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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

PayPal credit is all I need, I only have PayPal and...

5
PayPal credit is all I need, I only have PayPal and I know im covered and protected Reviewed on: 6th July 2026

Paypal finance card

5
Having a physical paypal finance debit card has been a great help with being able to make any unexpected purchases or even a personal treat. With the monthly pay back options I find it easy to budget repayments. I now tend to just use paypal credit instead of other store cards. Reviewed on: 6th July 2026

PayPal credit flexible options for everyday...

5
PayPal credit give more flexible options for everyday purchases. From MOT, nights out and shopping trips. Reviewed on: 6th July 2026

I have used PayPal credit for several years now and...

4
I have used PayPal credit for several years now and find it an excellent way to pay for larger items over a longer period Reviewed on: 6th July 2026

Always there when I need it for large purchases

5
Always there when I need it for large purchases Reviewed on: 6th July 2026

I love paypal

5
Always use paypal especially on sites im not use to because I feel safer doing so, ive always had a good experience with customer service and its really handy with pay in 3 and paypal credit, i love my account and would recommend it time and time again Reviewed on: 6th July 2026

Interest rate are very high.

3
Interest rate are very high. It needs to be reconsidered Reviewed on: 6th July 2026

It is very good.

5
It is very good. PayPal credit card. Reviewed on: 6th July 2026

More time to pay with no interest

5
Pay pall credit gives me more time to pay for goods interest free Reviewed on: 6th July 2026

Hi there I was need some help and it was coming from...

5
Hi there I was need some help and it was coming from PayPal instead I didn’t expected is good and trustworthy company I have seen by now I always pay with PayPal and everything I try to by from different company online o use paypal Reviewed on: 6th July 2026

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