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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181151 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181151)

Paypal Credit ond Pay in Three.

Paypal Credit offers zero percent on purchases over an agreed amount for 4 months which is a fantastic feature to enable sensible affordable purchasing. The pay in 3 feature is another option to enable purchases to be made on a safe sensible basis. The process is clear and decisions are made quickly to provide clarity to the customer. I use these features frequently as they enable me to make timely and affordable purchases with confidence. Reviewed on: 6th July 2026

Excellent so easy to deal easy to use so really...

Excellent so easy to deal easy to use so really Reviewed on: 6th July 2026

I find PayPal a great choice for online purchases

I find PayPal a convenient, straightforward and widely accepted payment processor. Customer service is usually good to excellent. When issues occur with purchases from time to time, with a need to file a dispute, I’m confident resolutions will be well considered and fair. My confidence in PayPal has grown over time and my go to with all online purchases. Reviewed on: 6th July 2026

Emergency funds when you need them

I have used PayPal credit to spread the purchase of goods bought online for aquarium upkeep and motor vehicles upkeep. it is a useful backup in case of emergency Reviewed on: 6th July 2026

Easy to use and no b.s

Easy to use and no b.s. Flexable payment which i use for small purchases to spread the cost. Reviewed on: 6th July 2026

A satisfied customer for many years.

I have been a customer for many years, with no problems. The services available are excellent, the app is intuitive and easy to navigate, and is also excellent for keeping track of spending and payments. It is also swift and seamless for sending payments. Reviewed on: 6th July 2026

Never had a problem with customer service and the ap...

Never had a problem with customer service and the app is easy to use Reviewed on: 6th July 2026

It is okay until something goes wrong then you can’t...

It is okay until something goes wrong then you can’t contact anyone Reviewed on: 6th July 2026

Very good.

Very good. I’m a customer for years and I will not change it Reviewed on: 6th July 2026

Easy to send and receive money and the customer serv...

Easy to send and receive money and the customer service team are very helpful. I haven’t had anything that hasn’t been delivered Reviewed on: 6th July 2026

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