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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

paypal credit is great

5
Paypal Credit is a good option as it lets you buy now pay later with 0% interest for 4 months on some purchases Reviewed on: 6th July 2026

The overall customer service was excellent, from the...

5
The overall customer service was excellent, from the start to the end. Reviewed on: 6th July 2026

Good review

5
Geeat thank you, helpful and easy to use and easy to navigate Reviewed on: 6th July 2026

It ok but I usually use Klarna as it’s easy at the p...

4
It ok but I usually use Klarna as it’s easy at the purchase point. Reviewed on: 6th July 2026

Easy great feedback and support.

5
Easy great feedback and support. Encouraging to keep to their side of banking whilst giving you great deals Reviewed on: 6th July 2026

Easy and simple to use and very convenient with big...

5
Easy and simple to use and very convenient with big purchases Reviewed on: 6th July 2026

PayPal credit easy to apply decision in seconds

5
PayPal credit easy to apply decision in seconds Reviewed on: 6th July 2026

Excellent

5
Always easy to.purchase easy website use lots of options to make payments Reviewed on: 6th July 2026

PayPal has always been a proactive lender

5
PayPal has always been a proactive lender Reviewed on: 6th July 2026

Paypal Credit

5
Used Paypal for secure payment and also Paypal credit, very quick and easy and no hassle, very flexible too. Reviewed on: 6th July 2026

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