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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (178000)

Easy to use and reliable

5
I’ve always found PayPal Credit simple and convenient to use. The app makes it easy to manage payments, check my balance and find answers to most questions without needing to contact anyone. When I have needed support, customer service has been quick to respond and helpful. Overall, I’ve had a positive experience and would recommend PayPal to others. Reviewed on: 6th July 2026

The Smart way to do Business

5
The best way tp pay for safety online, also a Great way to Budget for purchases you really need NOW !! Reviewed on: 6th July 2026

Great customer service

5
I have never received poor service and have always been reminded of future payments which I benefit from. Reviewed on: 6th July 2026

PayPal is amazing

5
I have been with PayPal for around 20 years and never had a problem tgat can not be resolved Reviewed on: 6th July 2026

PayPal is my No1 go to for online purchase.

5
PayPal is my first go to for all purchases for me. I feel a sense of safety when using it. I'm never concerned about scam purchases. Reviewed on: 6th July 2026

Excellent: Very top notch service

5
Very top notch service, excellent and professional Reviewed on: 6th July 2026

Very useful for easy installment payment.

3
Very useful for easy installment payment. Convenience. I like the debit card. Useful for sinking funds. Reviewed on: 6th July 2026

I don’t have any worries with PaPal, no problem gett...

5
I don’t have any worries with PaPal, no problem getting credit and I know that it’s safe and secure Reviewed on: 6th July 2026

Always have my back.

5
Always have my back no matter what the transaction. Reviewed on: 6th July 2026

Paypal credit is Great

5
Paypal credit is very helpful when needing to buy stuff and haven't got the full amount to pay for it. Reviewed on: 6th July 2026

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