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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181151 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181151)

It’s great for online purchases and is easy to keep...

It’s great for online purchases and is easy to keep track off through the app Reviewed on: 6th July 2026

Great,i love instalment plans,why dont you let cash...

Great,i love instalment plans,why dont you let cash transfer too?and monthly payments would be great Reviewed on: 6th July 2026

PayPal Service

Very easy to deal with good value for money Reviewed on: 6th July 2026

PayPal credit helped me when I needed it most and th...

PayPal credit helped me when I needed it most and the pay back is simple & easy. Reviewed on: 6th July 2026

The only sensible choice..

Always an easy quick option. Payments have never been easier. Reviewed on: 6th July 2026

PayPal allows me to send money to family in Australi...

PayPal allows me to send money to family in Australia for a fraction of the price of other methods Reviewed on: 6th July 2026

Very happy with the service and it’s lovely to be ab...

Very happy with the service and it’s lovely to be able to speak to customer service representatives. Reviewed on: 6th July 2026

I’ve had a really good experience with PayPal Credit.

I’ve had a really good experience with PayPal Credit. It’s easy to use, the application process was straightforward, and being able to spread the cost of purchases has been really helpful. The app is simple to manage, payments are easy to make, and everything is clearly laid out. As long as you keep on top of your repayments, it’s a convenient and flexible way to manage larger purchases. Overall, I’m very happy with the service and would recommend it. Reviewed on: 6th July 2026

Good customer service

I trust PayPal to keep me safe shopping online and for big purchases I look for retailers who allow me to pay with PayPal pay in 3 or 0% it helps a lot. When I have called PayPal for help with a transaction the customer advisor was helpful but it did take a little while to get through. Reviewed on: 6th July 2026

Purchase with no problem

Excellent service. We can buy anything from online without worries. Reviewed on: 6th July 2026

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