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PayPal: PayPal Credit reviews

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4.91
Based on 59,236 reviews, last reviewed 12th Apr 2026
776800% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service. Great service. Easy and quick to use Reviewed on: 12th April 2026
Sharon W's avatar
Sharon W

Latest lowest rating:

1

Keep taking the money am using to pay debt up keep’s... Keep taking the money am using to pay debt up keep’s going up not down charging far to much very expensive gonna have to go citizen advice about this ... Read more Reviewed on: 12th April 2026
Ann W's avatar
Ann W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59236)

Flexible choices of payments

5
Choices of payment plans. Flexible and interest free options, pay-in-three months, paying someone abroad, pay in full with an interim interest free period. Reviewed on: 26th May 2025
Elizabeth Kantretti's avatar
Elizabeth Kantretti

Love PayPal

5
Super convenient and love that it’s safe Reviewed on: 26th May 2025
Marie 's avatar
Marie

Great for budgeting and managing money

5
This is such a reliable service that makes it so much easier to manage repayments and budget on a monthly basis. Customer service has been fantastic every time I've called. Reviewed on: 26th May 2025
Lee's avatar
Lee

I have used pay pal for years .

5
I have used pay pal for years .. most trusted way of paying ! Never had an issue Reviewed on: 26th May 2025
Leanne S's avatar
Leanne S

Great interest free service for 4 months on purchase...

5
Great interest free service for 4 months on purchases which is amazing from a customer's point of view. Very helpful if any queries. Friendly team and quick responses. Reviewed on: 26th May 2025
Tara P's avatar
Tara P

The interest rates are very high and when paying bac...

4
The interest rates are very high and when paying back each month sometimes the minimum monthly payment only covers the interest fee and hardly any of what you owe. Reviewed on: 26th May 2025
Chloe's avatar
Chloe

PayPal credit is so easy to use

5
PayPal credit has always been easy to use, credit limit increases have appeared at appropriate times times and and queries have been dealt with efficiently Reviewed on: 26th May 2025
Niall W's avatar
Niall W

Very easy to use , no pressure , good customer servi...

5
Very easy to use , no pressure , good customer service, my favourite Reviewed on: 26th May 2025
Yi Yi Nyein's avatar
Yi Yi Nyein

Just easy to use and always accessible

5
Just easy to use and always accessible Reviewed on: 26th May 2025
Paul Thomas's avatar
Paul Thomas

Great payment options, giving great flexibility.

5
Great options for ways to pay, gives great flexibility. Reviewed on: 26th May 2025
Geordie's avatar
Geordie

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