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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Flexible and friendly way to pay, which particularly...

Flexible and friendly way to pay, which particularly helps small businesses survive. I’ve found it a really simple and easy process to use PayPal for lots of everyday things I used to use cash or credit cards for. Reviewed on: 11th June 2024

It's a good way of spreading costs

It's a good way of spreading costs Reviewed on: 11th June 2024

It's simple, convenient, and incredibly well integra...

It's simple, convenient, and incredibly well integrated into an already simple & effective payment system Reviewed on: 11th June 2024

Brilliant

Have used paypal for years, safe and secure and when i have needed to contact them its always been a good experience. Reviewed on: 11th June 2024

Only positive experiences to share in 20 plus yrs

I’ve used PayPal for years from normal encryption to pay in 3 and PayPal credit. I find them really professional , extremely easy to contact (which is a task in itself with huge companies now) and knowledgeable. If an advisor doesn’t have the answer they don’t know they don’t pass you off like all other companies do. This is the reason I continue to use PayPal and value the efforts they have done to ensure that despite their size they are accountable to their customers Reviewed on: 11th June 2024

Izz to use and help so much

Izz to used ans very nice I used for long time Reviewed on: 11th June 2024

User friendly, tips on managing my payment and trans...

User friendly, tips on managing my payment and transactions, and notification.Easy assess to my statement and activities on my account Reviewed on: 11th June 2024

Very handy for shopping online , great for managing...

Very handy for shopping online , great for managing your money Reviewed on: 11th June 2024

PayPal is an excellent way to shop You get peace of...

PayPal is an excellent way to shop You get peace of mind and 100% guarantee protection Reviewed on: 11th June 2024

It’s ther when you’re stuck In a cost of living...

It’s ther when you’re stuck In a cost of living crisis Reviewed on: 11th June 2024

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