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PayPal: PayPal Credit reviews

4.73
Based on 180,723 reviews, last reviewed 14th Jul 2026
503% increase in 5 star reviews
in the past 90 days
562% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026
Jennyjenny's avatar
Jennyjenny

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180804)

Excellent

5
Excellent experience overall as expected Reviewed on: 6th July 2026

PayPal credit is a perfect way to use when in case o...

5
PayPal credit is a perfect way to use when in case of a sudden expense. Reviewed on: 6th July 2026

Excellent service experience

5
The app was easy to set up, has intuitive interface. The credit service was quick, painless - every transaction is visible. This is really useful to keep track of everything- it's transparent. Reviewed on: 6th July 2026

Very efficient and easy to use.

5
Very efficient and easy to use. Speaking to the staff when I have a issue they are very friendly and the check out procedure is easy Reviewed on: 6th July 2026

Great all round

5
PayPal credit is so easy and transparent that I feel confident in using it to make a purchase, set up a direct debit for extra peace of mind and it’s just a win! Rates are comparable and it just fits with my needs perfectly Reviewed on: 6th July 2026

PayPal to pay your pals and everyone else

5
Trusted brand, easy to use and accepted in so many places Reviewed on: 6th July 2026

One word: straightforward.

5
One word: straightforward. Easy to use, intuitive and practical Reviewed on: 6th July 2026

Using PayPal Credit made it easy to spread the cost...

5
Using PayPal Credit made it easy to spread the cost of my purchase, and the application and checkout process were straightforward. Reviewed on: 6th July 2026

Delighted, very easy to use.

5
Delighted, very easy to use. Makes life easier when buying something Reviewed on: 6th July 2026

Been using PayPal since 2006 and it will always be m...

5
Been using PayPal since 2006 and it will always be my go to form of payment. The options for pay in 3 and PayPal credit are always available making my life so much easier to manage my finances. The security that’s comes with using PayPal is always my priority. Reviewed on: 6th July 2026

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