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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

5 star - Great process, quick and good communication.

5
Great process, quick and good communication. Reviewed on: 11th June 2024

A safe secure way to pay.

5
A safe secure way to pay for goods with company that helps when problems arise, with so many cons and scams coming from just about everywhere. Great work keeping it up is your challenge, good luck with that looking forward to a long partnership for years to come. Kevinevo Reviewed on: 11th June 2024

Wow where shall I start, It is so easy paying for on...

5
Wow where shall I start, It is so easy paying for online and the service is second to none , I can recall when I call Customer service they always get Any queries sorted quickly, Reviewed on: 11th June 2024

Essay paiement for the win

5
Using PayPal credit makes my decision about big purchases so much easier.and the repayment are calculated and taken automatically. That is what I love, to not worry about it. Reviewed on: 11th June 2024

Why I use PayPal

5
Pay in 3 makes my life easier, I am always kept informed so I can't miss my.payments Reviewed on: 11th June 2024

Easy to keep up with bills

5
Paypal credit has been really helpfull with keeping on top of bills as i am paied 4weekly. This means i never miss a bill Reviewed on: 11th June 2024

It's enabled me to buy large price tag items and pay...

5
It's enabled me to buy large price tag items and pay over 4 months interest free Reviewed on: 11th June 2024

I feel safe making online purchases.

5
I feel safe making online purchases. If there’s no PayPal I do t even make a purchase. PayPal is the safest way of shopping because I feel protected. Reviewed on: 11th June 2024

Convenient

4
Convenient and offers flexible payments Reviewed on: 11th June 2024

Paypal is good and makes it easy to send people mone...

4
Paypal is good and makes it easy to send people money however customer service can be slow and hard to get hold of. Reviewed on: 11th June 2024

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