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PayPal: PayPal Credit reviews

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4.91
Based on 57,544 reviews, last reviewed 8th Apr 2026
622400% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and customer is excellent extremely... Very easy to use and customer is excellent extremely helpful at anytime for big or small issues! Reviewed on: 8th April 2026
Bobbie F's avatar
Bobbie F

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57544)

Easy to apply, make payments and keep on track of sp...

5
Easy to apply, make payments and keep on track of spending and repayments. User interface is very good. Email communication is also helpful. Reviewed on: 26th May 2025
Cmc's avatar
Cmc

It is very good service, very beneficial.

5
It is very good service, very beneficial. It is very easy to use. Very handy for me. Highly recommend to everyone Reviewed on: 26th May 2025
Vida B's avatar
Vida B

PayPal Credit is excellent.

5
PayPal Credit is excellent. Their service, right down to their repayment options, all fit my needs. Customer service is top notch too. They actually listen to you and don't try and fob you off. I couldn't recommend them enough. Reviewed on: 26th May 2025
SteveO's avatar
SteveO

Excellent

5
My experience with PayPal Credit has been overwhelmingly positive. It's incredibly easy to use, integrates seamlessly with my PayPal account, and offers great flexibility for purchases with its promotional periods. Managing my account online is straightforward, and the convenience it adds to online shopping is a real game-changer. It's a reliable and excellent credit option that I highly recommend. Reviewed on: 26th May 2025
Marian Rusu's avatar
Marian Rusu

Great service

5
Trusted company, quick and reliable service, happy customer. Reviewed on: 26th May 2025
Steven M's avatar
Steven M

always recommend paypal

5
Good service, good to have the option for small purchases. never have any issues with paypal. Reviewed on: 26th May 2025
EKU's avatar
EKU

Convenient to be able to spread payments interest free.

5
Convenient to be able to spread payments interest free. Reviewed on: 26th May 2025
Maria W's avatar
Maria W

My excellent PayPal experience

4
I have used PayPal credit service for years for consumer purchases and the service has always been excellent, easy to navigate app and clear concise display of services, which isn’t overly complex. Good communication as well with payment dates and interest changes. My only further feedback would be that it would be good to use PayPal credit through more retailers than what is currently available. Reviewed on: 26th May 2025
camreyrfdav's avatar
camreyrfdav

speedy and safe

5
Always on point, deal with issues quickly, speedy and very safe Reviewed on: 26th May 2025
Kenneth B's avatar
Kenneth B

Excellent offers

5
Excellent offers which come in very useful always seem to be available when I most need them. Reviewed on: 26th May 2025
Mark A's avatar
Mark A

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