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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Excellent!

Excellent! PayPal pay later is the best product out there Reviewed on: 6th July 2026

EASY AS ABC TO USE.

Any time I have used PayPal Credit it has been an easy experience to purchase the goods required without any drawbacks. Reviewed on: 6th July 2026

First class service!!!

The service has always been and remains ready to support the customer (me) in any shape or form towards protection from fraudulent and misleading transactions and guaranteeing that extra peace of mind in online transactions. Great job guys! Reviewed on: 6th July 2026

Excellent credit scheme for me

It has provided a simple, cost effective and easy way to purchase items at the most convenient time for me. The short interest free period allows me to take advantage of ad hoc sales and offers thereby reducing my expenditure overall. Reviewed on: 6th July 2026

Very helpful when I needed to spread the cost would...

Very helpful when I needed to spread the cost would recommend to all my friends and family Reviewed on: 6th July 2026

I have had a very positive experience with PayPal.

I have had a very positive experience with PayPal. The service is reliable, secure, and convenient. Whenever I have faced any issues, the Resolution Center has always helped me find a solution quickly and efficiently. I prefer using PayPal for my payments because I trust the platform and feel confident knowing my transactions are protected. Thank you, PayPal, for providing such a dependable service! Reviewed on: 6th July 2026

PayPal helped me get my money back from a vendor tha...

PayPal helped me get my money back from a vendor that misold a product to me Reviewed on: 6th July 2026

Easy to navigate very reasonable arrangements

Easy to navigate very reasonable arrangements Reviewed on: 6th July 2026

At first I had a problem trying to purchase a camera...

At first I had a problem trying to purchase a camera this was due to the lack of use of the card this was soon sorted with a phone call it was a first big purchase and they wanted to make sure that it was me good policy Reviewed on: 6th July 2026

Good help for money but interest rates are very high...

Good help for money but interest rates are very high thinking about it Reviewed on: 6th July 2026

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