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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

PayPal excellent

The PayPal service is everything I wanted, but to be honest not what I thought the level of service would actually provide. They are helpful, communications are excellent snd gives sufficient time to repay with the Pay in 3 month option. Reviewed on: 6th July 2026

Excellent line of finance, would highly recommend

Excellent line of finance, would highly recommend Reviewed on: 6th July 2026

Pay pal credit

Simple to use, easy to set up, get an answer there & then Reviewed on: 6th July 2026

Excellent

I had Very good experience with PayPal Reviewed on: 6th July 2026

Excellent services

So far I have had no problems, and customer service is more the excellent, I use PayPal for most of my buying experience. Reviewed on: 6th July 2026

I have used PayPal credit for years now with little...

I have used PayPal credit for years now with little to no issues. I would say they could do more to help control spending rather than offer so much credit with not much warning on the dangers of debt for someone like myself with low impulse control. But this is more of an issue with credit lenders on the whole rather than PayPal specifically. Maybe they could introduce some smarter ways of informing users of what they are spending and where, and helping them stay on track to repay in full each month. Reviewed on: 6th July 2026

4 months 0%

Great options to use more expensive experiences interests free way Reviewed on: 6th July 2026

TOP FIRST CLASS PROVIDER

Excellent friendly service everything written in plain jargon free english Reviewed on: 6th July 2026

easy peasey

so easy to use my goto w h en buying online Reviewed on: 6th July 2026

PayPal customer service have been amazing.

PayPal customer service have been amazing. Prompt responses and supporting effortlesly. I had an issue with an update after paying into my credit card, and the customer service solved it immediately. Reviewed on: 6th July 2026

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