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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

It's average so far.

3
It's average so far. They haven't increased my credit limit. It's been more than 4 years Reviewed on: 6th July 2026

Great for big and small purchases.

5
Great for big and small purchases. 4 months interest free is great for flightss and holidays Reviewed on: 6th July 2026

PayPal is the way pal

5
PayPal is a safe platform to buy and sell commodities. I wouldn’t be without it. Reviewed on: 6th July 2026

I've been using PayPal Credit's Pay in 3 option for...

5
I've been using PayPal Credit's Pay in 3 option for most of my purchases, and I absolutely love it. It's simple to use, makes managing my budget much easier, and lets me spread the cost over three interest-free payments. The whole process is quick and convenient, and I've had a great experience every time. I highly recommend it to anyone looking for a flexible way to pay. Reviewed on: 6th July 2026

Happy shopper

5
eBay is my go to place for weekly ecig vape,always from the same supplier,they are a good price and quick delivery as with all my purchases on eBay good reliable service and value for money and deliveries are always good Reviewed on: 6th July 2026

easy to use interface, and clear what Ive borrowed a...

5
easy to use interface, and clear what Ive borrowed and what is owed Reviewed on: 6th July 2026

Good customer service, and was easy to set up card t...

5
Good customer service, and was easy to set up card to use Paypal credit Reviewed on: 6th July 2026

Very helpful that you can pay in 4 .

5
Very helpful that you can pay in 4 . It’s helpful for big house projects, thank you so much PayPal , Reviewed on: 6th July 2026

Just the ease of everything , never any problems .

5
Just the ease of everything , never any problems . Reviewed on: 6th July 2026

No particular issues beyond sometimes finding the pa...

4
No particular issues beyond sometimes finding the payment a little confusing Reviewed on: 6th July 2026

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