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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179285 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179286)

Never had any issues.

Never had any issues. Easy to use. Choice of payment plans. Reviewed on: 6th July 2026

I’ve had a great experience using PayPal.

I’ve had a great experience using PayPal. Sending international payments is quick and effortless, everything is done in under a minute with clear fees shown upfront. The app is user-friendly, transfers are instant, and I feel very secure with their buyer protection and notifications. Customer support was fast and helpful when I needed them. PayPal makes online payments and money transfers so simple and reliable. Highly recommend! Reviewed on: 6th July 2026

When I called customer service when I first joined I...

When I called customer service when I first joined I had everything explained and sorted so quickly Reviewed on: 6th July 2026

Smartpal use paypal

Smart pal use pay pal just super supportive package Reviewed on: 6th July 2026

Always on hand to help

Always on hand for when the odd purchase does not go well from a supplier to rectify any issues Reviewed on: 6th July 2026

PayPal credit is good but it’s difficult to lower yo...

PayPal credit is good but it’s difficult to lower your available balance. You should be advised more before interest starts on payments. Other than that I think it’s really good Reviewed on: 6th July 2026

Such an easy experience, and made me really feel lik...

Such an easy experience, and made me really feel like I’m a valued customer. Reviewed on: 6th July 2026

Trusted and always supportive.

Trusted and always supportive. Reliable for safe transactions . Always feel protected Reviewed on: 6th July 2026

Safe, Effective and efficient

Safe, Effective and efficient way to buy goods. On the couple of occasions where I’ve been let down by a retailer PayPal have refunded my money very promptly. Reviewed on: 6th July 2026

great international payment method

great international payment method Reviewed on: 6th July 2026

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