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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

Excellent app, very easy to use and manage.

5
Excellent app, very easy to use and manage. Reviewed on: 11th June 2024

I’m a pay pal and pay pal credit customer

4
I’m a pay pal and pay pal credit customer never had any problems Reviewed on: 11th June 2024

Cannot Fault Paypal

5
I've been with PayPal for many years now. I use them wherever I can and cannot fault them. Quick to deal with any query I have had over the years. Reviewed on: 11th June 2024

Easy to use.

5
Easy to use. Flexible and convenient, on screen information easy to understand excellent layout. Tells you everything you need to know and like the email update when statement is due. Reviewed on: 11th June 2024

Used PayPal for years.

5
Used PayPal for years. So easy and the credit options are brilliant Reviewed on: 11th June 2024

The customer service is amazing and very insightful

5
The customer service is amazing and very insightful Reviewed on: 11th June 2024

It's easy to make payments.

5
It's easy to make payments. Loads of companies except paypal. Reviewed on: 11th June 2024

Great service

5
Great service simple and easy to use, would highly recommend safe and secure Reviewed on: 11th June 2024

PayPal helps where needed

5
Really helps when needed. Also helps build a credit rating with the help of easy payment and reminders of how much to pay back Reviewed on: 11th June 2024

Great customer experience, excellent customer service

5
Great customer experience, excellent customer service. Highly recommended Reviewed on: 11th June 2024

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