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PayPal: PayPal Credit reviews

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4.91
Based on 58,763 reviews, last reviewed 11th Apr 2026
733500% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Paypal Credit Service I think paypal credit is an excellent, easy to use solution especially with the 0% options Reviewed on: 11th April 2026
Peter's avatar
Peter

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58763)

I've used PayPal for everything

5
I've used PayPal for everything it helps a lot using pay in 3 not had any problems with anything it's just so easy to use Reviewed on: 26th May 2025
Robert West's avatar
Robert West

PayPal Credit is an easy and safe way to pay online.

5
PayPal Credit is an easy and safe way to pay online. You can choose different ways to pay off the credit, which helps you stay on track with your payments. Reviewed on: 26th May 2025
Kamila K's avatar
Kamila K

Really easy to do and set up.

5
Really easy to do and set up. Easy to pay balance in full each month. Good online platform. Easy to use, well set out and easy to understand Reviewed on: 26th May 2025
Clive R's avatar
Clive R

Great experience all round

5
Always had a great experience when using PayPal and definitely feel my money is protected when I use this method of payment. Reviewed on: 26th May 2025
Grace R's avatar
Grace R

My experience is wonderful, because whenever I need...

5
My experience is wonderful, because whenever I need them they have several options to help me. Reviewed on: 26th May 2025
Priscila M's avatar
Priscila M

Excellent service.

5
Excellent service. Very clear and transparent credit rules. Very flexible approach to the client. I am very pleased with having a Paypal account. I recommend Paypal to my friends at every opportunity. Reviewed on: 26th May 2025
Tomaso's avatar
Tomaso

I am happy to use PayPal Credit, it's flexible with...

5
I am happy to use PayPal Credit, it's flexible with reasonable charges but I usually pay it off in time. Reviewed on: 26th May 2025
Veronika S's avatar
Veronika S

Using PayPal makes transactions so much easier and k...

5
Using PayPal makes transactions so much easier and keeping myself protected with every payment is a key factor when shopping online. PayPal credit is a great way to do this and it is easy to make monthly payments on the app - the full history of statements being stored in the app is also great Reviewed on: 26th May 2025
TM's avatar
TM

Excellent service!!

5
Been using PayPal credit for a few years now and found it so easy to use! Highly recommended! A***** Reviewed on: 26th May 2025
Michael M's avatar
Michael M

Very helpful and affordable.

5
PayPal have been very helpful and trustworthy. Makes things so much easier and at an affordable rate. Reviewed on: 26th May 2025
Si's avatar
Si

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