Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177706 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177742)

Great experience overall good service

Great experience overall good service Reviewed on: 6th July 2026

Hassle free

A great way to spread the cost and completely hassle free Reviewed on: 6th July 2026

Paypal Credit is convenient, but APR is high

Paypal Credit is really convenient, especially when used via Booking.com, although the APR is quite high. Reviewed on: 6th July 2026

Pay Pal excellent service

Never any problem with payments plus if have a problem with your goods pay pal sorts it out Reviewed on: 6th July 2026

Everytime I've needed payday

Everytime I've needed payday credit its been there for me so I nothing bad to say about it. Reviewed on: 6th July 2026

A great flexible way to pay

It’s been very helpful to use PayPal Credit. Knowing I can pay monthly makes things much more flexible. Reviewed on: 6th July 2026

PayPal was my rescue when I needed it

PayPal was my rescue when I needed it Reviewed on: 6th July 2026

Excellent company and easy to deal with.

I have been with Paypal for many years and found them to be excellent in communication and very easy to deal with. They have always been helpful in any disputes (very few by the way) with companies I have purchased items from and I find this a marvellous safety net and gives peace of mind in the event of any problems. I would thoroughly recommend Paypal in anyone interested in purchasing items online for this safety aspect alone. Thankyou. Reviewed on: 6th July 2026

Great platform for credit, easy to use and always re...

Great platform for credit, easy to use and always reliable. Reviewed on: 6th July 2026

Great customer service, always quick response

Great customer service, always quick response Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98750 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub