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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50804)

What's great about PayPal.

Great customer service. I had a problem with a direct debit transaction, which customer services sorted out straight away. Also being able to spread the payments for larger purchases over time is really helpful as is the pay in 3 feature. Low interest rates are also an added bonus. Reviewed on: 11th June 2024

Very simple and easy to use interface

Very simple and easy to use interface Reviewed on: 11th June 2024

I use it all the time on times I don't want to pay o...

I use it all the time on times I don't want to pay out morning full even though I pay it back early all the time it just helps brakes the bill down makes you feel you haven't payed that much for it Reviewed on: 11th June 2024

It was great to be able to utilise PP credit when I...

It was great to be able to utilise PP credit when I made my purchases, really simple to organise and make payments. Reviewed on: 11th June 2024

My PayPal

Using PayPal is so easy for me. Paying over time is a must when I have something expensive to buy. You can pay off when time is up or pay in 3 which is a great help. Reviewed on: 11th June 2024

Easy to use and manage.

Easy to use and manage. Ensuring that I don’t go into debt, whilst enabling me to purchase the items I want. Reviewed on: 11th June 2024

Very easy straightforward to use

Very easy straightforward to use Reviewed on: 11th June 2024

Used it to book a holiday and pay in 4 monthly insta...

Used it to book a holiday and pay in 4 monthly instalment 0% apr. Wouldn’t have been able to go on holiday with out it! So I would recommend this to anyone that is thinking about doing it, can set up automatic payments or you can just do the payments yourself Reviewed on: 11th June 2024

Very helpful

I use paypal since 4 years, it halped me a lot with sorting out some unexpected shoping due to wedding and moving to a new flat with my husband. Reviewed on: 11th June 2024

PayPal credit is a handy way for me to pay when u do...

PayPal credit is a handy way for me to pay when u don't have much of a ballance in the bank and can't stop myself buying something... Reviewed on: 11th June 2024

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