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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179256 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179266)

Excellent.

Excellent service throughout. Can always rely on PayPal to be there when the unexpected happens regarding a paying a bill or invoice. Reviewed on: 6th July 2026

Financial assistant with many assetts

Often used for buying items from various online stores and ebay. The pay in 3, zero percent interest loans are very useful if you have a busy month with finances. I have used paypal for sending money and receiving. I also have recurring payments. Great service. Reviewed on: 6th July 2026

i enjoyed using pay pal everyday a quick and easy wa...

i enjoyed using pay pal everyday a quick and easy way to pay for things online. It lets you buy items without typing your credit card number into every single website. This makes shopping safer. Reviewed on: 6th July 2026

Good and easy

It was easy and informative and was informed well Reviewed on: 6th July 2026

Excellent for online shopping , it links directly to...

Excellent for online shopping , it links directly to your bank or card, allowing you to pay without sharing your financial details with merchants. It also offers a strong dispute resolution process if items are not received or do not match the description. It is also widely accepted by both major retailers and independent creators worldwide. Reviewed on: 6th July 2026

Paypal credit is non-exploitative and convenient to...

Paypal credit is non-exploitative and convenient to use. Payment dates are made clear so I'm never confused about when it's time for the monthly payment Reviewed on: 6th July 2026

Works beautifully and simple to use

So easy to set up and use, allows you to spread payments over 3 months. Reviewed on: 6th July 2026

Good to have this service for times when you need...

Good to have this service for times when you need it Reviewed on: 6th July 2026

PayPal pay in three allows me to buy the essential i...

PayPal pay in three allows me to buy the essential items I need instantly while allowing me to pay at a comfortable pace without incurring any interest. Reviewed on: 6th July 2026

The credit offers provide flexibility

The credit offers provide flexibility Reviewed on: 6th July 2026

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