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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Great payment plan

Very convenient way to pay for items over 4 months Reviewed on: 11th June 2024

Great flexible use of credit facilities accepted in...

Great flexible use of credit facilities accepted in a huge amount places. Makes budgeting easier and gives you added protection for purchases. Reviewed on: 11th June 2024

PayPal is a great place for who wants a little help...

PayPal is a great place for who wants a little help to repay borrowed money Reviewed on: 11th June 2024

Paypal credit

Paypal credit is easy and simple to use, as well as being widely available on a lot of sites, there are multiple purchase options many available with no interest if paid back within a certain amount of time, a very helpful resource for anyone making purchases that they can repay monthly Reviewed on: 11th June 2024

Best for Credit.

Best for Credit. Would really recommend it. Reviewed on: 11th June 2024

Very helpful

The 4 months zero interest for transactions over £100 is very helpful. It is easy to keep track of the balance and the email reminders for due payments are helpful too. The interest rates are reasonable as well. Reviewed on: 11th June 2024

I have called to get help with my payment And I...

I have called to get help with my payment And I didn't wait for too long for the response Reviewed on: 11th June 2024

A Reliable Payment Partner

Having used PayPal for eight years, I’ve consistently enjoyed its ease of use, speed, and top-notch security. It’s my reliable choice for all external payments. Reviewed on: 11th June 2024

Fantastic app very easy to use and intuitive.

Fantastic app very easy to use and intuitive. One of my go to apps for sending and receiving money. Reviewed on: 11th June 2024

Easy to use, reliable.

Easy to use, reliable. Customer service very helpful on the occasion I've needed advice. Easy to make additional payments. I like the options available to help with managing payments. Reviewed on: 11th June 2024

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