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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Fantastic Opportunity

I have the opportunity of using PayPal Credit to secure my all-in-one computer. With PayPal Credit, I was able to pay by instalments with no interests Reviewed on: 11th June 2024

Paypal best ever

I have used PayPal for a while and I gave never had a bad experience ever would recommend especially for security and help with large purchases Reviewed on: 11th June 2024

Really easy to use.

Really easy to use. Flexible options Reviewed on: 11th June 2024

It’s Great

Always had a positive experience with PayPal. They get back promptly and answer any queries we have. I’ve had no problems so far it’s very convenient to use. Reviewed on: 11th June 2024

Great service and reliable and peace of mind if thir...

Great service and reliable and peace of mind if third party is not trustworthy Reviewed on: 11th June 2024

Credit with a smile.

Credit with a smile.Helps you when finances are tight, spreading the load,. Its been a god send to me. Reviewed on: 11th June 2024

Always prompt and efficient on the rare occasion a p...

Always prompt and efficient on the rare occasion a problem occurs- hassle free- highly recommend this service. Reviewed on: 11th June 2024

NEVER HAD A PROBLEM USING PAYPAL I FIND IT VERY...

NEVER HAD A PROBLEM USING PAYPAL I FIND IT VERY USEFULL Reviewed on: 11th June 2024

Great for budgeting

Helps me afford larger items I need to buy so I can pay it back at an affordable price for me each month Reviewed on: 11th June 2024

It’s great, very useful and handy.

It’s great, very useful and handy. All my payments go through PayPal Reviewed on: 11th June 2024

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