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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57094 reviews)

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4.91

Based on 57,094 reviews, last reviewed 8th Apr 2026

581300% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great customer service & experience Great customer service & experience Reviewed on: 8th April 2026

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57094)

Safe to use

Great service easy and safe to use Reviewed on: 26th May 2025

It helps me budget and pay for a essential 1 off ite...

It helps me budget and pay for a essential 1 off item with if paid off every month is interest free which I always do I have found it helps me save money and to only buy what I really need with a few treats now and again Reviewed on: 26th May 2025

Been using PayPal for years and a great way to get t...

Been using PayPal for years and a great way to get those item that can be split in price Reviewed on: 26th May 2025

Super convenient and easy to use for those tight mon...

Super convenient and easy to use for those tight months. Reviewed on: 26th May 2025

Overall really happy with PayPal Credit.

Overall really happy with PayPal Credit. It saves the hassle of using a credit card and applying for one. Most purchases over £100 I use with the 0% interest and then always make sure it is paid of within the 4 months. Just gives me peace of mind if I don’t have a pot of savings. I think normal credit cards can be intimidating but PayPal Credit has made my life a lot easier. Reviewed on: 26th May 2025

Interest free, protected, easy to use.

Great interest free period to pay off amount and can be used in a wide range of online sites. Peace of mind with added protection. Reviewed on: 26th May 2025

Efficient and professional service.

Efficient and professional service. Excellent customer care and advice available. Variable payment options available instantly Reviewed on: 26th May 2025

Customer focused service - excellent customer service.

Customer focused service - excellent customer service. Reviewed on: 26th May 2025

I love PayPal Credit always pays with

I love PayPal Credit always pays with Reviewed on: 26th May 2025

Very easy to use and topped off with great customer...

Very easy to use and topped off with great customer service. Reviewed on: 26th May 2025

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