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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Works brilliant. Saves time. No complaints...

5
Works brilliant through curve aswell as saves time online for purchases and for recieving money owed cant coplain Reviewed on: 11th June 2024

Great alternative to a credit card

5
Great alternative to a credit card Reviewed on: 11th June 2024

Clearly explained

5
Everything is clearly explained.Rwmainders send on time.Excelent if you are short of money that you can make minimum payment and know that you are not in trouble Reviewed on: 11th June 2024

Excellent service you have a query

5
Easy to speak to if you have a query Reviewed on: 11th June 2024

Amazing help

5
It's not always easy to buy something that costs £150 or more. Pay Pal Credit helps me a lot with this. Reviewed on: 11th June 2024

I have enjoyed using PayPal credit and having the op...

5
I have enjoyed using PayPal credit and having the opportunity to pay off the balance within four months or the option to pay off at a longer time. I have called customer services on one occasion however it was closed at the time so not able to comment on this element of the service. Everything else has been easily accessible and I have found it a very good source to use if you have not got the full funds available for something that you would like to pay for using internet that supports PayPal credit. I would strongly recommend this and the you give it a try it is very good fast and very convenient. Reviewed on: 11th June 2024

PayPal credit was an easy and reliable experience.

5
PayPal credit was an easy and reliable experience. I had regular updates on my balance and statements were easily accessible and easy to follow. Reviewed on: 11th June 2024

PayPal credit is very easy to use and very convenient.

5
PayPal credit is very easy to use and very convenient. Reviewed on: 11th June 2024

PayPal Credit is an exceptional financial service th...

5
PayPal Credit is an exceptional financial service that has revolutionized the way we make online purchases. With its seamless integration into the PayPal platform, it offers customers a convenient and flexible way to finance their purchases. One of the standout features of PayPal Credit is its ease of use. The application process is quick and straightforward, allowing users to get approved for credit within minutes. This means that you can start using PayPal Credit to make purchases right away, without any hassle or delay. Another aspect that sets PayPal Credit apart is its flexibility. It offers customers the option to pay for their purchases over time, with flexible repayment terms. This allows users to manage their finances more effectively and make larger purchases without breaking the bank. Furthermore, PayPal Credit provides users with a range of benefits and rewards. From special financing offers to cashback bonuses, customers can enjoy exclusive perks when using PayPal Credit for their online shopping. These rewards add value to the overall experience and make it even more enticing to choose PayPal Credit as a payment option. In terms of security, PayPal Credit is top-notch. As a part of the PayPal ecosystem, it benefits from the same robust security measures that PayPal employs. This means that your personal and financial information is protected at all times, giving you peace of mind when making transactions. Overall, PayPal Credit is an excellent choice for anyone looking for a convenient and flexible financing option. With its easy application process, flexible repayment terms, and enticing rewards, it offers a seamless and secure way to make online purchases. I highly recommend PayPal Credit to anyone who wants to enhance their shopping experience and have greater control over their finances. Reviewed on: 11th June 2024

I have found using PayPal credit really easy and con...

5
I have found using PayPal credit really easy and convinient Reviewed on: 11th June 2024

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