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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57697 reviews)

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4.91

Based on 57,697 reviews, last reviewed 8th Apr 2026

636700% increase in 5 star reviews

in the past 90 days

1900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal review Been an excellent service quick in responding to issues that arise,highly recommend. Reviewed on: 8th April 2026

Latest lowest rating:

1

Paypal Credit damanged my credit over about £6. Accidentally put a few pounds on my PayPal Credit account (didn’t know, was a mistake). I missed the payment deadline because of that, and by the time... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57697)

amazing.

amazing. 10/10 would use again. they're friendly, nice and reliable. I suspect, they'll be bused forever more. Reviewed on: 26th May 2025

PayPal have been amazing when I’ve live chatted or p...

PayPal have been amazing when I’ve live chatted or phoned them, talking me through calmly when I’ve been stressing. I suffer with anxiety and the call agent helped to ease lt worries. Reviewed on: 26th May 2025

I’ve had a great experience using PayPal and just wa...

I’ve had a great experience using PayPal and just wanted to share how reliable and convenient it’s been for me. Whether I’m shopping online, sending money to friends or family, or receiving payments for work, PayPal has always been fast, secure, and easy to use. What I appreciate most is the peace of mind it offers. Their buyer and seller protection policies make transactions feel much safer, especially when dealing with new vendors or international purchases. I’ve had to contact their customer service a couple of times, and each time I was met with professional, helpful support that resolved my issue quickly. I also love how seamlessly it integrates with so many platforms and apps—it’s become a go-to for nearly all my online payments. Highly recommend PayPal if you’re looking for a trusted and user-friendly payment solution. Reviewed on: 26th May 2025

I wanted to book an holiday from jet2,and PayPal mad...

I wanted to book an holiday from jet2,and PayPal made the process so easy and spreading the cost was brilliant Reviewed on: 26th May 2025

Super accessible and easy to use

Super accessible and easy to use, it's like credit redefined, so it makes me able to quickly make decisions best of my own financial decision and spread payment options across a short period of time to fit perfectly in with my lifestyle Reviewed on: 26th May 2025

Very easy to use and handy for essential online purc...

Very easy to use and handy for essential online purchases. Reviewed on: 26th May 2025

PayPal? Winner for me!

PayPal in general is so handy to use. PayPal credit for me is just so wonderful! I can get items and know I will pay for them with in 4 months and pay no interest! What's not to like? No faffing around with credit checks etc...just a few click and done! Reviewed on: 26th May 2025

Ease of use when needing quick access to credit

Ease of use when needing quick access to credit with confidence that payments are secure Reviewed on: 26th May 2025

Its a great option to have

Its a great option to have, allowing flexibility when making purchases with peace of mind that PayPal offers Reviewed on: 26th May 2025

The Paypal service is excellent.

The Paypal service is excellent. I highly recommend. The app is easy to use and the pay in 3 service is great alongside the paypal credit. Always feel safe and if on the very rare occasion I have had to call customer service the agents have been all excellent. Reviewed on: 26th May 2025

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