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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

PayPal is an excellent tool for managing finance

PayPal is an excellent tool for managing finance Reviewed on: 6th July 2026

Great experience.

I've always found using PayPal a good experience. Very easily to get answers to queries. Reviewed on: 6th July 2026

I have been using paypal for years

I have been using paypal for years and it is so easy to use and if there is any issues paypal deals with quickly with no issues. Reviewed on: 6th July 2026

Never had a problem always on time

Never had a problem always on time Reviewed on: 6th July 2026

Straight forward to use haven't had much need for hu...

Straight forward to use haven't had much need for human help Reviewed on: 6th July 2026

Very positive , always helpful , PayPal is really t...

Very positive , always helpful , PayPal is really the best secure way for most things Reviewed on: 6th July 2026

Always a quick responce when I contact paypal and an...

Always a quick responce when I contact paypal and any querie I have is dealth with effectively Reviewed on: 6th July 2026

Very reliable in most times that you need it.

Very reliable in most times that you need it. , Reviewed on: 6th July 2026

I've had a great experience using the PayPal Credit...

I've had a great experience using the PayPal Credit Card. The application process was straightforward, and the card was approved quickly. It's especially convenient for online shopping, with seamless integration into PayPal, making payments fast and secure. The cashback rewards are a nice bonus, and I appreciate how easy it is to track transactions through both the PayPal app and website. Payments are processed smoothly, and managing the account is simple and user-friendly. Customer service has been responsive whenever I've needed assistance, and overall, the card has been reliable for my everyday purchases. I would recommend the PayPal Credit Card to anyone looking for a convenient payment option with useful rewards and excellent integration with PayPal. Reviewed on: 6th July 2026

Safe to make payments

Good experience when I have asked for a refund from companies which I have paid for via pay pal. Good customer service. Reviewed on: 6th July 2026

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