Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59274 reviews)

View other PayPal products

4.91

Based on 59,274 reviews, last reviewed 12th Apr 2026

780200% increase in 5 star reviews

in the past 90 days

2600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

I useing PayPal for long time. I useing PayPal for long time. I usually pay for my online shopping. I got a PayPal card card and I building my credit score Reviewed on: 12th April 2026

Latest lowest rating:

1

Keep taking the money am using to pay debt up keep’s... Keep taking the money am using to pay debt up keep’s going up not down charging far to much very expensive gonna have to go citizen advice about this ... Read more Reviewed on: 12th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (59274)

Easy & simple.

Easy & simple. I don’t have to think about what to do. For a simpleton (tech wise) like me it’s just great. Buying things is almost too easy. Reviewed on: 26th May 2025

Paypal pays all pals.

PayPal payments are my most go to payment because you get peace of mind that your payment and account are secure. Also I get I can spread the cost interest free for a period of time. Best for receiving payments and for sending top ups to friends and family. Reviewed on: 26th May 2025

Excellent service

Always helpful with queries. Excellent options for credit and payments. Not penalised just perfect Reviewed on: 26th May 2025

Smooth Transactions and Great Support

My experience with PayPal has been smooth and reliable. Transactions are fast and secure, and I appreciate the buyer protection features. The interface is user-friendly, and customer support has been helpful when I needed it. Reviewed on: 26th May 2025

PayPal the GOAT of credit

PayPal Credit is the only credit. It’s the only company I feel like aren’t out to sting customers. My experience has always been positive, fair & I have always known where I stand with PayPal credit. It has helped me out in many situations. Reviewed on: 26th May 2025

It's nice to work together, they are always responsi...

It's nice to work together, they are always responsive and helpful Reviewed on: 26th May 2025

Easy and simple to use with clear and concise inform...

Easy and simple to use with clear and concise information regarding all transactions. Reviewed on: 26th May 2025

Useful most of the time.

Paypal is useful for short term credit. Pay in 3 no interest. Rather slow to refund money if seller is in the wrong. Reviewed on: 26th May 2025

I’ve had PayPal Credit for nearly four years now, an...

I’ve had PayPal Credit for nearly four years now, and it gives me the freedom and ability to buy things whenever I need them. Reviewed on: 26th May 2025

Never had any issues always been happy

Never had any issues always been happy Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 32995 reviews
Payments
from PayPal 4.92 from 3668 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub