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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 59,067 reviews, last reviewed 11th Apr 2026
761600% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nice and easy to use. Nice and easy to use. Makes transactions so easy Reviewed on: 11th April 2026
Robert Y's avatar
Robert Y

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59067)

Simple and it works

5
Pay in 3 is available everywhere and just … works. Simple and easy. Likewise for their credit offering. Whats not to like? Reviewed on: 26th May 2025
Darren H's avatar
Darren H

Excellent

5
Easy to use service, would highly recommend Reviewed on: 26th May 2025
Navjit U's avatar
Navjit U

Interest free

5
Having interest free for a short time is perfect and they provide it. Reviewed on: 26th May 2025
Old man's avatar
Old man

Helpful customer service

5
On my last payment due for PayPal credit I accidentally used the wrong card, I rang up and got sorted straight away. The person I spoke to was friendly and helped me out, he told me not to worry about a late payment fee as ir was just a mistake. They were very friendly which made the situation easier and less stressful Reviewed on: 26th May 2025
Sammy M's avatar
Sammy M

I use PayPal credit regularly as a way to split the...

5
I use PayPal credit regularly as a way to split the cost of bigger purchases it’s invaluable and means I can do more with my money Reviewed on: 26th May 2025
Joanne D's avatar
Joanne D

Normally very good I have had a couple of issues but...

4
Normally very good I have had a couple of issues but eventually everything was sorted Reviewed on: 26th May 2025
Steve w's avatar
Steve w

Very convenient and great alternative option

5
Very convenient and great alternative option Reviewed on: 26th May 2025
TH's avatar
TH

Great flexibility on plans, easy to use

5
Great flexibility on plans, easy to use app which is clear and easy to understand. Reviewed on: 26th May 2025
Gillian C's avatar
Gillian C

Never had a problem with paypal, easy to use and goo...

5
Never had a problem with paypal, easy to use and good customer service. Reviewed on: 26th May 2025
Sharon L's avatar
Sharon L

Best online payment service there is....

5
Having used PayPal for several years I find it the most convenient way to pay for goods online and transfer money between accounts and I wouldn't consider using any other service. Reviewed on: 26th May 2025
Chris's avatar
Chris

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