Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179289 reviews)

View other PayPal products

4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (179289)

Great choices available.

Great choices available. Paying three is a brilliant idea and the credit card is also a cool idea too Reviewed on: 6th July 2026

Great customer service

Great customer service and very helpful when I had problems in the past Reviewed on: 6th July 2026

I like PayPal credit the app is easy to use , quick...

I like PayPal credit the app is easy to use , quick and self explanatory. I like how it’s adds your purchases with each zero interest and keeps you updated with the end date of the zero interest. Reviewed on: 6th July 2026

PayPal credit is a great flexible credit option that...

PayPal credit is a great flexible credit option that provides amazing interest free offers Reviewed on: 6th July 2026

Easy for approval, useful for many services, has min...

Easy for approval, useful for many services, has minimal and affordable payback options. Reviewed on: 6th July 2026

I always use pay pal credit and love the protection...

I always use pay pal credit and love the protection and sits the costs Sidcup over 4 months. I use the service quiet a lot Reviewed on: 6th July 2026

Fair, reliable, efficient and an app I’ve used for y...

Fair, reliable, efficient and an app I’ve used for years. Reviewed on: 6th July 2026

Very good service when dealing with a problem

Very good service when dealing with a problem Reviewed on: 6th July 2026

I've used paypal for many years and have always been...

I've used paypal for many years and have always been a extremely happy. Reviewed on: 6th July 2026

Never had any problems with PayPal

Never had any problems with PayPal Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.70 from 3852 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 99834 reviews
Credit card
from PayPal 4.70 from 122 reviews
Payments
from PayPal 4.70 from 3852 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub