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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

Quick payments, great customer service

5
Quick payments, great customer service Reviewed on: 11th June 2024

It’s simple, quick, effective with good security

5
It’s simple, quick and effective with good security Reviewed on: 11th June 2024

Brilliant the service is hassle free and always have...

5
Brilliant the service is hassle free and always have the protection of paypal Reviewed on: 11th June 2024

Simplistic way of on-line paying.

5
Everything you do with paypal is instant, absolutely no fussing and their payment system is very simplistic, they give plenty of options for paying for large items which makes me return to them as my first choice again and again. Reviewed on: 11th June 2024

All Good !

5
All Good ! But I only use PayPal for payments. Especially PayPal credit Reviewed on: 11th June 2024

My go to lender

5
My go to lender for ease of use, zero finance costs are a major plus for my short term borrowing Reviewed on: 11th June 2024

Had no problems at all, everything worked fine

5
Had no problems at all, everything worked fine Reviewed on: 11th June 2024

It was a wonderful experience using my Paypal account.

5
It was a wonderful experience using my Paypal account. It provides excellent services. It has a good value for money Reviewed on: 11th June 2024

Great platform to use, simple and easy to navigate.

5
Great platform to use, simple and easy to navigate. Reviewed on: 11th June 2024

Flazzers shopping

5
It’s easy to use helps with buying items and protects your purchases Reviewed on: 11th June 2024

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