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PayPal: PayPal Credit reviews

4.91
Based on 56,912 reviews, last reviewed 7th Apr 2026
564600% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me restart my life fresh start bk on track... Helped me restart my life fresh start bk on track Reviewed on: 7th April 2026
Warwick Hilton's avatar
Warwick Hilton

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56912)

PayPal is easy to use

5
I love PayPal. It's so easy to use. I can keep track of who I have paid and refunds too. I love their app as I can keep regular checks on money going in and out. Reviewed on: 26th May 2025

Everytime great experience using this service.

5
Everytime great experience using this service. Reviewed on: 26th May 2025

Good and secure payments, easy credit

5
Good and secure payments, easy credit Reviewed on: 26th May 2025

Fast ans simple to use great service

5
Fast ans simple to use great service Reviewed on: 26th May 2025

Secure and Reliable

5
Secure and Reliable.Havr bern a customer since its beginning.Fast,safe and reliable. Reviewed on: 26th May 2025

I love using PayPal very reliable safe and I have th...

5
I love using PayPal very reliable safe and I have the confidence that I will not be scammed. Reviewed on: 26th May 2025

Easy peasy

4
Easy to set up, use and review makes it simple to keep an eye on future and past payments to manage your wider finances Reviewed on: 26th May 2025

Helps me balance finance, to make life easier, it’s...

5
Helps me balance finance, to make life easier, it’s a great service Reviewed on: 26th May 2025

Good service

4
I regularly use PayPal to send and receive money and to pay for things and have never had any issues Reviewed on: 26th May 2025

PayPal helps support my purchasing and finance needs.

5
PayPal helps support my purchasing and finance needs. The ability to use PayPal credit on multiple platforms makes life so much easier! PayPal keeps me updated when payments are due and when they will take payment from my account. Reviewed on: 26th May 2025

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