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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Amazing experience

Amazing experience , easy to use, and always get help immediately Reviewed on: 6th July 2026

Excellent payment service

I’ve had a great experience using PayPal. It’s easy to send and receive money, and transactions are usually fast and secure. One of my favorite features is Pay in 3, which makes it much more convenient to spread the cost of larger purchases without paying interest. The buyer protection gives me extra confidence when shopping online, and the app is straightforward to use. Overall, PayPal is a reliable and convenient payment platform that I would highly recommend. Reviewed on: 6th July 2026

I have always found PayPal to be consistent with the...

I have always found PayPal to be consistent with their excellent service. And this, aligned with the knowledge of knowing that every transaction I make is secure and my financial details are safe in their hands, means PayPal are always my first choice. Reviewed on: 6th July 2026

Ease of payment and protected payment from scams

I've been with PayPal and always try to make payments through them as I like knowing that if my purchase turns out to be a scam I am covered by them. I also like that I can click on their icon during a transaction and don't need to put in payment details etc and it's all done with just a quick password. Reviewed on: 6th July 2026

Very good service, I think instant showing payments...

Very good service, I think instant showing payments would be beneficial as currently when payment is made it does not take from bank til midnight which can sometimes be confusing when you have made a payment then check bank balance and not realised it isn't shown as a pending transaction so funds in bank used then come midnight paypal payment fails. Reviewed on: 6th July 2026

PayPal are good

PayPal are extremely good for customer service and being able to provide money when times get tough.. Reviewed on: 6th July 2026

A good and useful service

A good and useful service however a speedy balance update would be useful Reviewed on: 6th July 2026

still seeing if theres credit limit increase and if...

still seeing if theres credit limit increase and if the phone reception is improving when requiring customer support line Reviewed on: 6th July 2026

PayPal have been a life saver for me and have always...

PayPal have been a life saver for me and have always supported me throughout my time been a costumer Reviewed on: 6th July 2026

Quick, easy and secure

In general PayPal creddit has always been a quick and effortless method of payment. Advantages are it being secure and linked to my oaypal account so easy to access. I particularly like the ability to split payments accross 4 months interest free. Reviewed on: 6th July 2026

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