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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Interest free instalment plans and easy to access ap...

Interest free instalment plans and easy to access application. Never had a problem using Paypal. Highly recommended! Reviewed on: 6th July 2026

My pal is PAYPAL

Paypal has never once let me down since joining them i can honestly say that they are a tremendous company and i have recommended them to many family and friends too. Keep up the good work paypal from one very happy customer Reviewed on: 6th July 2026

Easy and safe to access.

Easy and safe to access. Highly reliable. Reviewed on: 6th July 2026

PayPal is great and easy to use and the email Remind...

PayPal is great and easy to use and the email Reminders help me to stay on top of payments. Reviewed on: 6th July 2026

I wanted to book a family holiday but didnt have the...

I wanted to book a family holiday but didnt have the cash ready. I used pay pal credit to pay for the holiday and then pay it back over 4 months. It was easy and quick to apply, be approved and pay for the holiday. Reviewed on: 6th July 2026

Great quick and easy to apply for credit

Great quick and easy to apply for credit Reviewed on: 6th July 2026

PayPal credit is easy to use, sends you regular upda...

PayPal credit is easy to use, sends you regular updates so you don’t forget payments, easy to set up and very convenient for faster checkout when possessing payments Reviewed on: 6th July 2026

Fabulous

I find customer service is 2nd to none. Every time. I love everything about paypal so safe and very trustworthy Reviewed on: 6th July 2026

An overall excellent service

Having 0% interest for 4 months on purchases can really help when our budget is tight, setting up a direct debit is really simple and the option to pay custom amounts to pay off the balance sooner is helpful when there is spare money. Payments are always made securely and I never have to worry about them not going through. Reviewed on: 6th July 2026

Use Thus Far

Been using it for a long time now and it helps as a back up when you need quick help and pay back relatively quickly. Reviewed on: 6th July 2026

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