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PayPal: PayPal Credit reviews

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4.90
Based on 59,377 reviews, last reviewed 12th Apr 2026
789600% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The credit application was easy to complete. The credit application was easy to complete. The credit limit was set at a sensible starting point. I found the whole experience as positive one, and ... Read more Reviewed on: 12th April 2026
Patrick McCreanor's avatar
Patrick McCreanor

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59377)

My experience had been great , easy way to make my p...

5
My experience had been great , easy way to make my payments online . Reviewed on: 26th May 2025
Salatiel Martins de Almeida 's avatar
Salatiel Martins de Almeida

Credit easy to setup and use.

5
Credit easy to setup and use. A good option for purchases. I especially like the pay in 3 option. Reviewed on: 26th May 2025
GJ's avatar
GJ

Easy to use and allows you to auto accept credit inc...

5
Easy to use and allows you to auto accept credit increase or not tell you also allows you to select different interest rates etc Reviewed on: 26th May 2025
Morgan 's avatar
Morgan

Perfect .

5
Perfect . They are the best . it’s nothing you can ask more Reviewed on: 26th May 2025
COSTEL P's avatar
COSTEL P

Couldn't be simpler

5
very easy, very convenient...no downsides. Pay in 3 is great Reviewed on: 26th May 2025
Steve R's avatar
Steve R

Simple to use PayPal credit

5
Simple to use PayPal . credit very good rates and clear information given on all credit arrangements Reviewed on: 26th May 2025
Barry B's avatar
Barry B

Quick and efficient - no questions just click and so...

5
Quick and efficient - no questions just click and sorted Reviewed on: 26th May 2025
Damian D's avatar
Damian D

I've been using the company over 20 years, and recen...

5
I've been using the company over 20 years, and recently added paypal credit to my account, which I find very useful to spread the cost of items over a longer period. Reviewed on: 26th May 2025
Barry Fitzgerald's avatar
Barry Fitzgerald

Excellent service never have any problem easy to pay

5
Excellent service never have any problem easy to pay Reviewed on: 26th May 2025
John a's avatar
John a

A great secure way to pay.

5
Great and many easy ways to pay with added security. Reviewed on: 26th May 2025
Heather 's avatar
Heather

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