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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

Used paypal for years now ,great service

5
Used paypal for years now ,great service Reviewed on: 11th June 2024

Overall a seamless process and having PayPal credit...

5
Overall a seamless process and having PayPal credit available with so many companies is good Reviewed on: 11th June 2024

VERY NICE and comfortable app.

4
VERY NICE and comfortable app.I like this. Reviewed on: 11th June 2024

Never had any problems, they always sort any issues...

5
Never had any problems, they always sort any issues with sellers very quickly. Reviewed on: 11th June 2024

Any issues I have had have always been resolve with...

5
Any issues I have had have always been resolve with the exceptional customer service. Reviewed on: 11th June 2024

I am happy with a service I can trust.

5
I am happy with a service I can trust. Reviewed on: 11th June 2024

Paypalmar

5
Fantastic and efficient way to get or send money Reviewed on: 11th June 2024

I feel safe and confident shopping online with PayPa...

5
I feel safe and confident shopping online with PayPal and any problems I have had are solved quickly and efficiently and it’s very convenient to use I’ve used PayPal for many years and will continue to use it for sending money and shopping online Reviewed on: 11th June 2024

Excellent service thanks returners no problem.

5
Excellent service thanks returners no problem. PayPal look after you Customer services excellent Reviewed on: 11th June 2024

Paypal Credit is a great tool and it is clear and ea...

5
Paypal Credit is a great tool and it is clear and easy to use. It helps great when splitting a larger payment over a few months, and can be done with no interest charged. Reviewed on: 11th June 2024

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