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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 59,110 reviews, last reviewed 11th Apr 2026
765500% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love it! Really easy to use and great product Reviewed on: 11th April 2026
Alice H's avatar
Alice H

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59110)

Always helpful especially if scam purchase made

5
Always helpful especially if scam purchase made. Refund process easy Reviewed on: 26th May 2025
Sandra M's avatar
Sandra M

Paypal is excellent in service.

5
Paypal is excellent in service. Very quick fast and secure and reliable. Reviewed on: 26th May 2025
Faheem A's avatar
Faheem A

positives

5
if yore short papl is alwayse been their for me withit no problemes ever . great company yore money is secure .excelent Reviewed on: 26th May 2025
Samuel E's avatar
Samuel E

I use Paypal for most online retail shopping

5
I use Paypal for most online retail shopping Reviewed on: 26th May 2025
Adedayo A's avatar
Adedayo A

Peace of mind

5
To be able to make a large purchase within seconds, without stress and hassle gives me peace of mind. Its so quick and simple. Repayments over a few months, are just as easy and I dont ever feel under pressure. If a payment is late, the fee is low so that theres never a feeling of being "ripped off" which I think is very important. I find pay pal credit a very friendly and easy way to do business. I use it rather than my bank and I am more than happy to do so. Reviewed on: 26th May 2025
Beth D's avatar
Beth D

Good job excellent service keep going like that

5
Good job excellent service keep going like that Reviewed on: 26th May 2025
Fatima 's avatar
Fatima

Excellent since opened the account never experienced...

5
Excellent since opened the account never experienced any problems Reviewed on: 26th May 2025
Agata K's avatar
Agata K

I find PayPal very easy to use.

5
I find PayPal very easy to use. I love the app and like the extra security. Reviewed on: 26th May 2025
Michele M's avatar
Michele M

paypal is an easy way to shop and pay safe and secure

5
paypal has one of the lowest interest rates around many payment options including pay in 3 which charges no interest if you pay on time it is available in many types of retail giving the customer a wide choice i believe it to be one of the most secure ways to pay online everything to do with paypal is simple and straightforward and if things go wrong their customer service is excellent in resolving issues and quick to refund when you do not recieve a purchase within an acceptable time overall i am very happy to be a paypal customer Reviewed on: 26th May 2025
julie w's avatar
julie w

I have used PayPal credit many times now and it is a...

5
I have used PayPal credit many times now and it is a great asset to have. It is always good to know that when things are a little tight, you are still able to buy your items and pay if off monthly. Reviewed on: 26th May 2025
Paul P's avatar
Paul P

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