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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50804)

I love using PayPal credit!

I love using PayPal Credit, it has a great deal with the 3 months interest free if you spend over £100 so it gives a lot of flexibility if needing to make a bigger purchase. The app is great to use and really secure too, overall such a great concept and great company! Reviewed on: 11th June 2024

Very happy

PayPal credit is easy to use and is used in a lot of places making it easy to spread my payments Reviewed on: 11th June 2024

Good start, but tell us a little more

Good start, but tell us a little more Reviewed on: 11th June 2024

A great way to pay for purchases and send money to...

A great way to pay for purchases and send money to family. Reviewed on: 11th June 2024

It's easy to use and every thing it's clear.

It's easy to use and every thing it's clear. Reviewed on: 11th June 2024

Great service, everything what you want, fast and...

Great service, everything what you want, fast and efficient secure service Reviewed on: 11th June 2024

Reliable, easy to use and easy to get hold of if you...

Reliable, easy to use and easy to get hold of if you have any questions or issues. Reviewed on: 11th June 2024

Very easy to use and will definitely be using again...

Very easy to use and will definitely be using again as a payment method Reviewed on: 11th June 2024

Thank you PayPal for giving me your credit got me wh...

Thank you PayPal for giving me your credit got me what I wanted,when I wanted and what I needed . Reviewed on: 11th June 2024

Very satisfied with my experience.

Very satisfied with my experience. Easy to use. Reviewed on: 11th June 2024

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