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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

It's great I love it.

It's great I love it. It's convenient, safe and efficient. Reviewed on: 11th June 2024

Great way to spread the cost

PayPal credit is a great way to spread the cost of more expensive items. I use it a lot and love that it is interest free. I recommend family and friends to use it Reviewed on: 11th June 2024

I use it all the time for big and small purchases.

I use it all the time for big and small purchases. It helps me with budgeting and means I can purchase things I wasn't able to before and spread the cost out. Reviewed on: 11th June 2024

PayPal credit is a great option with interest free f...

PayPal credit is a great option with interest free for a few months making things great value and very helpful. Reward you with increased credit limits if you pay on time. Very easy to see what you owe and make payments. Use it all the time and would recommend Reviewed on: 11th June 2024

Good option.

Good option. Can pay my holliday or goods. Very happy Reviewed on: 11th June 2024

4 months pay back terms

Very useful specially spending £100 plus getting 4 months to pay back. Reviewed on: 11th June 2024

Best credit provider ever used!

Easy to use, apply for and increase or decrease according to my needs. Best credit provider ever used. Had no issues whatsoever, I use PayPal credit for the bulk of my online purchases. Love it. Reviewed on: 11th June 2024

Very good service easy to use very reliable and safe

Very good service easy to use very reliable and safe Reviewed on: 11th June 2024

I use PayPal credit and pay in 3 for various purchas...

I use PayPal credit and pay in 3 for various purchases, so all my purchases are in one place. Reviewed on: 11th June 2024

Paypal is my go to

Paypal is my go to payment option. With the added security and the three month interest free option I highly recommend using paypal. Another great benefit is their on hand customer service which most big companies don’t have anymore. Paypal is fantastic and I highly recommend it Reviewed on: 11th June 2024

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