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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

A good money management system

It’s good, I feel as though you can manage it well and track what you’re spending, its easy to see when your outgoings are, it would be good to have a reminder for payments like a notification maybe fa few days before the payment is due to be taken or moved, I have been using PayPal and PayPal credit for years as I feel it’s a reliable and manageable way to spend keep control of my money. Reviewed on: 6th July 2026

love the pay in 3 option

Easy to use and love the pay in 3 option Reviewed on: 6th July 2026

Safe reliable and trustworthy.

Safe reliable and trustworthy. Easy to contact and always helpful Reviewed on: 6th July 2026

Positive experience with PayPal Credit...

My experience with PayPal Credit has been really positive. Everything was clearly explained from the start, so I knew exactly how it worked. Setting up my account was quick and straightforward, and arranging my direct debit was completely hassle-free. The whole process was simple, easy to follow, and stress-free. So far, I've found PayPal Credit to be a convenient and reliable way to spread the cost of purchases, and I'd definitely recommend it. Reviewed on: 6th July 2026

I find using PayPal Credit is the easiest way to buy...

I find using PayPal Credit is the easiest way to buy things online. Its simple and effective for what I need. Reviewed on: 6th July 2026

Always top form and trusted!

Always top form and trusted! Always my preferred method of paying. Reviewed on: 6th July 2026

So far so good, great way of making payments for you...

So far so good, great way of making payments for your purchases Reviewed on: 6th July 2026

I am fully confident to pay via PayPal

I am fully confident to pay via PayPal Reviewed on: 6th July 2026

Physical credit card

I applied for a physical card and it was delivered when I was advise it was going to be delivered and I also received email confirmation of the delivery day. Reviewed on: 6th July 2026

So useful, try PayPal Credit for yourself

I have found PayPal Credit useful, particularly when unexpected bills/money needs to be spent. The pay back Offers are extremely helpful in such instances and are quick and easy to arrange. A big plus. Reviewed on: 6th July 2026

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