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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,466 reviews, last reviewed 12th Apr 2026
797700% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have to have it Easy process, confident in using the service, makes your life easy, 4 months installment without fees and without request is a no brainer. Reviewed on: 12th April 2026
Ahmed A's avatar
Ahmed A

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59466)

Easy to use, functionality is excellent

5
Easy to use, functionality is excellent Reviewed on: 26th May 2025
Averagemod 's avatar
Averagemod

Convenient service

5
PayPal Credit is a feature which is really helpful to me. The fact that I have the possibility to spend a large amount of money and pay in three instalments- interest free- is a big advantage. Reviewed on: 26th May 2025
LD's avatar
LD

Safe and easy :)

5
Safe and easy access when dealing with money for years. I was treated more like a friend when needing advice of customer service and for that I would give PayPal 10 out of 10. Reviewed on: 26th May 2025
Marta S's avatar
Marta S

It is widely accepted and easy to use.

4
It is widely accepted and easy to use. My biggest frustration is with payment - you do a direct debit to pay today and then it takes three days to come out your account rather than just giving you the ability to pay with debit card. Reviewed on: 26th May 2025
AW's avatar
AW

PayPal credit is fantastic - so easy to set up and u...

5
PayPal credit is fantastic - so easy to set up and use on iPhone Reviewed on: 26th May 2025
Simon P's avatar
Simon P

Easy to use every time I need I can see everything w...

5
Easy to use every time I need I can see everything what I am doing and managing the account is as well very easy Reviewed on: 26th May 2025
Ivan Sabol 's avatar
Ivan Sabol

Does what it says on the tin

5
It's fine, does what you need and not invasive or annoying Reviewed on: 26th May 2025
Samuel W's avatar
Samuel W

PayPal Pay in 3 is very useful

5
PayPal Pay in 3 is very useful and has helped on several occasions Reviewed on: 26th May 2025
Geraldine F's avatar
Geraldine F

Paypal gives you options

5
Paypal is a convenient way for me to pay when shopping online. It gives a range of options and payment plans (pay in 3, 0% interest over 4 months with Paypal credit), which are easy to use and set up. Logging on is quick and simple and if I return any products, the money gets paid va Paypal into my account. Reviewed on: 26th May 2025
Dawn M's avatar
Dawn M

PayPal credit thumbs up

5
Nothing to add good all round. I object to having to write more than I want to Reviewed on: 26th May 2025
Ali K's avatar
Ali K

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