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PayPal: PayPal Credit reviews

4.90
Based on 59,424 reviews, last reviewed 12th Apr 2026
794100% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's easy to use . It's easy to use and comes in handy when you don't have the ready cash. Reviewed on: 12th April 2026
Ken 's avatar
Ken

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59424)

PayPal is always supportive and offers great offers...

5
PayPal is always supportive and offers great offers to pay for items. The company has great customer service l. Reviewed on: 26th May 2025

It’ reliable, fast and widely used and accepted.

5
It’ reliable, fast and widely used and accepted. Easy to transfer and receive funds as well as a convenient means of payment Reviewed on: 26th May 2025

PayPal is an Excellent provider!

5
I have used PayPal for many years now & I can fully confirm with confidence that this service is excellent. Any problems I have experienced with retailers has been dealt with swiftly & PayPal has supported my rights as a consumer. I am totally happy with their services. Reviewed on: 26th May 2025

Love the Paypal credit options!

5
Love the Paypal credit options! Love how it’s available for so many purchases!! Reviewed on: 26th May 2025

Security purchasing

5
I like the security of purchasing from a new store that PayPal affords. Reviewed on: 26th May 2025

PayPal credit very easy to use.

5
I have found PayPal credit very easy to use and also found their site easy to navigate as well as displaying all the necessary information needed to keep my account managed. Reviewed on: 26th May 2025

Excellent service and good value

5
Excellent service and good value Reviewed on: 26th May 2025

Very good service.

5
Very good service. Very secure and reliable. Would highly recommend to friends and family. Reviewed on: 26th May 2025

Couldn't be better.

5
Couldn't be better. App is great. I always use paypal for ordering on-line if option is there and never had a problem and i have using paypal for 20yrs+ Reviewed on: 26th May 2025

Paypal has been very useful to make the usual family...

5
Paypal has been very useful to make the usual family extra expenses more affordable without paying etra fees in the short term. The process is always very straight forward and available with most of the retailers. Reviewed on: 26th May 2025

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