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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Easy to use and very convenient service.

Easy to use and very convenient service. Reviewed on: 6th July 2026

Paypal is user friendly, great rates.

Paypal is user friendly, great rates. Pay in 3 is an absolute game changer and paypal credit is a lovely addition. Reviewed on: 6th July 2026

My go to provider!

Compared to other payment methods, I find my PayPal, PayPal Credit account to be my go to option for ease of use, security and hassle free purchasing with built in consumer protection and help at hand should it be needed. My payments are easy to manage and my account status is accessible within a few secure clicks. It works brilliantly for me and I am confident others will think the same if they try it. Reviewed on: 6th July 2026

A breathe of fresh air!

A breathe of fresh air, excellent website site and app, and their new credit card allows for the great perks to be used anywhere, both on the Internet and in real shops. Their rates are great as are their different payment options, including interest free or pay over a few month, so much better than the old style of credit companies, and trustworthy too, with great protections. Reviewed on: 6th July 2026

Excellent credit provider

Wonderful provider that has never stressed me Reviewed on: 6th July 2026

Always quick & easy to use in times of need

Always quick & easy to use in times of need Reviewed on: 6th July 2026

Easy to use and good value for money, it was simple...

Easy to use and good value for money, it was simple to apply and you get an immediate response and are able to purchase straight away also the staff on the help line are very efficient and knowledgeable Reviewed on: 6th July 2026

buyer who admires PayPal’s attitude to service!

I shop very often when online, and pay with PayPal which gives me security and ease of paying without need for security number on my phone! Reviewed on: 6th July 2026

Great financing tool for longer purchase

I have been using PayPal Credit for a while now and find it incredibly convenient. The 0% interest offer for 4 months on purchases over a certain amount helps me spread out costs without extra fees. Auto-payments are easy to set up, and the integration at checkout is seamless. Highly recommend if you use PayPal often. Reviewed on: 6th July 2026

I always use PayPal and pay in three as I can’t affo...

I always use PayPal and pay in three as I can’t afford to buy something outright but I know I can pay over 3 it’s a win win and it works for me Reviewed on: 6th July 2026

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