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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Best and safest paying method

5
Iv had the best service, easy to use and to report issues and get them sorted fast, i will only buy online through pp, its safe and officiant. Reviewed on: 6th July 2026

PayPal Always satisfactory -

5
Always satisfactory. Gives buying confidence Reviewed on: 6th July 2026

Been with paypal for years never had any problems ju...

5
Been with paypal for years never had any problems just good service Reviewed on: 6th July 2026

Credit when i need it

5
So far so good, never had any issues with my credit which i used often Reviewed on: 6th July 2026

Warm, Friendly, and Fair

5
When I have had to speak with customer service in the past, they have always been attentive and helpful, with a can-do attitude. Always very fair. Reviewed on: 6th July 2026

Total peace of mind and secure

5
Great service! I’ve been using PayPal for years and it always makes my online shopping so quick, easy, and secure. I love that I can pay without exposing my card details, and their Buyer Protection gives me total peace of mind when buying from new sites. Highly recommend! Reviewed on: 6th July 2026

A very useful and hassle free company.

5
A company that is very easy to deal with and seems to be on the consumer side. Reviewed on: 6th July 2026

PayPal credit has been really helpful to me and my f...

5
PayPal credit has been really helpful to me and my family finance. Reviewed on: 6th July 2026

Service rating

5
Quick and easy payments, any issues sorted out with professionalism Reviewed on: 6th July 2026

its really really helpful for me

5
its really really helpful for me . seriously i love to use paypal credit with tentsion free because of the return way its very easy and convenient. Thank you paypal Reviewed on: 6th July 2026

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