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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179335 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179359)

Secure and reliable option for payment, with the use...

Secure and reliable option for payment, with the use of interest free payment options. Reviewed on: 6th July 2026

PayPal is always there!.

PayPal is always there when I need to pay online & in most currencies. It’s handy using the PayPal debit card too… Reviewed on: 6th July 2026

PayPal as an excellent payment method

PayPal is an international company that is used and accepted as a payment method worldwide. If I have any issues regarding payments or refunds PayPal have clear guidelines to follow. Reviewed on: 6th July 2026

It’s easy, it’s reassuring, it gives me control and...

It’s easy, it’s reassuring, it gives me control and visibility of the finances I use, I’ve had no issues, now I earn cash back too it’s a bonus Reviewed on: 6th July 2026

Just loved the customer service so helpful

Just loved the customer service so helpful Reviewed on: 6th July 2026

Very straight forward and easy to use and understand

Very straight forward and easy to use and understand Reviewed on: 6th July 2026

Simple to use

Easy to use & convenient.. Don’t often use it but know it’s available if I need it. Reviewed on: 6th July 2026

PayPal Credit is a digital, reusable credit line bui...

PayPal Credit is a digital, reusable credit line built directly into your PayPal wallet. Unlike a traditional credit card, there is no physical piece of plastic. Instead, it acts as a financing option at checkout for millions of online merchants. While it offers an incredibly popular "no interest" promotion, it also comes with high standard interest rates that require careful management. Reviewed on: 6th July 2026

Good experience and easy to use. Would recomended

Good experience and easy to use. Would recorded to friends and family Reviewed on: 6th July 2026

Most trustworthy, fast transactions

Most trustworthy, fast transactions Reviewed on: 6th July 2026

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