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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59180 reviews)

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4.91

Based on 59,180 reviews, last reviewed 12th Apr 2026

771900% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

With PayPal it’s always smooth transaction it very e... With PayPal it’s always smooth transaction it very easy to get through my payment process. Reviewed on: 12th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59180)

Excellent low interest credit

PayPal credit is an excellent way to get good rate finance that can be used easily online. Have constantly been increasing my limit over the years I have used them and never had any issues. Would definitely recommend Reviewed on: 26th May 2025

It's great having the opportunity to used this servi...

It's great having the opportunity to used this service has its interest free and take the burden off paying in one when u can easily do installments Reviewed on: 26th May 2025

Good experience at PayPal

Good experience at PayPal, good customer service Reviewed on: 26th May 2025

PayPal is always available to help as I have experie...

PayPal is always available to help as I have experience of this in the past Reviewed on: 26th May 2025

Convenient to use for online purchases.

I’ve had a great experience using PayPal Credit—it’s easy to use and works smoothly with my online purchases. The promotional offers and flexibility have made it a convenient option for managing payments. Reviewed on: 26th May 2025

Easy app to navigate and statements easy to understand

Easy app to navigate and statements easy to understand Reviewed on: 26th May 2025

Great means of paying.

Great means of paying. For people to spread the cost Reviewed on: 26th May 2025

Easy to use no fuss credit.

Easy to use no fuss credit. Simplicity finance Reviewed on: 26th May 2025

Good interest rates.

Good interest rates. Easy to use for purchasing. The app is useful for early paying Reviewed on: 26th May 2025

usefull credit service with a realistic credit limit

good usefull credit service with a realistic credit limit given, based on your previous usage of paypal I think - certainly a perfect level for me and regular balance updates and the option to repay at any time makes it a winner Reviewed on: 26th May 2025

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