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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

I never get any problem , since I use PayPal I never...

I never get any problem , since I use PayPal I never had any issue Reviewed on: 6th July 2026

Convenience

Easy to apply , convenient to pay bs k slowly Reviewed on: 6th July 2026

Great app, easy to use 10/10

I’ve used PayPal for years now, it’s great, easy to send and receive money, the pay in 3 option is very helpful and also PayPal credit is there if your need to buy now pay later Reviewed on: 6th July 2026

There when I’ve needed it.

There when I’ve needed it. Really easy to understand. Easy to make payments to the account and set up direct debits. It’s the only payment provider I would use. Reviewed on: 6th July 2026

I have always used paypal.

I have always used paypal. customer service has always helped me with any issues i have had Reviewed on: 6th July 2026

Bee using PayPal for years and never had one single...

Bee using PayPal for years and never had one single problem that wasn’t solved Reviewed on: 6th July 2026

The best credit

The best credit the app is so easy to use Reviewed on: 6th July 2026

Paypal Credit provides an easy way to spend online

Paypal Credit provides an easy way to spend online, and the integration with the paypal app makes it incredibly easy to pay off these purchases. Paypal credit has 0% interest on purchases over £99 for 4 months, which is great for big purchases. One drawback is the high interest rates, which I avoid by ensuring all balances are paid off by the due date. Reviewed on: 6th July 2026

Straightforward way to spread costs and get reassura...

Straightforward way to spread costs and get reassurance when buying privately Reviewed on: 6th July 2026

Worth getting

Easy to use and very handy for paying in installments Reviewed on: 6th July 2026

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