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PayPal: PayPal Credit reviews

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4.90
Based on 59,504 reviews, last reviewed 12th Apr 2026
801200% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy PayPal customer. I've been a PayPal Credit customer since I applied and I'm very pleased with the service. From the start, I received an 18-month 0% interest offer, wh... Read more Reviewed on: 12th April 2026
Adrianna's avatar
Adrianna

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59504)

Easy and convenient way to pay especially when you d...

5
Easy and convenient way to pay especially when you don’t have the funds to pay right away Reviewed on: 26th May 2025
Allan 's avatar
Allan

Excellent communication to keep me informed when pay...

5
Excellent communication to keep me informed when payments are due. Reviewed on: 26th May 2025
Joanna F's avatar
Joanna F

Wery nice and And it helps people dream

5
Wery nice and And it helps people dream Reviewed on: 26th May 2025
Bozena w's avatar
Bozena w

Easy to use, efficient and versatile

5
Easy to use, efficient and versatile; Paypal provides a simple, quick and secure way of making and receiving online payments. It has never yet failed to provide what I need, and I would recommend it to anyone. Reviewed on: 26th May 2025
Robert D's avatar
Robert D

Easy to use, use PayPal everyday pretty much, makes...

5
Easy to use, use PayPal everyday pretty much, makes thing easier to purchase larger things Reviewed on: 26th May 2025
Shadowdawn's avatar
Shadowdawn

Very handy

5
Very handy and easy to use for short term credit Reviewed on: 26th May 2025
Martin M's avatar
Martin M

Real Human Customer Service, Not Bots

5
I like that I am always able to contact a human customer service representative when I need to. If they aren’t available, they notify you as soon as a live agent replies. I never feel fobbed off. Reviewed on: 26th May 2025
Duncan Barber's avatar
Duncan Barber

They’re just always there & giving you that feeling...

5
They’re just always there & giving you that feeling they’re watching out for you against the scammers Reviewed on: 26th May 2025
Leslie H's avatar
Leslie H

hade no truble and always good to deal with

5
hade no truble and always good to deal with Reviewed on: 26th May 2025
Robert B's avatar
Robert B

Very good experience with pay pal

4
I’ve had nothing but good experiences Barr one instance which was resolved quickly, online and in the phone they are always patient and happy to help Reviewed on: 26th May 2025
Matthew M's avatar
Matthew M

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