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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179405 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179438)

Pay in 3 makes larger easier to buy.

Pay in 3 makes larger easier to buy. Reviewed on: 6th July 2026

Great service

PayPal has always been the most trusted payment method I have used. Disputes get resolved fairly, credit options are great. Very satisfied with the service. Quick and easy to send and receive money, very convenient. Reviewed on: 6th July 2026

All good, happy with PayPal credite

All good, happy with PayPal credite Reviewed on: 6th July 2026

Used for a decade, always clear and easy to use.

Used for a decade, always clear and easy to use. Reviewed on: 6th July 2026

Secure and quick services and payments

Secure and quick services and payments Reviewed on: 6th July 2026

I use PayPal for expensive items and easy to spread...

I use PayPal for expensive items and easy to spread the cost. Also for online payments for added extra protection. Excellent service. Always safe when you log on with extra security. Reviewed on: 6th July 2026

Making payments towards PayPal Credit can take a whi...

Making payments towards PayPal Credit can take a while to clear even though they are made from added bank account. Otherwise PayPal Credit option is very helpful. Reviewed on: 6th July 2026

Smooth , easy , clear , good communication, frequent...

Smooth , easy , clear , good communication, frequent offers . Highly recommended Reviewed on: 6th July 2026

Easy to access and processed quickly

Easy to access and processed quickly Reviewed on: 6th July 2026

easy access...

Kept up to date with my account and very easy access when needed Reviewed on: 6th July 2026

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