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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Has been very helpful to pay off debts

5
Has been very helpful to pay off debts Reviewed on: 6th July 2026

Different payment offers to your benefit.

5
Love using paypal specially when you can use pay in 3 or 0% for 4 months on credit card above £100 which gives you piece of mind to pay as you with within those months without interest. Reviewed on: 6th July 2026

Great stuff , really good product and customer service

5
Great stuff , really good product and customer service Reviewed on: 6th July 2026

Very very good.

5
Very very good.I enjoyed every time I shopped Reviewed on: 6th July 2026

Amazing does what you need so smooth and clear easy...

5
Amazing does what you need so smooth and clear easy to use and clear app and good service very happy with them and great to use Reviewed on: 6th July 2026

Great/ easy to use.

5
Great/ easy to use. Reliable and simple to understand Reviewed on: 6th July 2026

Been with PayPal for years they’re great

5
Been with PayPal for years they’re great Reviewed on: 6th July 2026

So far very good, really like the flexibility

5
So far very good, really like the flexibility Reviewed on: 6th July 2026

Easy to use and convenient.

5
PayPal pay in three can be useful for spreading the cost of larger purchases - easy to use and convenient. Reviewed on: 6th July 2026

Its pretty ok overall

4
Its pretty good and has allowed me ro get things when im short on money its also easy to use and isnt at all the worst crefit system ive used before as it keeps things easy to use and consise though i am aware that paypal itself has pug limits in things which is frustarsting as people should be able to buy and sell without any restictions bar illegal goods Reviewed on: 6th July 2026

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