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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179515 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179515)

Effortless hassle free transaction process

Effortless hassle free transaction process Reviewed on: 6th July 2026

Overall a great experience.

Overall a great experience. Easy to follow steps set out to be consumer friendly. Customer service around the clock made me feel secure. Reviewed on: 6th July 2026

Very professional & website easy to follow .

Very professional & website easy to follow . No issues whatsoever! Reviewed on: 6th July 2026

Very convenient and easy to use.

Very convenient and easy to use. It’s very clear and the app is very intuitive Reviewed on: 6th July 2026

PayPal's four months interest free credit is superb

PayPal gave me four months interest free credit which allowed me to purchase a duvet set which was on a limited discount offer. I was then able to put money away while I paid the minimum direct debit each month until the final month when I paid off the full remaining balance. During this time I also made a purchase with 'Pay in 3' which let me pay in three equal payments over 3 months. This was handled okay by Paypal but I had to look at the available monthly statements to check the single minimum monthly direct debit which was a combination of the two purchases. I phoned PayPal on one occasion and customer service person was patient and helpful in explaining how PayPal took final payments when a purchase was concluded. The monthly statements available let you follow the payment trail and the direct debit taken each month. Reviewed on: 6th July 2026

Easy to use and can use in loads of places

Easy to use and can use in loads of places Reviewed on: 6th July 2026

It’s a very good and very helpful

It’s a very good and very helpful Reviewed on: 6th July 2026

Pay Pal is a trusted way to Buy and Pay

Pay Pal is a trusted way to pay and when I have had questions, customer service are always helpful and are able to resolve any issues I have when purchasing items. Also it gives me time to pay for items I could not normally buy. Reviewed on: 6th July 2026

PayPal my favourite credit

Only had to call once as I misunderstood when I paid the amount of a product I had recently purchased for the money to go off other purchases. PayPal agent said it was saving interest as I had a few other items agreed with a monthly figure. It was fine although an option of where you would like the money to go would be good. Reviewed on: 6th July 2026

PayPal is always helpful and supportive to me as a c...

PayPal is always helpful and supportive to me as a customer. The site and app are easy to access. Reviewed on: 6th July 2026

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