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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

PayPal is safe, provides confidence and help centre...

5
PayPal is safe, provides confidence and help centre have real people to talk to Reviewed on: 6th July 2026

Helps me out knowing there are interest free options...

5
Helps me out knowing there are interest free options to buy things online for family weddings. Reviewed on: 6th July 2026

Great financing tool with one minor wish!

5
I’ve used PayPal Credit for a year and love it. The 0% interest for 3 months is good for spreading out bigger costs safely and without fees. It integrates perfectly with my digital wallet for fast, secure checkouts. My only wish is that they would offer up to 12 months interest-free for even larger purchases. Highly recommended if you pay your balance on time! Reviewed on: 6th July 2026

Minden zokkenomentesen tortentik.

5
Minden zokkenomentesen tortentik.Meg vagyok elegedve az ūgyintezessel. Reviewed on: 6th July 2026

An extremely reliable and straightforward process.

5
An extremely reliable and straightforward process. Reviewed on: 6th July 2026

Excellent service and very efficient and helpful to...

5
Excellent service and very efficient and helpful to solve problems. Very satisfactory Reviewed on: 6th July 2026

I didn’t know anything about pay pal before

5
I didn’t know anything about pay pal before gill I find out throughout my research that it’s one of the best sources that i was looking for it’s pleasure to be member with one of world greatest sours of marketing Reviewed on: 6th July 2026

Seamlessly easy to use worth the value

5
Seamlessly easy to use worth the value Reviewed on: 6th July 2026

All good good good good good good

5
All good good good good good good Reviewed on: 6th July 2026

As a brand, I trust PayPal

5
I use PayPal credit on items that I can pay over several months, interest free. I trust PayPal to look after my privacy and keep my data safe. Its easy to apply for and the statements are easy to view, and understand what is owed, and when payment is due. Reviewed on: 6th July 2026

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