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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57811 reviews)

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4.91

Based on 57,811 reviews, last reviewed 9th Apr 2026

647100% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use, like can now have the flexibility of de... Easy to use, like can now have the flexibility of debit card Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57811)

Just simple, easy to use, valuable!

Just simple, easy to use, valuable! Clarity is brilliant. Easy to manage your money. Reviewed on: 26th May 2025

1st class protection

It’s so easy and gives you confidence & trust that if you have any problems with your purchases, PayPal sort it for you. So for me’ PayPal is my preferred payment Reviewed on: 26th May 2025

Super service give you everything what you need

Super service give you everything what you need Reviewed on: 26th May 2025

Responsible and easy to use.

Easy to use without tempting a user into financial commitments they can’t keep. Very clear options and smooth functionality. Reviewed on: 26th May 2025

No hassle at all.

No hassle at all. If support is needed, this is always received. Easy service to use, would recommend. Both app and website easy to navigate and I had never had issues with PayPal delivering what they promise. Reviewed on: 26th May 2025

Great way to pay

It’s so convenient and secure to use PayPal. I love every aspect of it Reviewed on: 26th May 2025

Customer services

Have talked to customer services and they were very helpful Reviewed on: 26th May 2025

Excellent

Never had any problems using PayPal Reviewed on: 26th May 2025

Super easy to use very clear no hidden surprises

Super easy to use very clear no hidden surprises Reviewed on: 26th May 2025

I've been using PayPal Credit for a few years now, a...

I've been using PayPal Credit for a few years now, and it continues to exceed my expectations. It's incredibly easy to use, whether I'm shopping online or managing my budget with the flexible repayment options. What I appreciate most is the transparency—there are no hidden fees, and I always know exactly where I stand. The "Pay in 3" feature has been a lifesaver for managing bigger purchases without added stress. Their customer service is also top-notch. On the rare occasion I've needed support, the team has been responsive, helpful, and genuinely interested in solving my issue. PayPal Credit has made my online shopping experience smoother, safer, and more manageable. They absolutely deserve to win the Consumer Credit Awards! Reviewed on: 26th May 2025

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