Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180298 reviews)

View other PayPal products

4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180316)

Thank you PayPal

I’ve been a customer of PayPal for many years and been able to purchase items quickly and easily with great customer service help with any problems or questions I’ve had. Reviewed on: 6th July 2026

Buying Gifts

It’s a great way to pay for stuff Reviewed on: 6th July 2026

All great very easy to use.

All great very easy to use. I have used the serice fir several years without any problems. Reviewed on: 6th July 2026

Brilliant service!

Brilliant service!, easy to use. 1000% trust across the board ! Reviewed on: 6th July 2026

Just great way of buying and 100% protected so if it...

Just great way of buying and 100% protected so if it goes wrong PayPal sort it Reviewed on: 6th July 2026

Great secure experience using PayPal

I have always had a great experience using PayPal. The platform is easy to use, secure, it makes sending and receiving money quick. I love that is has buyer protection and the convenience of paying online without having to share my card details with every purchase. The app is well-designed and easy to use. PayPal is convenient and a safe payment service to use. I would happily recommend to friends and family Reviewed on: 6th July 2026

The Paypal Pay in 3 offers flexible way of splitting...

The Paypal Pay in 3 offers flexible way of splitting my payments into 3 interest free installment. Very easy to use. I have been using paypal as well for safe purchases abroad especially for online sellers thru apps like ebay. Reviewed on: 6th July 2026

Using PayPal

I find PayPal easy to use and they keep an eye on how much you spend so you keep within your limits Reviewed on: 6th July 2026

Always been easy to use with simple intergrations ac...

Always been easy to use with simple intergrations across most shops on line (miss it when not an option) Reviewed on: 6th July 2026

I find PayPal the most convenient and fast way of ma...

I find PayPal the most convenient and fast way of making payments and payments easier spread over a few months. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 100751 reviews
Credit card
from PayPal 4.70 from 123 reviews
Payments
from PayPal 4.70 from 3854 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub