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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59612 reviews)

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4.90

Based on 59,612 reviews, last reviewed 13th Apr 2026

811100% increase in 5 star reviews

in the past 90 days

2800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Smooth and easy to use . Smooth and easy to use . App works well. Cant find a fault Reviewed on: 13th April 2026

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59612)

Good experience with paypal products

Good experience with paypal products Reviewed on: 26th May 2025

Very easy straightforward process, all information v...

Very easy straightforward process, all information very clear and up to date Reviewed on: 26th May 2025

So easy to use, convenient and very helpful.

So easy to use, convenient and very helpful. Unlike others PayPal has many options of instalments. Customer service is very professional and helpful Reviewed on: 26th May 2025

Alternative to cash

PayPal credit is very good for me, it helped me to make purchase in way that I wouldn't be able to, if I haven't had PayPal account. I would recommend it to anyone. Reviewed on: 26th May 2025

IPayPal credit: easy and affordable

I've found PayPal credit very useful, especially their pay in 3, which comes in handy for spreading the cost of a purchase without paying any interest. Although this isn't unique to PayPal it's a great option from such a well known and trusted provider. Also as a PayPal customer for other services the application was simple ans easy. Reviewed on: 26th May 2025

EASY TO USE

EASY TO USE FRIENDLY AND I FEEL I AM IN CONTROL Reviewed on: 26th May 2025

PayPal A**

I use PayPal as much as I possibly can, I trust it and it’s so flexible. It’s reliable and I can practically use it on most things online. Reviewed on: 26th May 2025

No issues, no problem.

No issues, no problem. Trust worthy company and feel secure using them Reviewed on: 26th May 2025

I started using PayPal over 16 years ago and it’s be...

I started using PayPal over 16 years ago and it’s been great Reviewed on: 26th May 2025

i have really really bad experiences either with pay...

i have really really bad experiences either with paypal personel itself or paypal business.Especially Paypal business , using and auto funding paypal business debit card is nightmare. And why paypal doesnt offer any personal debit card , this is so weird Reviewed on: 26th May 2025

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