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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Easily used brilliant online experience

Easily used brilliant online experience Reviewed on: 6th July 2026

Keep up the good work.

I've been using PayPal for many years and feel like it's the only place that has my back, if I run into an issue it's sorted straight away. Reviewed on: 6th July 2026

PayPal Credit

I love PayPal credit it help to pay much easier Reviewed on: 6th July 2026

I always use PayPal Credit at checkout for online sh...

I always use PayPal Credit at checkout for online shops as I know I'll be protected and it's helped me on more than one occasion. Only downside would be wait times for responses from the customer service team. Reviewed on: 6th July 2026

Never I had a problem with PayPal.

Never I had a problem with PayPal. Reviewed on: 6th July 2026

Quick easy to use, good credit and payment plan

Quick easy to use, good credit and payment plan Reviewed on: 6th July 2026

Lovely easy

Lovely. Easy application. My only niggle is the APR Reviewed on: 6th July 2026

Good reminder for payment hides bank details

Good reminder for payment hides bank details Reviewed on: 6th July 2026

A reliable, flexible way to pay.

A reliable, flexible way to pay. Easy to use and easy to track on my app. I can also use PayPal Credit with my phone Reviewed on: 6th July 2026

Excellent Customer Service

I have had no more than two issues since joining Paypal over 2 years ago, and they have both been resolved at the heighest of my expectation. Reviewed on: 6th July 2026

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