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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

PayPal short term lending a game changer

I have been using PayPal for several years and as a way of spreading the cost for purchases through short term lending and easy payments without any additional costs has been a game changer. Reviewed on: 6th July 2026

Too centred on buyers, sellers are a second thought...

Too centred on buyers, sellers are a second thought when it comes to disputes. Make it fair for both sides Reviewed on: 6th July 2026

I feel much safer paying for things through my PayPa...

I feel much safer paying for things through my PayPal account, any problems with purchases PayPal always support me and help resolve the problems. Reviewed on: 6th July 2026

Full confidence in PayPal.

Full confidence in PayPal. Excellent service and very efficient. Reviewed on: 6th July 2026

Interest free for 4 months in payments over £100 and...

Interest free for 4 months in payments over £100 and pay in 3 interest payments are great. Help spread costs very well Reviewed on: 6th July 2026

Good services with pay in 3 and credit

Good services with pay in 3 and credit Reviewed on: 6th July 2026

Great Service...

They are always there to help and very good customer service Reviewed on: 6th July 2026

Excellent service best way to make transactions

Excellent service best way to make transactions Reviewed on: 6th July 2026

I dont afraid the frauders.

I dont afraid the frauders. You give a most safety transaction assisrance. When I see "Pay with PayPal", I am sure, thats no cheat. Regards. Reviewed on: 6th July 2026

Trust PayPal

Incredibly easy to use, the flexible payment options are really convenient. The app is designed well and has always been reliable. Sending money to friends is simple and free of commission. The addition of physical cards for PayPal debit and credit accounts is a welcome new feature. Reviewed on: 6th July 2026

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