Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

View other PayPal products

4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181152)

Honestly I haven’t used another money service and pr...

Honestly I haven’t used another money service and probably won’t in the future either. This is a great service and when I have had issues, i get quick easy advice and help with what I need. They are amazing and I wouldn’t go anywhere else! Reviewed on: 6th July 2026

double payment as site has crash...

I went to make my monthly payment the site has crashed and took my money out of my account twice contacted customer services they were great kept an eye on my account and as soon as the money cleared they refunded the extra back. Reviewed on: 6th July 2026

Very positive experience with PayPal

I’ve had a very positive experience with PayPal and their services. Their customer service is truly outstanding—every time I’ve needed assistance, the support team has been responsive, professional, and genuinely helpful in resolving my issues quickly. I also appreciate the competitive interest rates and the transparency in how everything is explained. It gives me confidence that I’m using a service that values its customers and operates with integrity. Overall, PayPal makes managing payments simple and stress-free. I highly recommend them to anyone looking for a reliable and customer-focused financial service. Reviewed on: 6th July 2026

Easy and quick to use, most online retailers accept...

Easy and quick to use, most online retailers accept PayPal, previous issues with buyer protection when buying preordered and not receiving several months later as it falls outside protection periods. Very good otherwise Reviewed on: 6th July 2026

Paypal credit doesn’t let manage to make a payment f...

Paypal credit doesn’t let manage to make a payment for specific purchases in Paypal account. Reviewed on: 6th July 2026

Loving PayPal features

Finding PayPal easy to use and love the features giving information on purchases & delivery Reviewed on: 6th July 2026

Great customer service

I really like the easy steps to use PayPal the great customer service they provide. Also the 0% APR credit they provide for 3 months that I used plenty of time. Reviewed on: 6th July 2026

Easy and flexible

Really easy to use and manage, incredibly flexible. It’s a really secure way to pay for goods and services, transfer money between friends and credit is fair. Reviewed on: 6th July 2026

Have always used PayPal never had a...

Have always used PayPal never had a problem Reviewed on: 6th July 2026

Very convenient app to use.

Very convenient app to use. Good experience using various payment providers. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub