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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Buying with peace of mind

5
Never had a bad experience and buying using PayPal gives me peace of mind Reviewed on: 6th July 2026

Review of PayPal.

4
Direct and to the point. Regularly kept up to date by email. The app is not much use! Reviewed on: 6th July 2026

Jonas review

5
I've used PayPal for years and have always had a great experience. It's reliable, convenient, and gives me confidence when shopping online." Reviewed on: 6th July 2026

Pay in 3 is excellent.

5
Pay in 3 is excellent. Very easy to navigate and understand. Reviewed on: 6th July 2026

Very handy and helps spread the cost of big essentials.

5
Very handy and helps spread the cost of big essentials. Payments are secure Reviewed on: 6th July 2026

Highly assistance to customers

5
PayPal always assists when ever I encountered any merchant selling item significantly different from what they advertised. I trust PayPal and I have used for so many years now. Reviewed on: 6th July 2026

LOVE IT WHAT AN APP SIMPLY AMAZING

5
Fantastic app love it so easy, you are guided through the process easily. Reviewed on: 6th July 2026

Very smooth transaction in paying my shoppings and v...

5
Very smooth transaction in paying my shoppings and very safe. Reviewed on: 6th July 2026

Pay pall credit is absolutely fabulous

5
Pay pall credit is absolutely fabulous and it has help me in many cases I wouldn’t do without it. It’s so easy to use. It helps me with my monthly spending Reviewed on: 6th July 2026

Simply great experience

5
Easy to use app, physical cards are a bonus and credit options help with day to day and larger purchases. 4months 0%. On purchases is a great offer Reviewed on: 6th July 2026

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