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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59166 reviews)

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4.91

Based on 59,166 reviews, last reviewed 12th Apr 2026

770600% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I use PayPal Credit regularly - it’s a great way to... I use PayPal Credit regularly - it’s a great way to stagger payment for things to you need straight away but prefer not to spend the money on in one ... Read more Reviewed on: 12th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59166)

I recently had an undelivered package that I used Pa...

I recently had an undelivered package that I used PayPal Credit to pay for. I couldn’t contact the seller. Out of frustration I reached out to Paypal and not only was it resolved, I got a refund of the amount I paid to my Paypal Credit threshold. I really appreciate the customer service and resolution speed. Reviewed on: 26th May 2025

Better Than Any Bank!

Paypal has always been fair & square to me in all the years iv'e been using it helping me spread the cost of purchases over time! Reviewed on: 26th May 2025

Good Company

I think that paypal credit is easy to use and I like them a lot. Reviewed on: 26th May 2025

Great affordable way to shop

Paypal is quick, easy, affordable with 0% interest free option. I always use it as its really convenient way to shop. Reviewed on: 26th May 2025

Paypal is an excellent and secure way to shop online.

Paypal is an excellent way to shop online. The level of security gives great peace of mind. The pay in three option, allows the opportunity to purchase more expensive items, knowing that you can budget easily. Paypal Credit is also an excellent way of purchasing online. All in all, a fantastic way to pay for your everyday and more luxury items. I couldn't do without it. Well done Paypal. Reviewed on: 26th May 2025

I feel safer using paypal and paypal credit when buy...

I feel safer using paypal and paypal credit when buying online. They help me to get refunded when I have received dodgy products, most of the time. Paypal sends lots of reminders about payments. The customer services are always polite and helpful. Reviewed on: 26th May 2025

Supet star

No problem very save and good positive experience Reviewed on: 26th May 2025

Very good explanation and very easy to use

Very good explanation and very easy to use Reviewed on: 26th May 2025

Great credit options, flexible and good rates

Great credit options, flexible and good rates Reviewed on: 26th May 2025

Great service .

Great service . Never had a problem with this company. Reviewed on: 26th May 2025

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