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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179302 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179314)

I had a great experience using PayPal.

I had a great experience using PayPal. The platform was easy to navigate, and sending money was quick and secure. I especially appreciated the buyer protection feature, which gave me confidence when making online purchases. Transactions were processed smoothly, and I received instant notifications for every payment. The customer support team was also helpful and responsive when I had a question. Overall, PayPal provided a convenient, reliable, and trustworthy payment experience, and I would happily recommend it to others. Reviewed on: 6th July 2026

Secure and trustworthy

Very easy to deal with, secure and trustworthy, excellent customer service Reviewed on: 6th July 2026

Just a very clear way of using credit.

Just a very clear way of using credit. Everything is well laid out so you can see exactly what youve used and what your limit is. Setting up a direct debit to keep on top of it is very easy. Also so many vendors that accept it now. Reviewed on: 6th July 2026

Paypal Review

So quick, easy & secure to use = peace of mind xx Reviewed on: 6th July 2026

It’s amazing as we can use the credit and everytime...

It’s amazing as we can use the credit and everytime we spend over £99+ we can pay back in 4 months time or if we spend over £30 then we can pay in 3 months so it’s really good and help manage the money very well. Reviewed on: 6th July 2026

We Love Pay Pal

Pay Pal is very easy to use as form of payment and can make dream purchases achievable with a direct payment plan that is affordable. Reviewed on: 6th July 2026

Been using for years and the service has always impr...

Been using for years and the service has always improved, year on year. Reviewed on: 6th July 2026

Helping out the public

Brilliant through out always looking out for me the customer and with pay pal credit it gives u a chance to afford things u would have to save up for and pay over many months with a fair pay back price Reviewed on: 6th July 2026

No live chat messages only is terrible

No live chat messages only is terrible Reviewed on: 6th July 2026

PayPal credit is super easy to use and manage

PayPal credit is super easy to use and manage Reviewed on: 6th July 2026

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