Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

Very professional and secure and customer service ve...

Very professional and secure and customer service very helpful Reviewed on: 11th June 2024

0 complaints

I used PayPal credit regularly and have never had any issues at all. It is quick, efficient and doesn’t give you surprise fees unlike some other companies. Reviewed on: 11th June 2024

Easy to use and very convenient, I always feel secur...

Easy to use and very convenient, I always feel secure when using paypal Reviewed on: 11th June 2024

PayPal is so user friendly, I love it

PayPal is so user friendly, I love it Reviewed on: 11th June 2024

Great and very easy to use also has protection which...

Great and very easy to use also has protection which is a bonus Reviewed on: 11th June 2024

Highly recommended

We have used PayPal for many years and have always been extremely pleased with all areas of the business. Their customer service is second to none. Reviewed on: 11th June 2024

PayPal is really versatile and user friendly

I use PayPal for alot of different things..I have never had an issue with any aspects of their product. It's easy to manage my money and pay debts etc using the app or online. If PayPal is an option when paying I will almost always use it above other methods Reviewed on: 11th June 2024

Used paypal credit for years.

Used paypal credit for years, always good interest isnt silly, and no interest if you pay it off before a certain amount of time has been a great help Reviewed on: 11th June 2024

PayPal is great

PayPal is easy to use, I always use it and PayPal credit is really good for letting you spread your purchase over a longer period Reviewed on: 11th June 2024

The best credit faculty ever.

The best credit faculty ever. I have enjoyed every bit of it. I feel empowered by the credit faculty as I can always count on it whenever is needed. Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday spending credit cards
from Halifax 3.97 from 72 reviews
Clarity credit card
from Halifax 4.14 from 261 reviews
British Airways credit card
from American Express 4.20 from 81 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub