Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180832 reviews)

View other PayPal products

4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180832)

Excellent service easy to use and very reliable

Excellent service easy to use and very reliable Reviewed on: 6th July 2026

Excellent service and people who genuine care on the...

Excellent service and people who genuine care on the phone Reviewed on: 6th July 2026

Clear and simple

A clear and simple to use web page/app. That's it... easy! Reviewed on: 6th July 2026

I bought a lot of items using Paypal credit.

I bought a lot of items using Paypal credit. It was generally good experience Reviewed on: 6th July 2026

PayPal Credit - not a bad option for life's emergencies

PayPal credit has enabled me to negotiate unexpected financial hurdles and has been not only simple to acquire but transparent with their policies and procedures. Also, a great deal of flexibility on repayment from minimum requirement to balance clearing without being penalised for 'early' repayment. Reviewed on: 6th July 2026

PayPal is always a good choice...

PayPal is always a good choice to get something you need quickly but to pay in smaller amounts! Reviewed on: 6th July 2026

Good service all round, I never had any problems wit...

Good service all round, I never had any problems with their service. Reviewed on: 6th July 2026

I have had very good experience with PayPal credit

I have had very good experience with PayPal credit Reviewed on: 6th July 2026

Always professional amd helpful

Always professional, helpful and keep updating on progress. Excellent customer service. The only issue I had was the wait for my call to be answered. Reviewed on: 6th July 2026

Great interest free credit options

Very simple to sign up, widely accepted as a payment method and great as a short term interest free credit provider Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101021 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub