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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57648 reviews)

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4.91

Based on 57,648 reviews, last reviewed 8th Apr 2026

632100% increase in 5 star reviews

in the past 90 days

1900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I choose to use PayPal because of the availability o... I choose to use PayPal because of the availability of Pay in 3 which helps my household to better budget. PayPal is also very quick to solve problems ... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Paypal Credit damanged my credit over about £6. Accidentally put a few pounds on my PayPal Credit account (didn’t know, was a mistake). I missed the payment deadline because of that, and by the time... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57648)

never no worries payying with Paypal

had a couple of problems over the years Paypal sorted them out within 24 hours Never a problem paying with paypal easy to contact easy getting any refunds I now only use paypal Reviewed on: 26th May 2025

Clear, transparent information.

Clear, transparent information, like that Paypal credit can be used at various outlets, such as TUI etc. Reviewed on: 26th May 2025

PayPal is an excellent

PayPal is an excellent way of utilitising credit, I find it for when buying on eBay and other things. I would recommend to anyone to use paypal Reviewed on: 26th May 2025

Easy to use, easy to pay and secure.

Easy to use, easy to pay and secure. I cannot fault PayPal and would highly recommend! Reviewed on: 26th May 2025

A little too handy to have!

Available at loads of different checkouts and handy to have. The app is good so it’s easy to pay off too. My only change would be that there’s no way to differentiate the different “pay off x by y date and pay no interest” so you end up missing the amount as it goes towards a different amount. Reviewed on: 26th May 2025

Easy, secure service

Very easy to use & the pay in 3 option has helped me out when money is low before pay day many times! I feel safer using PayPal to pay for goods & services & buter protection gives my peace of mind. Reviewed on: 26th May 2025

Been using paypal for years.

Been using paypal for years. Very easy, reliable and safe way to pay across multiple paltforms and countries. Reviewed on: 26th May 2025

I have excellent experience with PayPal

I have excellent experience with PayPal Reviewed on: 26th May 2025

Quick and easy to use.

Quick and easy to use. I've used PayPal for on line payments frequently, even to pay for flights and holidays Reviewed on: 26th May 2025

Easy to apply and clear commmunication

Easy to apply and clear commmunication Reviewed on: 26th May 2025

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