Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

spread your cost

Nice way to spread your cost and accepted use by many companies Reviewed on: 11th June 2024

Happy customer

Really easy to use app. It is a great way to manage my money - everything is at my finger tips and clear to understand. Reviewed on: 11th June 2024

0% for 3 years, easy to set up and pay

0% for 3 years, easy to set up and pay Reviewed on: 11th June 2024

Always accessible and supportive to resolve issues

Always accessible and supportive to resolve issues. Reviewed on: 11th June 2024

Effective communication effectively managed app

Effective communication effectively managed app Reviewed on: 11th June 2024

Good Service

The odd times I have had to contact them always been helpful and the advisor have known their stuff Reviewed on: 11th June 2024

Very helpful in spreading my cost

Very helpful in spreading my cost Reviewed on: 11th June 2024

Paypal Credit

very low amount to pay back every month Reviewed on: 11th June 2024

The app is intuitive and customer service always great.

The app is intuitive and customer service always great. The only thing that lets it down is the breakdown of purchases/returns and how they allocate the money. It makes it hard to keep track of things. Reviewed on: 11th June 2024

Pay pal is your best pal

Always great never any problems, always there to help and have helped Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Credit Card
from NatWest 4.31 from 6 reviews
Platinum Credit Card
from Lloyds Bank 4.22 from 48 reviews
Credit card
from Debenhams 2.38 from 13 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub