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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58996 reviews)

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4.91

Based on 58,996 reviews, last reviewed 11th Apr 2026

755200% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service. Excellent service. For 3 in one payouts Reviewed on: 11th April 2026

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58996)

Unfortunately the only downside is credit limit.

Unfortunately the only downside is credit limit. This is not being review at all. Reviewed on: 26th May 2025

I use PayPal a lot as it is secure

I use PayPal a lot as it is secure and helpful if you have any problems. Pay in 3 is excellent as is PayPal Credit. All in all it's an exceptionally good service Reviewed on: 26th May 2025

Not had an issue with PayPal.

Not had an issue with PayPal. Always use their 4 months interest free service and it’s been excellent. Reviewed on: 26th May 2025

Easy and fast transactions.

Easy and fast transactions. Good customer services Reviewed on: 26th May 2025

Great service and easy and quick to use, very helpful

Great service and easy and quick to use, very helpful Reviewed on: 26th May 2025

0% rates

Easy to use. Good rates and incentives like 0% for 4 months means spread payments out Reviewed on: 26th May 2025

There is no better way to pay

Easy to pay and transactions are very secure. PayPal manage your account with excellence. I always trust the place you are purchasing from if they have the paypal option. The added bonus is being able to pay in 3 or on credit if required. Reviewed on: 26th May 2025

Always great service never any issues

Always great service never any issues Reviewed on: 26th May 2025

It’s everything's fine , they will definitely use it

It’s everything's fine , they will definitely use it Reviewed on: 26th May 2025

Using PayPal credit has made my life so easy.

Using PayPal credit has made my life so easy. It allows me to pay for anything on credit and that makes my life easier. I can buy from airline tickets, book holidays and pay for my children uniforms using PayPay credit. I’m so happy and it also make me buy for my family overseas using PayPal Credit Reviewed on: 26th May 2025

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