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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57833 reviews)

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4.91

Based on 57,833 reviews, last reviewed 9th Apr 2026

649100% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal allows me a choice of clear to follow payment... PayPal allows me a choice of clear to follow payment options. This makes many of my purchases more affordable for me by allowing me to pay in full, in... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57833)

Quick, safe , secure

Always easy and quick and very good to know your money is safe Reviewed on: 26th May 2025

Easy to use and always there when needed, easy to pa...

Easy to use and always there when needed, easy to pay back , afortable montly payments. No issues Reviewed on: 26th May 2025

Paypal review

I use paypal all the time for online purchases and se ding money to friends. It is really quick and easy. Love it Reviewed on: 26th May 2025

Excellent service, you just couldn’t ask for more!

Excellent service, the customer service is brilliant - always willing to help, efficient and I’ve never had a problem with PayPal at all! PayPal has helped me when I needed some extra time to pay for things, without it, I honestly would be lost sometimes and lack a quality of life. Thank you PayPal! Reviewed on: 26th May 2025

Excellent service provided by PayPal.

Excellent service provided by PayPal. Reviewed on: 26th May 2025

Good thanks trusted lending always a go.

Good thanks trusted lending always a go. To for credit Reviewed on: 26th May 2025

Very helpful

Really helps when your struggling. Great to not have to pay interest Reviewed on: 26th May 2025

PayPal credit really does help spread the cost of bi...

PayPal credit really does help spread the cost of big items/holidays etc, providing a guarantee from scams etc and helps with a low income family to do things and buy things they couldn’t afford to pay for in full. It has been a godsend to me at Xmas time over the last few years and single parent with 4 children. Reviewed on: 26th May 2025

Quick response from customer care

Quick response from customer care Reviewed on: 26th May 2025

I always gave peace of mind when purchasing using Pa...

I always gave peace of mind when purchasing using PayPal Credit, knowing that should anything go wrong with a purchase, PayPal customer services will do their best to find a resolution and it's great having the option to pay in 3. Reviewed on: 26th May 2025

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