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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

The Best By Far

Love it, easy to use and gives me time to pay over a few months without paying massive interest charges Reviewed on: 11th June 2024

I have always found PayPal provide good solutions an...

I have always found PayPal provide good solutions and are good at resolving any issues. Reviewed on: 11th June 2024

Always use the interest free option!

Always use the interest free option! It’s great when you use it. Gives me flexibility with finances and purchasing products Reviewed on: 11th June 2024

The Friendly Way To Borrow

There when you need it at the touch of a button. Timely reminders to service your account combined with offers makes it the Friendly Way to Borrow Reviewed on: 11th June 2024

This service is very quick and easy to complete and...

This service is very quick and easy to complete and you get great value for money. Mainly because of the 0% interest. It is also very helpful as there are constant reminders that the 0% interest is running out. Which helps keep the app fair. Reviewed on: 11th June 2024

Always good

Always good easy to pay bills and understand I use it all the time for my payments Reviewed on: 11th June 2024

Good service overall

Would like to see the 0% offer for more months Reviewed on: 11th June 2024

Never had any issues with PayPal credit.

Never had any issues with PayPal credit. Amazing service Reviewed on: 11th June 2024

I really like the pay over 3 months service they off...

I really like the pay over 3 months service they offer makes it a lot easier to get the things you want. Reviewed on: 11th June 2024

swiftly remedied,...

Fraudulent action on this account, swiftly remedied, well satisfied Reviewed on: 11th June 2024

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