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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Interest free

5
I’ve never used it but I do like that they have an interest free amount, unlike others Reviewed on: 6th July 2026

It's a very convenient way to budget.

5
It's a very convenient way to budget. I would recommend PayPal to anybody as I am very happy with them as a company. Reviewed on: 6th July 2026

good experience and easy to use.

5
good experience and easy to use.i want to try anduse more. u got to give more deals Reviewed on: 6th July 2026

Excellent service

5
A great way to manage my finances Reviewed on: 6th July 2026

Paypal credit is easy to use, and great to keep trac...

5
Paypal credit is easy to use, and great to keep track of Reviewed on: 6th July 2026

The pal in paypal lives up to its name. Trustworthy

5
Always so simple to use. I must have been using paypal for over 10 years, and i have never had a proble,. Reviewed on: 6th July 2026

My hard time financial partner

5
I have good experience with PayPal Reviewed on: 6th July 2026

I find PayPal safe and easy to use makes my online p...

5
I find PayPal safe and easy to use makes my online purchases faster and I know that if there are any issues or refunds required PayPal ensures my money is safe I Use it for as many transactions as possible to ensure smooth easy and secure payments I recommend it to all my friends family and customers at my workplace :) Reviewed on: 6th July 2026

I have used PayPal for years they are number 1

5
I have used PayPal for years and never had any issues with their service, they have always been helpful with any dispute Reviewed on: 6th July 2026

I have found dealing with paypal pretty straight for...

5
I have found dealing with paypal pretty straight forward Reviewed on: 6th July 2026

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