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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Paypal credit gives you flexibility that is trusted!

Paypal credit gives you flexibility that is trusted! Also now has a card to go with it so even better! Reviewed on: 6th July 2026

Efficient payment method that offers security...

Quick efficient payment method that offers security & privacy of my details.customer service has always been great too! Reviewed on: 6th July 2026

A digital finance facility is such a blessing.

A digital finance facility is such a blessing. Real easy to use. Protection exists should something go wrong. Making regular internet purchases means having something like PayPal Credit makes life so much easier. Highly recommended. Reviewed on: 6th July 2026

Good customer service, everything going quick and s...

Good customer service, everything going quick and simple. Reviewed on: 6th July 2026

Recently PayPal increased my credit limit, highly re...

Recently PayPal increased my credit limit, highly recommended Reviewed on: 6th July 2026

Perfect PayPal!

Everything with PayPal is 10/10. Faultless Reviewed on: 6th July 2026

Consumer friendly credit service

Very easy to access the credit for purchases that just need to be spread out a little longer. Feels safe and secure to use. Convenient to sign in and validate when on the third party site. Credit information clearly explained and advice on saving money on balances always visible. Reviewed on: 6th July 2026

Paypal credit, quick and easy to use

PayPal credit is very simple to utilise, click of a button (or 2), very handy when it gets to birthdays or Christmas especially. Always get reminded of payments due so easy to keep track of and avoid missed deadlines. Reviewed on: 6th July 2026

Excellent

Good experience overall very satisfied Reviewed on: 6th July 2026

I really like the 4 months interest free for purchas...

I really like the 4 months interest free for purchases over £100 Reviewed on: 6th July 2026

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