Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

Thumbs up

Interest free payment for 4 months is great in a squeeze and paying is easy and secure. Reviewed on: 11th June 2024

Great fantastic

Enjoying PayPal well because is easy to pay mostly everywhere Reviewed on: 11th June 2024

Easy and safe payment online

Easy to use and a safe way to pay online. Reviewed on: 11th June 2024

Easy to apply and the app provides the detail you ne...

Easy to apply and the app provides the detail you need which means you are on control of your money. Highly recommended to anyone that needs a line of easy to use credit. Reviewed on: 11th June 2024

A Great Experience.

PayPal is fantastic to to purchase goods in so many ways. Thanks PayPal Reviewed on: 11th June 2024

Easy process and 0% for 4 moths really helpfull.

Easy process and 0% for 4 moths really helpfull. Would be perfect if they make it 6. Reviewed on: 11th June 2024

Simple and useful

It’s so very simple to use and helps to budget and also help to improve credit score Reviewed on: 11th June 2024

Excellent, has been a life saver with online purchasee

Excellent, has been a life saver with online purchasee Reviewed on: 11th June 2024

Great way to save and spend your money, allows you a...

Great way to save and spend your money, allows you as a buyer to be safe. Their credit is also an amazing way to pay for things you cannot afford at the moment or in emergency's Reviewed on: 11th June 2024

It’s quick and easy to set up and easy to use.

It’s quick and easy to set up and easy to use. I feel safe and protected Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Credit Card
from American Express 4.58 from 24 reviews
Classic Extra Card
from Capital One 3.72 from 6 reviews
Bip Credit Card
from NewDay 4.91 from 2284 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub