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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57788 reviews)

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4.91

Based on 57,788 reviews, last reviewed 8th Apr 2026

645000% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Been with PayPal for a very long time, first class c... Been with PayPal for a very long time, first class customer service when needed. Straight forward app to navigate. Brilliant options when buying large... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57788)

It’s easy to use and gives peace of mind with so man...

It’s easy to use and gives peace of mind with so many scams going on Reviewed on: 26th May 2025

A simple, easy and helpful process!

The application for, and use of, PayPal credit is an extremely simple and easy process. It allows you 4 months interest free credit on anything you buy over £100.. what’s not to like! We would not have been able to afford a holiday this year had we not been able to pay in this way. I am really grateful to have the flexibility to pay in instalments rather than in one lump sum. Thank you! Reviewed on: 26th May 2025

excellent service with great communication and often...

excellent service with great communication and often receive interesting offers Reviewed on: 26th May 2025

I use Payppal for 90% of my online transactions

Paypal is so good I use it for 90% of my online transactions Reviewed on: 26th May 2025

Love PayPal

PayPal is handy to have knowing that I have something to fall back on in case of emergencies. The app is easy to use, I feel like a bit more training should be provided on the customer service side Reviewed on: 26th May 2025

Excellent service.

Excellent service.Wery easy to use. Reviewed on: 26th May 2025

Always have no problems, it's easy to apply to your...

Always have no problems, it's easy to apply to your purchase options. Reviewed on: 26th May 2025

Easily accessible online service

Reassuring to know I can spread the cost of larger purchases. Reminders from PayPal ensure you don’t forget the instalments (avoiding interest payments.) I had an issue with an online purchase and PayPal’s customer service supported me through the process of gaining a refund. Reviewed on: 26th May 2025

I have been using PayPal since 2010-11 and I will be...

I have been using PayPal since 2010-11 and I will be using for the rest of my life Reviewed on: 26th May 2025

Great service and easy to navigate through.

Great service and easy to navigate through. Reviewed on: 26th May 2025

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