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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177790)

Always helpful when there’s problems with a seller

5
Always helpful when there’s problems with a seller Reviewed on: 6th July 2026

The Paypal Credit is easy to use.

5
The Paypal Credit is easy to use. Customer services are second to none. Polite and Helpful. Reviewed on: 6th July 2026

PayPal provides me with extra peace of mind.

5
I use PayPal for instant payments from my credit card and pay in three 0% finance. Very happy that both give me extra protection. On the one occasion I was let down by a seller PayPal stepped in repaid me instantly and dealt with the seller on my behalf. Reviewed on: 6th July 2026

Very good with notifications and ease to set up paym...

5
Very good with notifications and ease to set up payments Reviewed on: 6th July 2026

I would recommend PayPal to all

4
I have been using PayPal for many years, I believe the changes they have made in recent years have been very significant and if I were single then I would probably use more of the services you now provide Reviewed on: 6th July 2026

I have only had one occasionntact customer ser...

5
I have only had one occasion to contact customer service and the chap I spoke to was very helpful and solved the issue. Reviewed on: 6th July 2026

Good customer service

5
Good customer service I've been with them for years Reviewed on: 6th July 2026

I have used PayPal multiple times including purchasi...

5
I have used PayPal multiple times including purchasing urgent care parts and have never had an issue with the service provided. Reviewed on: 6th July 2026

PayPal credit is very useful

5
PayPal credit is really useful for more expensive purchases. It’s very simple and easy to use and setup. I have used it several times when I wanted to spread the cost over 3 months . I tend to use the three month interest free credit. Reviewed on: 6th July 2026

Good payment offers easy to use app

5
Good payment offers easy to use app Reviewed on: 6th July 2026

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