Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180590 reviews)

View other PayPal products

4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180597)

No problem at all great service would recommend to m...

No problem at all great service would recommend to my friends Reviewed on: 6th July 2026

Paypal has great new features which make transaction...

Paypal has great new features which make transactions simple and reliable. Reviewed on: 6th July 2026

PayPal credit is a handy 'just in case' back up.

PayPal credit is a handy 'just in case' back up. Its very easy to apply and keep track of your spending. The monthly repayments are very reasonable and, again easy to track. Reviewed on: 6th July 2026

Paypal is always there for you.

Paypal is always there for you. Now with the Paypal debit card, you are fully covered. Need to send money paypal has you covered. Probably the best part of it is, its diverse ways of paying for items you - you split the payments into interest free portion and you can put it all in credit allowance. Reviewed on: 6th July 2026

PayPal is great way to use 100% money back guarantee...

PayPal is great way to use 100% money back guarantee Reviewed on: 6th July 2026

Excellent

Every time I need to buy anything PayPal always there for me.Excellent Reviewed on: 6th July 2026

PayPal credit has been fantastic.

PayPal credit has been fantastic. It’s really provided with me some financial comfort and assistance when I’ve needed it the most. It was quick and easy to set up and any issues have always been swiftly handled by customer support. Reviewed on: 6th July 2026

Great for spreading cost and secure purchases

I use it regularly when wanting to spread the cost of large purchases or to securely buy holidays knowing I’m fully protected with PayPal Reviewed on: 6th July 2026

Simple and no interest on it it's very good for ever...

Simple and no interest on it it's very good for everyone. Reviewed on: 6th July 2026

Paypal has always worked for me.

Paypal has been a thoroughly reliable service and I shall continue to use it Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 100880 reviews
Credit card
from PayPal 4.70 from 124 reviews
Payments
from PayPal 4.70 from 3855 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub