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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Good for working on your credit

Using PayPal credit has boosted my credit score Reviewed on: 11th June 2024

A fantastic payment service!

Very easy to set the account up and use it. I'd like to be able to split out the different purchases I've made, to ensure I pay back each balance so as not to incur interest. But other than that, It's a perfect service. Reviewed on: 11th June 2024

Excellent.

Excellent. The customer service is excellent. Reviewed on: 11th June 2024

Been very easy to use along with gives good informat...

Been very easy to use along with gives good information on where I stand with what’s owed and if I owe interest Reviewed on: 11th June 2024

It has been a great way to buy things through PayPal.

It has been a great way to buy things through PayPal. Really recommend it. Reviewed on: 11th June 2024

PayPal credit has been fantastic for managing larger...

PayPal credit has been fantastic for managing larger purchases and spreading the cost. When I’ve needed customer services, I’ve been in contact quickly and they’ve sorted matters out efficiently. Recommend! Reviewed on: 11th June 2024

Making shopping more accessible!!

Fabulous way of being able to purchase items and have a little longer to pay with no interest! Reviewed on: 11th June 2024

Excellant service and great customer support

Excellant service and great customer support Reviewed on: 11th June 2024

Paypal is easy to use and user friendly.

Paypal is easy to use and user friendly. Reviewed on: 11th June 2024

Easy to apply for, very helpful.

Easy to apply for, very helpful. Great experience with PayPal credit Reviewed on: 11th June 2024

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