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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58889 reviews)

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4.91

Based on 58,889 reviews, last reviewed 11th Apr 2026

745300% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Their app and ease of access is brilliant! Their app and ease of access is brilliant! Furthermore having paypal credit apart of the wider paypal ego system makes using it easier too. Reviewed on: 11th April 2026

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58889)

Very easy to use and I f need to contact them always...

Very easy to use and I f need to contact them always helpful Reviewed on: 26th May 2025

I like the loan policy with a one-month grace period.

I like the loan policy with a one-month grace period. I use it all the time. Reviewed on: 26th May 2025

Flexible plans and easy to use and easy to apply.

Flexible plans and easy to use and easy to apply. Reviewed on: 26th May 2025

Quick and easy to use

Using PayPal is quick and easy and if a problem arises they are always helpful. Reviewed on: 26th May 2025

Easy to use

Easy to use and useful for easy interest free borrowing Reviewed on: 26th May 2025

PayPal credit is my number one way to pay at checkout.

PayPal credit is my number one way to pay at checkout. It's easy to use , helps me split my purchases into affordable chunks. It's also easy to see how much you owe and your payment schedules. Reviewed on: 26th May 2025

Bad credit comes good

I had bad credit so credit cards where a no and PayPal has helped me get things iv needed it’s helped me budget for the last 5 yrs Reviewed on: 26th May 2025

Used a few times.

Used a few times. Like getting reminders that a payment is due and it’s easy enough to pay. Reviewed on: 26th May 2025

Easy, efficient, 5 stars.

Easy, efficient, 5 stars. Recommended to everyone. Reviewed on: 26th May 2025

Always a reliable way to spend safely online.

Always a reliable way to spend safely online. PayPal credit is also useful to have. I'd definitely recommend Reviewed on: 26th May 2025

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