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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59130 reviews)

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4.91

Based on 59,130 reviews, last reviewed 11th Apr 2026

767400% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is a very safe site and I do not have a probl... PayPal is a very safe site and I do not have a problem with anything I get and if I do, they sort it out promptly Reviewed on: 11th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59130)

It’s been hit and miss, PayPal credit is useful but...

It’s been hit and miss, PayPal credit is useful but I don’t need constant requests to increase the limit as it’s not necessary. Reviewed on: 26th May 2025

Easy and helpful

I’ve had a positive experience with PayPal Credit. The service has been helpful and the customer support team is always polite and professional. It’s a convenient option for managing purchases, and I appreciate how straightforward everything has been. Reviewed on: 26th May 2025

I feel safe a secure with purchase and borrowing fro...

I feel safe a secure with purchase and borrowing from PP. customer service are always helpful and find ways how to revolve any of my issues. Reviewed on: 26th May 2025

Great work

Great very simple and clear to use. Emails and notifications and reminders when you need them. Reviewed on: 26th May 2025

Lots of good 0% interest offers

Was easy to apply for and easy to use - great 0% interest offers. I have used both pay in 3 and pay in 24 months, ideal for the purchase I was getting at the time, it was easy to make the transactions and straightforward using the app ti make payments or setup direct Debi’s Reviewed on: 26th May 2025

PayPal has consistently been there for me whenever t...

PayPal has consistently been there for me whenever there has been a dispute with other companies. They are allowing flexible payments and it has taken the stress out of making important purchases. Reviewed on: 26th May 2025

Amazing service

Life saving iv used pay pal credit when iv needed it the most Reviewed on: 26th May 2025

Never any issues

Never had any problems with PayPal and if I have any issues with transactions they always resolve it Reviewed on: 26th May 2025

Best retailer provider

Always great service and customer support. Never had an issue with it. Reviewed on: 26th May 2025

Excellent services.

Excellent services. Xheap too borrow Reviewed on: 26th May 2025

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