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PayPal: PayPal Credit reviews

4.90
Based on 59,629 reviews, last reviewed 13th Apr 2026
812500% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Paypal is reliable especially using paypal credit. Paypal is reliable especially using paypal credit. Reviewed on: 13th April 2026
Daniel M's avatar
Daniel M

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026
Nathan P's avatar
Nathan P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (59629)

I am verry happy whit paypal,ease to use!

5
I am verry happy whit paypal,ease to use! Reviewed on: 26th May 2025

Very good smooth way to shop and I am happy with thi...

5
Very good smooth way to shop and I am happy with this service being available as it allows to spread the cost. Reviewed on: 26th May 2025

Very good

5
Very,Very good , very happy very experience Reviewed on: 26th May 2025

Very easy to make purchases, hassle free

5
Very easy to make purchases, hassle free Reviewed on: 26th May 2025

Had a challenge and was resolved quickly and efficie...

5
Had a challenge and was resolved quickly and efficiently, an investigation was done and found in my favour, if you would act the same for friends and family however that would be a positive as people want this due to the time frame from them receiving there money. Reviewed on: 26th May 2025

Super safe and secure

5
So happy with the security they provide and fast and efficient service Reviewed on: 26th May 2025

Great.Service

5
My experience is nothing but positive & the 8 score is i believe there is always room for improvements. Reviewed on: 26th May 2025

Great experience, used for years

5
Great experience, used for years Reviewed on: 26th May 2025

I have used PayPal for many many years now.

5
I have used PayPal for many many years now. It’s great for free money transfers for family and friend payments. Plus I’ve recently used the PayPal credit option and it’s made a recent purchase that I really wanted possible. Rory to use PayPal and I trust using it. I’ll always recommend it to others. Reviewed on: 26th May 2025

Amazing each spending

5
I use PayPal credit quite often that enables me to distribute my spendings over a couple of months that is quite helpful Reviewed on: 26th May 2025

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