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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Excellent

PayPal is really easy to understand Reviewed on: 6th July 2026

Excellent lending facilities,

Excellent lending facilities, great payment options Reviewed on: 6th July 2026

Been good so far, haven’t had any issues to resolve

Been good so far, haven’t had any issues to resolve Reviewed on: 6th July 2026

PayPal had always been my number one payment provider!

PayPal had always been my number one preferred and trusted online payment provider due to their leading customer service and payment protection. They have a really easy and safe to use app that makes keeping on top of everything a breeze. Their recently added products and benefits have launched them lightyears ahead especially with their financing options and physical and digital cards! I can’t wait to see what they do next! Reviewed on: 6th July 2026

Does what it says on the tin.

Does what it says on the tin. Easy to use. Sensible monthly repayments. Customer service is a bit fiddly but other than that I’ve no complaints. Reviewed on: 6th July 2026

Payment flexibility now in store

Gives convenient payment flexibility now made better by the ability to use PayPal in store using a virtual credit card in Google wallet. Reviewed on: 6th July 2026

Easy to use, especially now I have a credit card...

Easy to use, especially now I have a credit card so even if PayPal isn't a payment option, I can still use the credit. The app is also easy to use. Reviewed on: 6th July 2026

Simply and straight forward

PayPal is very handy for last minute purchases on short notice like birthdays and functions, Everything you need is in one place and no delay in transferring money to and from my account. I highly recommend PayPal and you can even spread the cost on bigger purchases with no fees, it's a win win Reviewed on: 6th July 2026

It’s safe I use PayPal for safety never had any trou...

It’s safe I use PayPal for safety never had any trouble easy to use Reviewed on: 6th July 2026

purchasing an item out of reach

Helped me with purchasing an item out of reach by spreading the cost over time Reviewed on: 6th July 2026

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