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PayPal: PayPal Credit reviews

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4.91
Based on 58,822 reviews, last reviewed 11th Apr 2026
739100% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had good experience while using PayPal. Always had good experience while using PayPal. My money felt safe while making payments. Customer service always helpful every time I reached out to t... Read more Reviewed on: 11th April 2026
Zak's avatar
Zak

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58822)

I've been using PayPal for several years now, and it...

5
I've been using PayPal for several years now, and it has consistently proven to be a reliable, secure, and convenient platform for both personal and business transactions. Whether I’m shopping online, sending money to friends, or receiving payments for freelance work, PayPal makes the process fast and seamless. One of the features I appreciate most is the buyer and seller protection. Knowing that my purchases are backed by a clear and fair resolution process gives me peace of mind, especially when shopping on unfamiliar websites. On the business side, being able to generate invoices, track transactions, and withdraw funds to my bank account with just a few clicks has been incredibly helpful. The mobile app is user-friendly and keeps me in control of my finances on the go. I also appreciate the integration with a wide range of e-commerce platforms, making it easy to accept payments from customers all over the world. Customer service has been prompt and professional whenever I’ve needed assistance, and I feel confident knowing that my information is protected by PayPal’s strong security protocols. Overall, PayPal has become an essential tool in my financial toolkit. I highly recommend it to anyone looking for a trustworthy and efficient digital payment solution. Reviewed on: 26th May 2025
Claudileia M's avatar
Claudileia M

pay pal proformance

5
been with pay pal for nearly 12 years -never had any problem Reviewed on: 26th May 2025
paul bassan's avatar
paul bassan

Paying for items

5
Easiest way to pay and securely, a great to manage payment options. Reviewed on: 26th May 2025
Bren's avatar
Bren

Never had any issues using PayPal Credit.

5
Never had any issues using PayPal Credit. Always useful.. Reviewed on: 26th May 2025
Paul Smith's avatar
Paul Smith

So easy to use.

5
So easy to use. Saves my various accounts and cards to make managing payments so easy. I feel a lot more confident using this as I only share my bank details once - given the high levels of online fraud & hacking being perpetrated, this is important to me Reviewed on: 26th May 2025
Louise W's avatar
Louise W

PayPal Credit, simply a game-changer for me

5
"PayPal Credit has been a game-changer for managing larger purchases. The interest-free period gives me flexibility to pay over time without extra cost, and it integrates seamlessly with my PayPal account. Fast, secure, and super convenient!" Reviewed on: 26th May 2025
Lewis D's avatar
Lewis D

Excellent Service

5
Over the years I have been using PayPal/Credit, it has proved the safest and most reliable that any company could be. I would be very surprised if anyone else could be as helpful as they are for their customers. Reviewed on: 26th May 2025
John R's avatar
John R

PayPal is definitely a go to source of payment.

5
PayPal is definitely a go to source of payment. I use PayPal for everything where possible. The added security and brilliant customer service makes it stand out to anyone else. Reviewed on: 26th May 2025
Jamie's avatar
Jamie

Great and aimple to use

4
Great and aimple to use howver there is no ability to pay directly into the account not through paypal which other credit cards allow. Reviewed on: 26th May 2025
John's avatar
John

I find it easy and safe to use.

5
I find it easy and safe to use. I love PayPal and to offer the credit option means it can be very helpful at times. Reviewed on: 26th May 2025
Marie 's avatar
Marie

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