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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57120 reviews)

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4.91

Based on 57,120 reviews, last reviewed 8th Apr 2026

583800% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Everything runs super well & I've never had any prob... Everything runs super well & I've never had any problems across my business & retail experiences. Reviewed on: 8th April 2026

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57120)

Easy and convenient

An excellent Klarna alternative to interest-free 3 equal payments Reviewed on: 26th May 2025

Good for interest free credit.

Good for interest free credit. Only downfall is if a payment gets reversed even if you make it on time another way, you get charged £12 Reviewed on: 26th May 2025

Highly recommended

Very good experience so far! App is very accessible and user friendly. Haven't had any problems or concerns with anything in the last few years I've been using paypal. Highly recommend! Reviewed on: 26th May 2025

Does a lot with good back up

I have had a couple of issues surrounding direct debits in the past but the customer service team were very responsive and resolved it quickly, overall no complaints the app has a lot of functionality too Reviewed on: 26th May 2025

Excellent service great staff attitude and products

Excellent service great staff attitude quick and easy all round provision Reviewed on: 26th May 2025

Always easy to use.

Always easy to use and never have any problems. Great service. have used over many years without a problem. Would recommend. Reviewed on: 26th May 2025

Great service with no fuss.

Great service with no fuss. Easy way too pay Reviewed on: 26th May 2025

Easy payment options

Easy payment options for paying 3 or pay over 4 months Reviewed on: 26th May 2025

I'm confused but it works anyway (I think)

I am confused by when I do or don't use paypal. I don't really choose to use it, but sometimes find I have paid this way because my bank card fails. So, it's handy. I got a credit option because they offered me £5, and that worked out just fine. Reviewed on: 26th May 2025

I have used PayPal for over 4 years.

I have used PayPal for over 4 years. Their customer service is very good. I have used them a few time when I did not understand the transactions, they were very good and sorted out my concerns. Reviewed on: 26th May 2025

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