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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58946 reviews)

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4.91

Based on 58,946 reviews, last reviewed 11th Apr 2026

750600% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

User friendly app, easy to access but poor customer... User friendly app, easy to access but poor customer support service. Reviewed on: 11th April 2026

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58946)

Personalised and professional service

Personalised and professional service Reviewed on: 26th May 2025

Safe way to buy items and get interest free shopping

Safe way to buy items and get interest free shopping Reviewed on: 26th May 2025

Pay Pal usage

Very good to use, never had any problems. Very good to help when buying and spreading the cost. Reviewed on: 26th May 2025

Helps spread cost is best advantage.

Helps spread cost is best advantage Reviewed on: 26th May 2025

I had a great experience using PayPal.

I had a great experience using PayPal. The payment process was fast and smooth. I felt secure throughout the transaction. I’ll definitely keep using their service Reviewed on: 26th May 2025

Excellent customer service

Customer service has always been amazing whenever I’ve rang to query something I wasn’t sure about. So good, few days ago I suggest to my niece in the states to contact them and they would put her mind at ease as she was unsure why her account was blocked just as she received payment from the UK. Reviewed on: 26th May 2025

Easy to use and understand.

Easy to use and understand. Well set out and everything easy to find. Reviewed on: 26th May 2025

Helping experience

It was a good experience and i like to recommend it to people Reviewed on: 26th May 2025

PayPal is great, from customer service to how easy t...

PayPal is great, from customer service to how easy the website is to use. Reviewed on: 26th May 2025

Excellent Service

I've always had excellent service from pay pal, never any trouble Reviewed on: 26th May 2025

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