Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,723 reviews, last reviewed 14th Jul 2026
503% increase in 5 star reviews
in the past 90 days
562% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026
Jennyjenny's avatar
Jennyjenny

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180784)

It’s great experience and a good way to spend money...

5
It’s great experience and a good way to spend money Reviewed on: 6th July 2026

Feel safe & protected when buying online Simple & ea...

5
Feel safe & protected when buying online Simple & easy to use for purchasing goods App clear & user friendly Kept up to date with spending and payments Highly recommended Reviewed on: 6th July 2026

PayPal credit experience

5
Having the opportunity to borrow at zero % interest allowed me to pay for a much needed family holiday which would have been a struggle to afford otherwise given my financial commitments. The 4 month period with no interest allowed me to comfortably clear the balance and to keep a good credit rating. Reviewed on: 6th July 2026

Excellent great company easy app to use

5
Excellent great company easy app to use Reviewed on: 6th July 2026

Great tool so far safe one occasion of fraud was so...

5
Great tool so far safe one occasion of fraud was sorted out quickly Reviewed on: 6th July 2026

Excellent customer service

5
Every time I've had a problem, PayPal has always sorted it out for me. They always give excellent customer service. Reviewed on: 6th July 2026

Generous and convenient to use; safe and secure; rel...

5
Generous and convenient to use; safe and secure; reliable and customer friendly. Reviewed on: 6th July 2026

Trustworthy&reliable

5
PayPal is the most trustworthy and positive experience I ever have had and I have been with PayPal more than ten years and I would recommend it to anyone who wants security over any payment/ shopping to choose PayPal. Reviewed on: 6th July 2026

Easy to use for online purchases and especially conc...

5
Easy to use for online purchases and especially concert tickets as gives you some extra time to pay it off. Reviewed on: 6th July 2026

Papayosl crefitypal is great got no complaints

5
Paypal is great got no complaints Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 100972 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products