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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57403 reviews)

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4.91

Based on 57,403 reviews, last reviewed 8th Apr 2026

609300% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy credit-free shopping! I was able to get four months credit free easily, and it is simple to use for a variety of online purchases. The app is clear and functional. Altogeth... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57403)

Many benefits, and zero issues!

I've been using Paypal for a number of years now, and haven't had a single issue with the service (which is extremely rare). I mainly use it to pay for low cost items (£200 or less) rather than using a credit card for larger purchases, so I get the buyer protection; as well as the 4 months interest free option. What's great is that you can use this '4 months offer' over and over again on future purchases, unlike a credit card which will eventually lose its sign up offer. I have yet to use their customer service for anything, so can't comment on that. Overall a fantastic service that I've used for years, and can see myself using for many to come! Reviewed on: 26th May 2025

Good reliable service, good secure payments.

Good reliable service, good secure payments. Fast payments Reviewed on: 26th May 2025

Pay in 3 Makes it Simple - Used several time...

Pay in 3 Makes it Simple - Used several times and its perfect for me. Reviewed on: 26th May 2025

Great platform, user friendly, and helpful in terms...

Great platform, user friendly, and helpful in terms of economising Reviewed on: 26th May 2025

Good safety features, wish PayPal was excepted more...

Good safety features, wish PayPal was excepted more in retail but for online payments it’s top tier. I enjoy the security and the authorisation too. Reviewed on: 26th May 2025

Very easy to understand and use PayPal products.

Very easy to understand and use PayPal products on their website. There are more different types of products for choice. I use their products many times over last years and never had a problem with something. Reviewed on: 26th May 2025

Lively recomend

Most safety and excelent experiente with Customer Service Reviewed on: 26th May 2025

Great company much better than a credit card.

Great company much better than a credit card. Provides flexibility and ease. Would highly recommend. Great interest rates and you can pay iy off as fast as you'd like. You can also use other for things like just eat and your everyday shop Reviewed on: 26th May 2025

Excellent service.

Excellent service. I’ve used the pay in 3 a few times which is great Reviewed on: 26th May 2025

Excellent option for borrowing

I have used PayPal credit a few times now for larger purchases, I love the way I can access my info immediately on the app. Pay extra at any time and always know exactly where I stand. Reviewed on: 26th May 2025

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