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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57871 reviews)

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4.91

Based on 57,871 reviews, last reviewed 9th Apr 2026

652500% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use Easy to use and if any issues they are resolved quickly. PayPal credit card is also good for retailers who don't accept PayPal itself Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57871)

I am happy.

I am glad that I can implement some of my plans. Reviewed on: 26th May 2025

Hassle free and convenient method for online shopping

Hassle free and convenient method for online shopping Reviewed on: 26th May 2025

Easy to use and user friendly.

Easy to use and user friendly..Had purchased many consumables hassle free. Reviewed on: 26th May 2025

Good service, useful tools.

Good service, useful tools. Never had any issues Reviewed on: 26th May 2025

Always resolve my queries offer good rates for credi...

Always resolve my queries offer good rates for credit and if I want to pay off a certain company they detail exactly how much I would need to pay to ensure it clears the account in which way I avoid paying extra interest on a product when I'm able to pay it off in full. Reviewed on: 26th May 2025

Makes life easier!

Super easy to use! Also great for taking the brunt of a purchase and spreading it over a couple of months, with no interest! Reviewed on: 26th May 2025

Would recommended

Easy to use app. Have had good customer service experiences. Across lots of stores, this is an option I can use to pay which is quick and easy and reliable Reviewed on: 26th May 2025

Easy to use

Always easy to use and help when something goes wrong with vendor. Reviewed on: 26th May 2025

Great experience and good service

Great experience and good service Reviewed on: 26th May 2025

Easy to apply for a credit account.

Easy to apply for a credit account. All my account information is easy to access on the app and easy to understand. I can make payments whenever I want. The interest free period on certain amounts is a great idea. Reviewed on: 26th May 2025

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