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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Had never had an issue with paypal

Had never had an issue with paypal Reviewed on: 11th June 2024

PayPal credit widely available

Really easy to navigate with minimal hassle, many retailers now use PayPal which is great customer service has been helpfull although does take a while to respond Reviewed on: 11th June 2024

Options available are better than most.

Excellent Service and facilities available are First Class. Reviewed on: 11th June 2024

PayPal credit helps to spread out the cost when I bu...

PayPal credit helps to spread out the cost when I buy items and for that I can’t fault the process. It’s simple and easy to use. Reviewed on: 11th June 2024

It’s so easy, always available on checkout

It’s so easy, always available on checkout Reviewed on: 11th June 2024

Very good, never had any issues.

Very good, never had any issues. The credit facilities are so easy to access. Customer service is always prompt Reviewed on: 11th June 2024

Excellent easy to use most websites except it

Excellent easy to use most websites except it Reviewed on: 11th June 2024

Great for protecting my purchases and getting more a...

Great for protecting my purchases and getting more and more retailers are accepting it Reviewed on: 11th June 2024

Great service and easy to use and understand

Great service and easy to use and understand Reviewed on: 11th June 2024

Top notch

I’ve had no problems with pay pal Reviewed on: 11th June 2024

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