Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

Pay in 3 is my most used service - really helpful in...

Pay in 3 is my most used service - really helpful in making purchase decision. Reviewed on: 11th June 2024

Simple and easy to use.

Simple and easy to use. Had a problem with a supplier once and PayPal sorted it on my behalf. Reviewed on: 11th June 2024

Excellent experience,quick resolution and atention

Excellent experience,quick resolution and atention Reviewed on: 11th June 2024

Great Facility

I love this credit facility because it gives me flexibility. I can buy goods safely online and have the option of how long I need to pay it back. Easy to use, great customer service and no hassles. Reviewed on: 11th June 2024

PayPal is amazing and the pay in 4 instalments very...

PayPal is amazing and the pay in 4 instalments very helpfull. I wish PayPal can be used everywhere as it safe and sound for paying online Reviewed on: 11th June 2024

Quick, easy and transparent.

Quick, easy and transparent. 0% interest over 4 months is a life saver for any emergency purchases that are over £99. Reviewed on: 11th June 2024

Paypal credit is one the of the best feature of payp...

Paypal credit is one the of the best feature of paypal services. Its seem like online credit card for you. And almost everywhere we can use this service Reviewed on: 11th June 2024

Have used PayPal credit a few times and has been a s...

Have used PayPal credit a few times and has been a seamless easy experience Reviewed on: 11th June 2024

Paypall everywhere

Everytime i had problem with buyers paypall was above and beyond and got all sorted for me. Reviewed on: 11th June 2024

4 months interest free

The 4 months interest free is what I use the most....5* Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Marbles Credit Card
from NewDay 4.90 from 538 reviews
All in One Credit Card
from Santander 2.55 from 16 reviews
Purchase Credit Card
from Halifax 3.75 from 18 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub