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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180842)

Never had an issue before with PayPal.

5
Never had an issue before with PayPal. Reviewed on: 6th July 2026

PayPal Credit

5
PayPal Credit has consistently made online shopping easier and more convenient. It's fast, transparent, and dependable, with a simple interface and excellent security. I've always felt confident using the service, and it's become one of my preferred ways to finance purchases. I highly recommend PayPal Credit to anyone looking for a reliable retail finance provider. Reviewed on: 6th July 2026

PayPal money helper

5
Great tool to use in regards to money, always helping us get by. Reviewed on: 6th July 2026

Simple, reliable and secure.

5
Simple, reliable and secure. Excellent app. Reviewed on: 6th July 2026

PayPal is excellent all round

5
PayPal is excellent all round, solves problems for me. Reviewed on: 6th July 2026

Paypal is great

5
I’ve had a really good experience with PayPal Credit. It’s easy to use, and I like being able to spread the cost of more expensive purchases into monthly payments. Setting up the direct payments was quick and straightforward, and it’s helped me manage my budget without putting too much strain on my finances. I’d definitely recommend it. I have been using it for over 8 years and never had any issues. Reviewed on: 6th July 2026

Really good product.

5
Really good product and easy to use. Reviewed on: 6th July 2026

Reliable

4
I find PayPal to be both reliable and useful in today’s turbulent times. Providing me with the purchasing power needed, and credit when required. Reviewed on: 6th July 2026

I never get any problem , since I use PayPal I never...

5
I never get any problem , since I use PayPal I never had any issue Reviewed on: 6th July 2026

Convenience

5
Easy to apply , convenient to pay bs k slowly Reviewed on: 6th July 2026

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