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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57133 reviews)

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4.91

Based on 57,133 reviews, last reviewed 8th Apr 2026

584900% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal experiences I only ever had positive experiences Reviewed on: 8th April 2026

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57133)

Flexible, clear, fair.

Flexible, clear, fair. Transparent. Always comes with simplicity and favourable finance options compared to other lenders. Reviewed on: 26th May 2025

Nice and convenient to use across nearly all website...

Nice and convenient to use across nearly all websites when shopping online. If you need to get a refund it’s pretty quick and simple to get it sorted. Like the options of pay in 3, PayPal credit, and 0% over 4 months etc. Reviewed on: 26th May 2025

I start using PayPal since 2014

I start using PayPal since 2014 as it was the only way to get payment while selling on eBay. I never had any issues with withdrawing my balance through PayPal or sending money to my family. In overall I could say that the PayPal was and it is the fastest method payment and what is most important it is also safe. Reviewed on: 26th May 2025

Very easy to apply for Paypal credit with quick resp...

Very easy to apply for Paypal credit with quick response for acceptance. Very simple to manage account eg I increased my monthly amount. Ifmore than one purchase within your credit limit essy to manage separately, also reminder each month to advise payment due. Reviewed on: 26th May 2025

It’s easy and safe to send and receive money with fr...

It’s easy and safe to send and receive money with friends, family and others. PayPal credit is a great way to get the things that you want in an affordable way. Reviewed on: 26th May 2025

I have had a PayPal credit account for a number of y...

I have had a PayPal credit account for a number of years which has been helpful in my daily life and needs. Reviewed on: 26th May 2025

The ease of use it great .

The ease of use it great. Pay in three is the best facility as it protects my money and spreads the cost. Reviewed on: 26th May 2025

A Smooth and Flexible Payment Experience

I've had a great experience using PayPal. It's incredibly easy to set up and use, whether I'm shopping online or sending money to friends. One feature I especially love is the 4-month interest-free option on purchases—it's a game changer for managing bigger buys without the stress of upfront costs. PayPal also gives me peace of mind with its buyer protection and secure transactions. Everything feels fast, safe, and seamless. Overall, it's become my go-to payment method for both everyday and occasional purchases. Highly recommend it if you're looking for convenience with a bit of extra financial flexibility Reviewed on: 26th May 2025

Way to go for oldies

Safe and hassle free way to pay for goods and services online Reviewed on: 26th May 2025

Easy convenientand safe.

Paypal credit is really convenient and makes purchasing easy and secure and manageable. When buying online i don't like to use my bank account this gives me safety against fraudulent transactions Reviewed on: 26th May 2025

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