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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Easy to use, secure

5
Easy to use, secure and offer good customer service Reviewed on: 6th July 2026

Great service

5
Customer service is always great and earning points is brilliant Reviewed on: 6th July 2026

Excellent .

5
Always there when needed never a problem . excellent Reviewed on: 6th July 2026

Fantastic way to spread the cost of larger purchases

5
Fantastic way to spread the cost of larger purchases Reviewed on: 6th July 2026

fantastic experience and easiness of using

5
fantastic experience and easiness of using Reviewed on: 6th July 2026

Convenient and easy to use

5
My experience with PayPal Credit has been very positive. It provides a convenient and flexible way to spread the cost of larger purchases, with clear information about payments and balances. Overall, I have found the service reliable, simple to use and helpful for managing my spending. Reviewed on: 6th July 2026

Easy to use and helpful.

5
Easy to use and helpful. Would be better if you can balance transfer Reviewed on: 6th July 2026

Computer buy things and go company to sell things

5
Computer buy things and go company to sell things Reviewed on: 6th July 2026

money back from scammers

5
PayPal helped me get my money back from people that tried to sell me a faulty product. Reviewed on: 6th July 2026

Superb stuff - never any hassle!

5
Superb stuff - never any hassle! Reviewed on: 6th July 2026

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