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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Always been happy with the service I've received fro...

5
Always been happy with the service I've received from PayPal. Reviewed on: 11th June 2024

I like the option 4 months with 0% interest rate, ma...

5
I like the option 4 months with 0% interest rate, making easy to pay items with high price Reviewed on: 11th June 2024

Really handy and easy to use.

5
Really handy and easy to use. A really good company if there's a problem with a purchase. Always willing to get a result. Reviewed on: 11th June 2024

Convenient and safe payment method.

5
Convenient and safe payment method. Good to have three stage and credit payment options Reviewed on: 11th June 2024

I have never had a bad experience with dealing with...

5
I have never had a bad experience with dealing with PayPal Reviewed on: 11th June 2024

I liked paypal, it is a very easy way to pay things...

5
I liked paypal, it is a very easy way to pay things online. I use a lot, but i would like a option to use paypal credit on google wallet Reviewed on: 11th June 2024

I have been using PayPal services for over a decade,...

5
I have been using PayPal services for over a decade, always been stress free experience, fantastic customer services any issues have been dealt with swiftly & professionally here’s to another decade! Reviewed on: 11th June 2024

Great service to use.

5
Great service to use and safe on ebay. If you're buying off ebay and they don't accept PayPal you might not receive you're goods. I learned the hard way. Reviewed on: 11th June 2024

Excellent.

5
Excellent..communication 10/10 Any problems sorted quickly Reviewed on: 11th June 2024

I love PayPal for its ease of use

5
I love PayPal mainly for it's ease and convenience and added security. The websites don't see your account details + you can purchase on the go as it's a login rather than searching for your wallet. PayPal also offers a few options with the pay in 3 or classic credit payment. I use this the most, and I don't think that will change. Highly recommend. Reviewed on: 11th June 2024

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