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PayPal: PayPal Credit reviews

4.73
Based on 180,723 reviews, last reviewed 14th Jul 2026
503% increase in 5 star reviews
in the past 90 days
562% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026
Jennyjenny's avatar
Jennyjenny

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180785)

.delayed customer service

5
Customer service is not as expected and taking long time to resolve the issue. Reviewed on: 6th July 2026

great experience from start to fin

5
great experience from start to fin Reviewed on: 6th July 2026

Is secure

4
Is secure and good feedback when things go wrong Reviewed on: 6th July 2026

Good and helpful and reliable .

5
Good and helpful and reliable .straightforward Reviewed on: 6th July 2026

One company better me I didn’t know about subscripti...

1
One company better me I didn’t know about subscription, PayPal didn’t give my money back , very bad customer service Reviewed on: 6th July 2026

It's very straightforward and self manageable.

5
It's very straightforward and self manageable. Reviewed on: 6th July 2026

Easy to use and keep track.

5
Easy to use and keep track. The app helps keep track and the 0 percent is good just wish could do a year 0 per cent plans Reviewed on: 6th July 2026

Always very efficient when using PayPal

5
Always very efficient when using paypal. Any issues I’ve had have been resolved very quickly. Very happy with service will continue to use this service over others. Reviewed on: 6th July 2026

Reliable, Convenient and Easy to Use

5
I’ve been using PayPal Credit for a while, and it’s been a really helpful way to manage my spending. I like how quick and easy it is to use when shopping online, and being able to spread the cost of purchases has given me extra flexibility when I’ve needed it. The app and website are easy to navigate, payments are simple to make, and I’ve always found the service reliable. Overall, I’ve had a very positive experience with PayPal Credit and would definitely recommend it to anyone looking for a convenient and trustworthy retail finance provider. Reviewed on: 6th July 2026

PayPal has always been my best friend, and a life sa...

5
PayPal has always been my best friend, and a life saver many times, I don’t speak to the customer service often but when I need to I always find them helpful Reviewed on: 6th July 2026

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