Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

View other PayPal products

4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181152)

I’ve been using paypal for 5 years now and all in al...

I’ve been using paypal for 5 years now and all in all experience they provide good service and value their customers Reviewed on: 6th July 2026

Excellent customer service!

Excellent customer service! 10/10 Reviewed on: 6th July 2026

Very good

Очень удобно платить без комиссии на 3 платежа Reviewed on: 6th July 2026

Excellent

Very reasonable, good experience and reliable Reviewed on: 6th July 2026

It is what it is.

It is what it is. Not fancy not over the top just good Reviewed on: 6th July 2026

Simple, Easy, Safe

Really easy to use, safety and protection of Paypal. It was also really easy to add to my account. Flexible in many ways to use as well Reviewed on: 6th July 2026

Good communication, no hidden surprises.

Good communication, no hidden surprises. PayPal widely accepted across lots of retailers. Reviewed on: 6th July 2026

Long time PayPal user and happy

I have been using PayPal for a very long time, from the days of big computer monitor days until now. I like the pay in 3 and the 4 months interest free deals. It really helps me plan and budget better especially if pay day is far away or I need to stretch my income a little further. I never miss my payments and I believe that's why PayPal accept when I try to pay using PayPal. Reviewed on: 6th July 2026

First class service Top notch

Top notch service from wonderful company Reviewed on: 6th July 2026

Great System , quality app and excellent customer se...

Great System , quality app and excellent customer services Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Loan
from Snap Finance 4.81 from 370 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub