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PayPal: PayPal Credit reviews

4.91
Based on 59,028 reviews, last reviewed 11th Apr 2026
758200% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit facility, would highly recommend. Great credit facility, would highly recommend. Reviewed on: 11th April 2026
Ann-Marie's avatar
Ann-Marie

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59028)

PayPal is much easier to deal with over my bank.

5
PayPal is much easier to deal with over my bank. Any questions I’ve had have been able to be answered quickly by an actual person. Plus I can make purchases easily with PayPal credit. Reviewed on: 26th May 2025

Sandras fair review

5
I enjoy using pay pal very fair fast and efficient and have r3ccomended to lots of people Reviewed on: 26th May 2025

i have used paypal for a long time now i find it saf...

5
i have used paypal for a long time now i find it safer secure and helpful with amy problem that arises very profrssional company Reviewed on: 26th May 2025

Buying with confidence

5
Use PayPal for most online purchases it gives me security and peace of mind Reviewed on: 26th May 2025

Excellent service and system

5
I use my credit account regularly and wher I can, it’s mostly for things for work and tools. Reviewed on: 26th May 2025

PayPal is a reliable and convenient tool!

5
PayPal is a reliable and convenient tool to have always in your pocket. Whether you're shopping online, sending money to friends, or receiving payments for your business, it offers a smooth and secure experience. The customer service is responsive and helpful, making it easy to resolve any issues quickly. What sets PayPal apart is its global reach and user-friendly interface, you can handle transactions in multiple currencies and connect your bank or card with just a few clicks. Overall, it's a must-have digital wallet for anyone who values safety, speed, and simplicity in financial transactions. Reviewed on: 26th May 2025

Anytime I have used PayPal everything has gone smoot...

5
Anytime I have used PayPal everything has gone smooth and I haven't had any issues. Reviewed on: 26th May 2025

Always helpful, treat your money like their own

4
Always helpful, treat your money like their own Reviewed on: 26th May 2025

Great helpful payment system & trustworthy

5
Great helpful payment system & trustworthy Reviewed on: 26th May 2025

Simple and quick to use for purchases.

5
Simple and quick to use for purchases. Helped to boost my credit score. Reviewed on: 26th May 2025

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