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PayPal: PayPal Credit reviews

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4.91
Based on 57,144 reviews, last reviewed 8th Apr 2026
585900% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

great service could not asked for a better service in times of need Reviewed on: 8th April 2026
Yvelise 's avatar
Yvelise

Latest lowest rating:

1

I was scammed and the item was cancelled and I was t... I was scammed and the item was cancelled and I was told that PayPal wouldn’t help because it wasn’t covered by buyers protection even though it states... Read more Reviewed on: 8th April 2026
Tina Lorraine Oakley's avatar
Tina Lorraine Oakley
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57144)

Useful in a crisis

1
really helpful credit company.Need a hand for a future event..pay in three is fair, honest and cheap Reviewed on: 26th May 2025
massive 's avatar
massive

Excellent communication and services with easy use

5
Excellent communication and services with easy use Reviewed on: 26th May 2025
A M's avatar
A M

Very quick response to my query and resolved in no t...

5
Very quick response to my query and resolved in no time. Reviewed on: 26th May 2025
MRS P's avatar
MRS P

Never had any issues using easy app regular updates

5
Never had any issues using easy app regular updates Reviewed on: 26th May 2025
Tinkerbell's avatar
Tinkerbell

me like paypal it pay for thing and me like...

5
me like paypal it pay for thing and me like money Reviewed on: 26th May 2025
Michael J's avatar
Michael J

PayPal Credit has helped me with managing my finances.

5
PayPal Credit has helped me with managing my finances. It allowed me to purchase needed products and with the flexibility of payment plans - it’s no brainer. I’d highly recommend them to anyone. Reviewed on: 26th May 2025
J T's avatar
J T

Straightforward and easy

5
Simple, useful and user friendly, pre agreed allows for flexibility and quick purchases. The app makes it easy to keep track of open agreements. Reviewed on: 26th May 2025
User's avatar
User

Allowed to big purchase amount in 4 monthly installm...

5
Allowed to big purchase amount in 4 monthly installments but I'm expecting more time like other credit cards given. Also, more frequent review to increase the credit limit as I'm using PayPal credit since long but still on same credit limit. Reviewed on: 26th May 2025
Khurram J's avatar
Khurram J

Excellent way of paying short term.

5
Excellent way of paying short term. Adds another level of protection to ensure you get what you've ordered. Easy to log in and to avoid paying interest. They appear to lend responsibly and they don't bombard you with unwanted emails or tempt you to spend more than what you need to. Reviewed on: 26th May 2025
Karen B's avatar
Karen B

It’s a quick easy way to pay...

5
It’s a quick easy way to pay for stuff online without having to get all your card out of your wallet to look for card details. Reviewed on: 26th May 2025
Maisie's avatar
Maisie

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