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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

PayPal credit is brilliant, would recommend

PayPal credit is brilliant and I’ve found it to be massively helpful Reviewed on: 11th June 2024

Pay credit is really a life saving, duration for int...

Pay credit is really a life saving, duration for interest is good and payment to is flexible, I really enjoy PayPal credit. Reviewed on: 11th June 2024

Great service!

Brilliant way to easily spread payments over 4 months interest free and most online retailers accept PayPal! Reviewed on: 11th June 2024

I love the spreading of costs

I love the spreading of costs have used pay pal for years and if I won the 1000 I would probably use pay pal until the end of time, thanks to the pay pal team and everyone involved Reviewed on: 11th June 2024

Very Pleased

I am very happy with Paypal. When I had an issue with an merchant, PayPal support helped me to resolve that problem. Reviewed on: 11th June 2024

Very easy to apply , access online and make a...

Very easy to apply , access online and make a payment Reviewed on: 11th June 2024

EXCELLENT SERVICE, EASY TO SETUP AAND OPERATE

EXCELLENT SERVICE, EASY TO SETUP AAND OPERATE Reviewed on: 11th June 2024

I've used PayPal for many, many years.

I've used PayPal for many, many years. I personally find very useful especially when purchasing big items taking advantage of PayPal Credit Reviewed on: 11th June 2024

Very easy to use very secure I do a lot of online pu...

Very easy to use very secure I do a lot of online purchases Reviewed on: 11th June 2024

Effortless payments., brilliant service.

Effortless payments. Staff very helpful and knowledable Always easy to get through to a human being. Never has any problems with purchases or refunds.Only way to pay for goods. Reviewed on: 11th June 2024

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