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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

PayPal cash flow shortage

PayPal have been very handy when I have found myself short and I have been able to use PayPal instead Reviewed on: 11th June 2024

Easy to use, available in many places and convenient.

Easy to use, available in many places and convenient. Easy to manage payments and keep track of all promotions and payment due dates Reviewed on: 11th June 2024

Great products, Excellent service and easy to use.

Great products, easy to use. I have been using PayPal for years and they are as good as it gets. I recommend them without reservation. Reviewed on: 11th June 2024

easy to navigate, and use,...

Straight forward, clear, easy to navigate, and use, I have used paypal credit on a number of occasions and would do so again if the situation arises Reviewed on: 11th June 2024

Very useful and helpful.

Very useful and helpful. Good customer services . Reviewed on: 11th June 2024

PayPal gives me peace of mind

Used PayPal for many years because it gives me added security for my money. When paying online I always use PayPal, therefore never giving my bank account details. I have used both the credit and pay over 3 months facility, allowing me a choice of payments. I would be lost without PayPal. Reviewed on: 11th June 2024

So easy to use,no complicated forms.

So easy to use,no complicated forms. There when I need it. Monthly statements and option to pay more when you can. You know that your purchases are safe and secure. If you experience any problems the customer service is excellent. Reviewed on: 11th June 2024

Great customer service

Sorted out a few problems I had with some orders in my favour. Reviewed on: 11th June 2024

Quick, easy and accessible!

Very easy and straightforward, know where I’m at Reviewed on: 11th June 2024

...PayPal every time

I use PayPal for all my online purchases, I’ve never had any problems whenever I needed to claim money back Reviewed on: 11th June 2024

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