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PayPal: PayPal Credit reviews

4.91
Based on 57,024 reviews, last reviewed 7th Apr 2026
575000% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and I am very grateful to be part of PayPal. Very good and I am very grateful to be part of PayPal. I recommend everyone to go for it. It makes life easier and payment online more secure. Reviewed on: 7th April 2026
Frank G's avatar
Frank G

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57024)

I've never had a bad experience

5
I've never had a bad experience and it helps spread out costs for a simpler financial month Reviewed on: 26th May 2025

Excellent service.

5
Excellent service. I'm glad I found it Reviewed on: 26th May 2025

Great customer service and ease of use!

5
Great customer service and ease of use! Reviewed on: 26th May 2025

Reliable and easy

5
Reliable and easy to use. The service is adding an extra level of security on top of the banking system, giving trust and a worry free shopping experience. Reviewed on: 26th May 2025

Fantastic and very professional service.

5
Fantastic and very professional service. Reviewed on: 26th May 2025

PayPal Credit is a great way to buy things without p...

5
PayPal Credit is a great way to buy things without paying a lot upfront making it more affordable to purchase items. It’s easy to use also Reviewed on: 26th May 2025

I like paypal credit better than my credit card

5
I like paypal credit better than my credit card Reviewed on: 26th May 2025

Always very polite and responsive

5
Always very polite and responsive Reviewed on: 26th May 2025

Easy to use reliable and safe so thst when you use...

5
Easy to use reliable and safe so thst when you use PayPal you know they've got your back if something is bogus Reviewed on: 26th May 2025

Very handy

5
Excellent service when it comes to credit. Satisfies your needs when you want it. Reviewed on: 26th May 2025

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