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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
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1%
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0%
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0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Listening and helpful

5
Whenever I have an issue, they are helpful and always try to resolve it. Reviewed on: 11th June 2024

Good stress free way of spreading a cost over a few...

4
Good stress free way of spreading a cost over a few weeks/months. A big help when purchasing larger items. Reviewed on: 11th June 2024

Paypal Care about good customer relations and service!

5
PayPal credit and pay in 3 is very handy for spacing the costs and making things more affordable. PayPal customer services are always very helpful and quick to help. I have used PayPal for many years and they have never let me down. The service seems so get better as time goes on! This shows they actually care about their customers! Reviewed on: 11th June 2024

Very easy to use and buyer protection

5
Very easy to use and and extremely useful app with all the information I need on my phone. Customer service and buyer protection is second to none. Reviewed on: 11th June 2024

I've always found paypal a safe way to pay for thing...

5
I've always found paypal a safe way to pay for things from time to time problems arise, but always found customer service helpful Reviewed on: 11th June 2024

EVERYONE NEEDS A PAL LIKE........PAPAL X....

5
Used PayPal for good few years..always feels a safe way to pay..I often don't purchase if I see on the billing page no option to use PayPal....now I use PayPal credit it was a lifesaver at the very time I needed to purchase urgently ..I didn't get money in bank until 1 more week so couldn't of managed without my acceptance by PayPal credit...peace of mind knowing its an option ... Reviewed on: 11th June 2024

Very good , never spoke with customer service

5
Very good , never spoke with customer service Reviewed on: 11th June 2024

the leading credit provider

5
Having the offer on some products to pay over 12months interest free makes Paypal the leading credit provider in my opinion. Also with the use of Curve card, this has become much more convenient than using a bank credit card Reviewed on: 11th June 2024

Really useful and always good support

5
Really useful and always good support Reviewed on: 11th June 2024

Great payment system.

4
Great payment system. Payment allocations confusing. Customer service could be improved. Can take a while to resolve. Reviewed on: 11th June 2024

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