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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179655 reviews)

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4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179677)

friendly, professional and extremely helpful

I experienced a few occasions where my payments were returned because I had forgotten to transfer funds into the correct account. Each time, I needed to contact customer service to resolve the issue. The support team was easy to reach, there were no unnecessary delays or difficulties getting in touch, and they were consistently friendly, professional and extremely helpful throughout the process. Reviewed on: 6th July 2026

Simplicity

Easy to you. Prefer this method of payment as my money is looked after and returned if needef Reviewed on: 6th July 2026

I’ve used pay pal for many purchases including holid...

I’ve used pay pal for many purchases including holidays, and sending money it’s simple and effective Reviewed on: 6th July 2026

Great experience easy to do and quick

Great experience easy to do and quick Reviewed on: 6th July 2026

Quick, and easy to use.

Quick, and easy to use. Especially for emergency purchases. Reviewed on: 6th July 2026

Great customer service

I’ve had a couple of items I’ve ordered that have never arrived and PayPal straight away took control and rectified the situation for me without any hesitation. Reviewed on: 6th July 2026

Very easy to use app and facilities that come with it.

Very easy to use app and facilities that come with it. Reviewed on: 6th July 2026

I just find them very easy to deal with.

I just find them very easy to deal with. Never any issues. Reviewed on: 6th July 2026

Good to deal with

Good to deal with , never had to use custom service so can’t comment Reviewed on: 6th July 2026

Excellent service and easy to manage

I’ve had a great experience with PayPal Credit. The application process was quick and straightforward, payments are easy to manage, and everything has worked smoothly. The service is reliable, flexible, and very convenient for spreading the cost of purchases. I would definitely recommend PayPal Credit to anyone looking for a trusted and easy-to-use credit option. Reviewed on: 6th July 2026

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