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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

It’s been great easy to use very handy

It’s been great easy to use very handy Reviewed on: 6th July 2026

Secure with safeguards. A trusted brand winner.

A secure service, with safeguards for the user. Simple to use, lots of options re payment methods and credit. Send money and receive it in seconds with the reassurance of a trusted brand winner. Reviewed on: 6th July 2026

..Second to no none

Communication brilliant definitely best way to make payment with confidence Reviewed on: 6th July 2026

Easy to use

It’s a very simple app, I’ve used it for many years Reviewed on: 6th July 2026

It’s so easy to spread the cost over 3 .

It’s so easy to spread the cost over 3 . I use that facility all the time. It’s more convenient for me to purchase products via this method Reviewed on: 6th July 2026

Overall excellent.

Overall excellent. Every interaction with PayPal is great. They provide real piece of mind and protection. Reviewed on: 6th July 2026

PayPal always protects my purchases, makes checkout...

PayPal always protects my purchases, makes checkout easy Reviewed on: 6th July 2026

Great service!

Great service!Fast and easy to use!You can send and receive money in seconds !If something goes wrong with purchase they investigate and you get help and support! Reviewed on: 6th July 2026

A financial system I trust and feel safe using online.

I’ve been using PayPal for over a decade, it makes me feel safe and at ease when shopping online. A huge plus is the PayPal Credit option, which offers 0% interest if paid off within four months—it’s exactly what I need. Plus, using PayPal to make purchases allows me to earn points that I can redeem for future shopping. Thank you so much! Reviewed on: 6th July 2026

I’ve been using PayPal credit for a number of years...

I’ve been using PayPal credit for a number of years now. Buying more and more things online I find PayPal is the best and easiest way to pay. Biggest advantage is the 4 month interest free payment on things that cost £99+, but it is up to you how you choose to pay. Also where other lenders turned me down for a credit card PayPal didn’t. The only niggle I have is that my account can take a couple of days before it updates. Reviewed on: 6th July 2026

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