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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Providing opportunity

Very happy with the interest free offer, the ease to pay off when I wish and the app is so easily navigated in a world of complicated systems that cause fees etc. PayPal credit has let me book holidays in advance, pay for things for my toddler as a single mum and most websites allow it so it’s really accessible. Reviewed on: 11th June 2024

Excellent service

It is fast and it helped me a lot at the time when I needed it. Reviewed on: 11th June 2024

Use Papal

Retrived my money twice over the years. Pay in 3 makes purchasing something a lot easier. Reviewed on: 11th June 2024

Brilliant made life easier will recommend paypal cre...

Brilliant made life easier will recommend paypal credit Reviewed on: 11th June 2024

Hard to read my statement.

Hard to read my statement. States credit whether it is a debit or a credit Reviewed on: 11th June 2024

Excellent service and easy to use

Excellent service and easy to use Reviewed on: 11th June 2024

I often need to spread purchases with PayPal credit...

I often need to spread purchases with PayPal credit as it helps me greatly to budget my pensions. Reviewed on: 11th June 2024

Good to use easy to speak to customer service, 0% in...

Good to use easy to speak to customer service, 0% interest term could be longer Reviewed on: 11th June 2024

Always been helpful.

Always been helpful. I use PayPal credit all the time and have never had any issues Reviewed on: 11th June 2024

Always use PayPal credit for holidays.

Always use PayPal credit for holidays. Very reliable & i know I can trust them with my money. I feel safe & don’t need to worry Reviewed on: 11th June 2024

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