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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181151 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

I’d be lost without it

Easy to access, easy to pay back, great time frame for 0%. Convenient to have! would recommend to friends and family. Reviewed on: 6th July 2026

No complaints, although would be nice to be able to...

No complaints, although would be nice to be able to get a physical version of the PayPal card Reviewed on: 6th July 2026

I’ve used PayPal for years, and it has never let me...

I’ve used PayPal for years, and it has never let me down when I’ve needed it. Fast, secure, and reliable. Reviewed on: 6th July 2026

A focal point for payment & Transactions

I find Pay Pal extremely useful as a focal point for my on line transactions. It keeps any intruders away from my Bank details. Also Pay all Credit and pay in 3 helps when there is a need to break up a larger purchase. You also have all your transactions recorded in one place which saves time when looking for purchase info. Reviewed on: 6th July 2026

Great product

Great product, very easy to use, highly recommend Reviewed on: 6th July 2026

Easy to understand platform

Ease of arranging finance, built in protection for all, easy to understand terms and conditions Reviewed on: 6th July 2026

Paypal has always been easy to navigate and i've nev...

Paypal has always been easy to navigate and i've never hadca problem. Reviewed on: 6th July 2026

Great customer service.

Great customer service. Easy to use Reviewed on: 6th July 2026

PPAL pay in 3 a great option

Use PPAL pay in 3 a lot, great way to spread a payment with no interest Reviewed on: 6th July 2026

Great experience overall

Easily accessible app for PayPal with really reasonable interest rates for credit. I love that I get 4 months to pay for purchases which is really useful for higher price goods. There is no annual fee and it can be linked to PayPal rewards. I cannot recommend enough. Reviewed on: 6th July 2026

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