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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

I have been using PayPal for many years now and have...

I have been using PayPal for many years now and have used it for business and personal. I have only used customer service a couple of times though but always found them very helpful. I find the PayPal app easy to use and clear to see the amounts I have in accounts. My only criticism would be that it feels very difficult to see when money went on and out as often I have to search in-depth to find something. I like that I can now use Apple Pay to use PayPal now too. Very helpful. Reviewed on: 6th July 2026

Customer for decades

Having been a customer for decades, I have never had, nor ever foresee any issues with this first class brand Reviewed on: 6th July 2026

Good experience with PayPal credit, easy to make pur...

Good experience with PayPal credit, easy to make purchases, and make purchases each month. If I ever have any issues, they are sorted out promptly! Great customer service, no complaints. Reviewed on: 6th July 2026

Set up direct debits multiple times and they don't t...

Set up direct debits multiple times and they don't take my payments then hit me with a late payment fee, it's almost impossible to get help or speak to someone Reviewed on: 6th July 2026

The whole experience is fabulous.

The whole experience is fabulous. The rates are amazing, the arrangements are very flexible and cost effective and the staff are so helpful and professional. Reviewed on: 6th July 2026

Highly recommend

PayPal has been a godsend to me. Highly recommend. Reviewed on: 6th July 2026

Affordable purchases

Very easy to use. Makes payments more affordable. Wonderful option to have Reviewed on: 6th July 2026

Always use PayPal credit when it’s offered with 4mon...

Always use PayPal credit when it’s offered with 4months interest free payments it’s just really easy, can even send money to family abroad through Xoom for a 99p fee. Reviewed on: 6th July 2026

Very good.

Very good. Supportive and helpful when needed. Reviewed on: 6th July 2026

Love PayPal credit.

Love PayPal credit. Easy to use, pay, offers low interest, can be used on many shopping platforms and always on hand when needed. I use it every month with ease. Spend over £100 and can be split over easy payments or pay in 3 interest free. Love it Reviewed on: 6th July 2026

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