewed on: 6th July 2026

I love PayPal because it so secure and easy to...

5
I love PayPal because it so secure and easy to use Reviewed on: 6th July 2026

Amazing journey wit P.Pal

5
Amazing journey wit P.Pal. I have the support i need anytime through the app Reviewed on: 6th July 2026

Great service and product

5
I have used PayPal for nearly 15 years. Since using PayPal credit it has changed the way I pay for things. I enjoy getting longer to pay for things interest-free and the service has no subscription fees. Reviewed on: 6th July 2026

Top level service provider

5
Great service, always there when you need them, cannot fault them Reviewed on: 6th July 2026

Easy application and good limits

5
Easy application process when I couldn't get a credit card and great customer service very understanding when I had issues with my bank and missed a payment I was able to call and clear the mark from my record after paying no issues Reviewed on: 6th July 2026

Reliable and service and easy app.

5
Reliable and service and easy app. Never had any issues. Reviewed on: 6th July 2026

Great customer support

5
I don’t have a credit card, but can say PayPal credit is just as handy. When I have reached out to their customer support they have always been supportive and professional. Reviewed on: 6th July 2026

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