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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Great for Flexible Payments

PayPal Credit has been easy to use and makes it convenient to spread out larger purchases. The application process was straightforward, payments are simple to manage through the PayPal app, and I like having the option to pay over time when needed. Just be sure to understand the promotional financing terms and make payments on time to avoid interest. Overall, it’s been a reliable payment option for me. Reviewed on: 6th July 2026

Honest PayPal review

Never had a problem gives safety when ordering Reviewed on: 6th July 2026

PayPal is top class

Always great customer service with an amazing app and easy to follow guidance Reviewed on: 6th July 2026

The easiest way to pay and be paid.

The easiest way to pay and be paid. PayPal credit has been really helpful when needed Reviewed on: 6th July 2026

Great service.

Great service. Easy to use and feel safer using PayPal to pay online Reviewed on: 6th July 2026

Easy way to pay and secure too as purchases secure a...

Easy way to pay and secure too as purchases secure and help us given when needed so it's been good for me thanks payoal Reviewed on: 6th July 2026

Pay in 3 is great. .

Great when you can pay over 3 or use your PayPal credit. Ive bought loads of things on the pay in 3. . It helps with your credit score. Loads of places to use paypal credit Reviewed on: 6th July 2026

Paypal is the best

PayPal has made buying so easy for much. I don’t have to pay the full amount at the pay section, but can spread it across for 4 months and pay them off comfortable Reviewed on: 6th July 2026

Pay pal review

I love pay pal it’s such an easy , quick and safe option to pay with. When I used it for the first time I got £20! You know you’re details are safe and I like how when I do the buy now pay later option it tells me when the exact amount every month is due on the app. And I like how you can pay a custom amount whenever you chose and it comes straight out the account you chose! Thr pay in 3 is also a great option when on a budget! Reviewed on: 6th July 2026

Considerate and friendly.

Considerate and friendly. I find it very easy to use and handy Reviewed on: 6th July 2026

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