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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Great time.

Great time. Lits of benefits and easy yo work with Reviewed on: 11th June 2024

Used for years, been great!

Used for years, been good for paying for items bought on eBay and other online websites. Also great for the finance side having great interest free and low interest rates available. Account and app are great to use too. Definitely would recommend! Reviewed on: 11th June 2024

Very safe and easy to use PayPal

Very safe and easy to use PayPal Reviewed on: 11th June 2024

I have no issues with PayPal.

I have no issues with PayPal. Easy to use, very convenient and always delivers. I advise all my friends and family to use for purchasing as the refund process is quick. Reviewed on: 11th June 2024

PayPal. What’s not to love?

PayPal is fast, convenient and extremely efficient at handling all the transactions I need to do. Whenever I have a problem, PayPal customer service team are on hand quickly and always deal with the matter promptly and fairly. I trust PayPal entirely. Reviewed on: 11th June 2024

A life-saving solution

PayPal Credit has saved me from distress many times that I have lost count. Reviewed on: 11th June 2024

Ease of Use

I love how PayPal credit is on almost every online retailer that I use. It’s very easy to use once you are all signed up. I am provided with a lot of updates on my and the monthly payment emails I get are very detailed and consistent. Reviewed on: 11th June 2024

When I need something to spread the cost is a great...

When I need something to spread the cost is a great thing for 4 months! Reviewed on: 11th June 2024

Good value for money experience.

Good value for money experience. Payment update in account can be improved Reviewed on: 11th June 2024

It is the easiest and most secure method of payment...

It is the easiest and most secure method of payment not just to send to friends and family but for all my online purchases. I have been using PayPal for many years and don't know how I would manage without it. I really like the fact that I can accrue different currencies in my balance which helps me purchase things in US Dollar, Euros etc and send money to people outside of the UK. The pay in · option is really helpful to spread the cost and Paypal credit is perfect for larger purchases. Reviewed on: 11th June 2024

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