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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57808 reviews)

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4.91

Based on 57,808 reviews, last reviewed 9th Apr 2026

646800% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Np1 I have always found that PayPal is super fast, easy to use and very secure Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57808)

Paypal credit is a cheap and convenient way to pay f...

Paypal credit is a cheap and convenient way to pay for things online Reviewed on: 26th May 2025

Easy to set up monthly payments.

Easy to set up monthly payments. No hassle. Reviewed on: 26th May 2025

Never had any issues paying or receiving payments th...

Never had any issues paying or receiving payments through my Paypal love it. I love how they have pay later options and pay in three really a convenient way. You have the option to pay money into your credit or have a direct debit also installed Reviewed on: 26th May 2025

Finance request

Requested finance for a purchase and response sent back very quickly. Have had nothing but good experience Reviewed on: 26th May 2025

Good Financial Structure to control your money

Good structure to control your money, transactions and payments allowing easy access and ability to keep on top of payments Reviewed on: 26th May 2025

Paypal credit - easy and quick setup

I have used Paypal credit and find it easy and quick to set up and it's a nice benefit to have Reviewed on: 26th May 2025

I can't fault PayPal at all.

I can't fault PayPal at all. I was accepted for pay later and pay in 3 within a matter of minutes, this is so helpful for me to be able to spread the cost. I have encountered a couple of issues where PayPal have refunded me in lightning speed time. The monthly repayment is always affordable and the credit limit is the right limit, and I can basically use PayPal in hundreds of retail outlets. App is extremely easy to use. Reviewed on: 26th May 2025

Fantastic and easy to use would not hesitate to reco...

Fantastic and easy to use would not hesitate to recommend to others Reviewed on: 26th May 2025

Never had any problems or issues with PayPal, been u...

Never had any problems or issues with PayPal, been using it for many years. it’s a fast simple safe way to pay companies who accept PayPal, you even have the chance to alter which card or payment time. Reviewed on: 26th May 2025

Excellent Experience

Excellent had the opportunity to enjoy a risk free credit scheme Reviewed on: 26th May 2025

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