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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179293 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179297)

Good from start to finish, very easily understandabl...

Good from start to finish, very easily understandable and no hidden agenda or fees shown at the very last minute Reviewed on: 6th July 2026

Easy to use. Good customer service

I used several time paypal credit for purchases and I am very happy with the ease to obtain a cedit when you need it most. Also, when I had questiond, the customer service was easy to contact and answered my questions. Reviewed on: 6th July 2026

Paypal has been providing financial support and sust...

Paypal has been providing financial support and sustainability to individual including myself which gas been very effective and helpful Reviewed on: 6th July 2026

I've had a great experience with PayPal Credit.

I've had a great experience with PayPal Credit. The application process was simple, payments are easy to manage, and everything has worked smoothly. Customer support was helpful whenever I needed assistance. I would definitely recommend this service. Reviewed on: 6th July 2026

Ian robley

Its a fantastic service well run and the app lets you have alm the information you need to hand Reviewed on: 6th July 2026

Never had a problem , very happy

Never had a problem , very happy Reviewed on: 6th July 2026

Some good experiences especially when dealing with d...

Some good experiences especially when dealing with disputes , PayPal really helped get the issues sorted Reviewed on: 6th July 2026

Great customer service.

Great customer service. Quality products and service Reviewed on: 6th July 2026

PayPal credit is a really handy tool

PayPal credit is a really handy tool to help me budget Reviewed on: 6th July 2026

PayPal take 3 is absolutely great for helping split...

PayPal take 3 is absolutely great for helping split the cost Reviewed on: 6th July 2026

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