Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

Good backup

Good service and would use regular to help budget in this expensive world. Reviewed on: 11th June 2024

PayPal has served me very well throughout the years

PayPal has served me very well throughout the years Reviewed on: 11th June 2024

Never have any problems safe and secure.

Never have any problems safe and secure. Reviewed on: 11th June 2024

Perfect choice for every occasion you want to purcha...

Perfect choice for every occasion you want to purchase something but your budget is too low so PayPal Credit is the best option for everyone in such situation, there for you to help you out. Reviewed on: 11th June 2024

I love PayPal and highly recommended to everyone.

I love PayPal and highly recommended to everyone. Reviewed on: 11th June 2024

Its really helpful when person or family is in need...

Its really helpful when person or family is in need of large amount of money to be paid and return in installments. We are really thankful for PayPal Reviewed on: 11th June 2024

I have always had a great experience with PayPal and...

I have always had a great experience with PayPal and PayPal credit with its easy use in the PayPal app to the excellent interest rates. I would recommend using PayPal credit to anyone who most likely makes online payments as this card makes it super easy. Reviewed on: 11th June 2024

Great service

Never had any issues with PayPal. Easy to use. Good service Reviewed on: 11th June 2024

easy to use and monitor spending

Helpful support over the phone, easy to use app and easy to pay off sums. Pay in three option very helpful, split out nicely on their app. Reviewed on: 11th June 2024

I have had no issues with PayPal credit at all and i...

I have had no issues with PayPal credit at all and it still continues to prove it is very reliable and a great option. Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase Credit Card
from Bank of Scotland 4.56 from 10 reviews
Purchase credit cards
from MBNA 2.74 from 196 reviews
Aquis Card
from Vanquis 4.25 from 41 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub