Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

View other PayPal products

4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181152)

Great service

It’s very easy and simple. Helps spread the cost. Reviewed on: 6th July 2026

Efficient & Easy to use App

Easy to use app, financial options snd loving the new reward points Reviewed on: 6th July 2026

Great products, ease of use, great app to track ever...

Great products, ease of use, great app to track everything Reviewed on: 6th July 2026

PayPal has been very efficient with usability, and a...

PayPal has been very efficient with usability, and availability; pay in 3, interest rates and fantastic customer service. Reviewed on: 6th July 2026

PayPal credit made it possible

PayPal credit made it possible for me to get the mountain bike I wanted at the time I needed it just after getting my new job roll without having to miss out on my planned birthday trip out. The process was easy and quick. Fully recommend. Reviewed on: 6th July 2026

My experience with PayPal customer support has alway...

My experience with PayPal customer support has always been positive and supportive. I was offered useful advice and financial support 10/10. Reviewed on: 6th July 2026

Straightforward to use, like pay in 3 for larger pur...

Straightforward to use, like pay in 3 for larger purchases. Reviewed on: 6th July 2026

I feel like PayPal is one of the safest ways to pay.

I feel like PayPal is one of the safest ways to pay. They always send you reminders and their customer services are top class. Reviewed on: 6th July 2026

PayPal Credit has been easy to use.

PayPal Credit has been easy to use and offers a straightforward way to spread the cost of purchases. The application process was simple, payments are easy to manage, and I have had a positive experience with the service overall. Reviewed on: 6th July 2026

Great and easy to use.

Great and easy to use. Good email communication. Easy to pay off. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub