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PayPal: PayPal Credit reviews

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4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50804)

Always happy to help, easy and quick to use

5
Always happy to help, easy and quick to use Reviewed on: 11th June 2024
Rebecca m's avatar
Rebecca m

Absolutely top notch service, secure.

5
Absolutely top notch service, secure. Safe in the knowledge that when using PayPal your money is safe in any eventuality. Reviewed on: 11th June 2024
Cheesecake king's avatar
Cheesecake king

Allows me to send and receive payments easily, safel...

5
Allows me to send and receive payments easily, safely and securely. It’s really user friendly and self explanatory! Reviewed on: 11th June 2024
Isabella H's avatar
Isabella H

PayPal credit is always very reliable and efficient,...

5
PayPal credit is always very reliable and efficient,a great way to spread the cost of all purchases.Would recommend to everyone. Reviewed on: 11th June 2024
Anthony R's avatar
Anthony R

Paypal, my go too payment app

5
I have used PayPal for many years, it offers me protection, usability and fast payments. I could not make my numerous purchases from many different organisations without it. Reviewed on: 11th June 2024
Michael's avatar
Michael

very unhelpful company , when you contact them call...

1
very unhelpful company , when you contact them call takers come with no idea what they are talking about , just like chewing chewing-gum Reviewed on: 11th June 2024
Kamaran Tahir's avatar
Kamaran Tahir

The most reliable source for everything money

5
The most reliable source for everything money Reviewed on: 11th June 2024
Lola Adedeji's avatar
Lola Adedeji

Easy, simple and flexible, I recommend it strongly

5
Easy, simple and flexible, I recommend it strongly Reviewed on: 11th June 2024
Basem a's avatar
Basem a

Very good and excellent way to help manage money als...

5
Very good and excellent way to help manage money also peace of mind when paying and don't want to give out bank details Reviewed on: 11th June 2024
Annette 's avatar
Annette

I have been using PayPal for several years now, and...

5
I have been using PayPal for several years now, and it has consistently proven to be an exceptional service for both personal and business transactions. The convenience and security PayPal offers are unmatched. Whether I’m shopping online, sending money to friends and family, or receiving payments for my freelance work, PayPal makes every transaction seamless and hassle-free. One of the standout features is the user-friendly interface. Even for someone who isn’t particularly tech-savvy, navigating PayPal is intuitive and straightforward. Setting up an account and linking it to my bank and credit cards was a breeze. The mobile app is equally impressive, allowing me to manage my transactions on the go with ease. Security is a top priority for me, and PayPal excels in this area. The buyer protection policy gives me peace of mind when shopping from various merchants online. Additionally, the advanced encryption and fraud prevention measures ensure that my financial information remains safe. PayPal’s customer service is also commendable. On the rare occasions I’ve had issues or questions, their support team has been prompt, helpful, and efficient in resolving my concerns. Overall, PayPal has become an indispensable part of my financial toolkit. Its reliability, security, and ease of use make it the best choice for online payments. I highly recommend PayPal to anyone looking for a trustworthy and efficient payment solution. Reviewed on: 11th June 2024
Zak's avatar
Zak

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