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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Lifesaver

Easy to use and been a life saver at times Reviewed on: 6th July 2026

Fabulous and prompt service

It was so easy to use PayPal Credit. Money came in immediately, repayments were clear and everything was just smooth. Reviewed on: 6th July 2026

Using PayPal for couple of years and no issues at all.

Using PayPal for couple of years and no issues at all. Reviewed on: 6th July 2026

Highly recommend.

I never had any issues. All things are good, I really enjoy using PayPal and i never had any complains. It is the only app of this type that I use. I don't even know another app that would be so useful. Highly recommend. Reviewed on: 6th July 2026

Good experience.

Good experience. Straightforward application and administration with quick turnaround. Can be used flexibly within the limit. Professional service minimum fuss. Reviewed on: 6th July 2026

Very good service, I could sort so many things

Very good service, I could sort so many things Reviewed on: 6th July 2026

Great experience using PayPal.

I am having a great experience using PayPal. It's fast, secure, and makes sending and receiving money very easy. The app is simple to use, transactions are smooth, and I appreciate the extra buyer protection when shopping online. Overall, it's a reliable payment service that I would happily recommend. Reviewed on: 6th July 2026

Find it easy and clear

Find it easy and clear to understand Reviewed on: 6th July 2026

Paypal is great for the Financial side giving 4 mont...

Paypal is great for the Financial side giving 4 months 0% interest and unmanageable pay in 3 betting others on the market. You also can get larger purchases over a longer period so great to fund that new PC or TV, the only caveats which are minor bugbears are, Refunds dont go to the balance, they go to main account (good for a cash advance). Without looking at statement, its hard to see what you actually owe money for and payments take weeks to clear. Reviewed on: 6th July 2026

Excellent service

Always been there when I needed it Reviewed on: 6th July 2026

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