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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59150 reviews)

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4.91

Based on 59,150 reviews, last reviewed 12th Apr 2026

769200% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good very nice, Paypal is the best! Very good very nice, Paypal is the best!! Reviewed on: 12th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59150)

Very easy to use and fast decision on request

Very easy to use and fast decision on request Reviewed on: 26th May 2025

Always at hand to help

Always their ti help, quick and easy to understand and solve problems. Fast at making decisions Reviewed on: 26th May 2025

Never had a single problem in over 10 years of using...

Never had a single problem in over 10 years of using pay pal Reviewed on: 26th May 2025

Excellent customer service

Very easy and satisfying to contact customer service. All queries resolved promptly. Reviewed on: 26th May 2025

Great to use, simple and easy.

Great to use, simple and easy. Great way to pay back too making it affordable Reviewed on: 26th May 2025

Peace of mind when shopping knowing that you have pr...

Peace of mind when shopping knowing that you have protection Reviewed on: 26th May 2025

Safe and secure

Extremely easy to use and means I don't have to give my card details to lots of different online companies. Safe and secure, it makes me more confident about buying online. Reviewed on: 26th May 2025

great experience, simple and easy

great experience, used it for years. Simple and easy to do Reviewed on: 26th May 2025

Great the best

Love using PayPal as u know u can get money bk helps to resolve any problems u have with payments. Everyone should use it Reviewed on: 26th May 2025

Never had an issue since initially signing up

Never had an issue since initially signing up all those years ago, and newer options allow us to spread payments easier without issue. Reviewed on: 26th May 2025

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