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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

Easy to use, I feel confident using PayPal, I've had...

5
Easy to use, I feel confident using PayPal, I've had no problems or issues using this system. I only shop on line if paypal payment is available. Thank you. Reviewed on: 11th June 2024

Quick and easy to use, always excellent customer ser...

5
Quick and easy to use, always excellent customer service Reviewed on: 11th June 2024

Would recommend to anyone

5
I have been using PayPal Credit since it first became available to me a few years ago. I like using it as it enables me to have a few months to pay for something and being on a low income, this is reassuring. Reviewed on: 11th June 2024

Love the service

5
PP Credit helps me out so much these days as bills are piling up and I know at least I have ample time to pay with PP Credit. Love it! Reviewed on: 11th June 2024

Easy to use app, detailed information.

5
Easy to use app, detailed information. Reviewed on: 11th June 2024

Good service, I have never had any issues and PayPal...

5
Good service, I have never had any issues and PayPal always gives more buyer protection Reviewed on: 11th June 2024

I am extremely pleased with the service provided by...

5
I am extremely pleased with the service provided by PayPal. The are easy to use and have enabled me to use to purchase so many different products through different merchants. Thank you PayPal Reviewed on: 11th June 2024

It's been positive so far.

5
It's been positive so far. I applied for the credit, had an eligibility check with no impact on my score and it's been easy using it to pay gor goods and services. Reviewed on: 11th June 2024

I find comfort knowing I'm financially safe when usi...

5
I find comfort knowing I'm financially safe when using paypal. Reviewed on: 11th June 2024

Enjoy using PayPal, easy and convenient to use.

4
Enjoy using PayPal, easy and convenient to use. Wish the balance would update quicker so I know where I am at. Reviewed on: 11th June 2024

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