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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181151 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181151)

PayPal experience

Buying through PayPal is simple and protects me against fraud and scams Reviewed on: 6th July 2026

They got there but it took some patience

Finally all my cards are working properly Reviewed on: 6th July 2026

Great,for today’s budgeting!!

Great , easy to use and helps you budget for the things you need without breaking the bank!! Love the fact that you can buy now pay later or split it into 3 payments if over £30!! Reviewed on: 6th July 2026

Excellent Experience

I have had a great experience using the PayPal credit. The ease of my transactions and the benefit of enjoying 4 months interest free payments Reviewed on: 6th July 2026

Easy way to use for purchases etc

I have been using Paypal since 2000 and have never had any problems with them. An easy and secure way to pay for purchases. Reviewed on: 6th July 2026

Best payment method ever

I use paypal to purchase anything online as it is so easy and I m safe in the knowledge that any issues that are covered by Paypall are covered I use the Pay in 3 very frequently if I m a little down on my bank balance. I use paypal credit for more expenvie item (£1,00 or more) The service is just so efficent and flawless Reviewed on: 6th July 2026

The direct debit payment never goes out when it says...

The direct debit payment never goes out when it says, it's always like 5-7 days later that it goes and that is very frustrating Reviewed on: 6th July 2026

PayPal credit extremely helpful

PayPal credit is extremely helpful as I am able to buy things I wouldn’t ever be able to afford if I couldn’t pay over time Reviewed on: 6th July 2026

Helps to spread the cost of purchases without incurr...

Helps to spread the cost of purchases without incurring interest payments. Reviewed on: 6th July 2026

Trusted Payment System

Always use Paypal because it's a safe, trusted way to make transactions. No hassle, trust them 100% Reviewed on: 6th July 2026

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